PlainZIP

Oak Hill, OH · standard

ZIP Code 45656

Jackson County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,639
20/sq mi
$59,395
Median income
$116,700
Median home value
16.1%
Bachelor's or higher

The verdict

Oak Hill pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

28th pct
household income, US ZIPs
15th pct
home value, US ZIPs
20
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45656 against every reporting US ZIP.

ZIP code 45656 is a mid-sized community (a standard USPS delivery area) in Oak Hill, Jackson County, Ohio, home to 6,639 residents across 337.0 square miles, a density of 20 people per square mile, in the New York time zone.

ZIP 45656 reports a modest median household income of $59,395 (19% below the Ohio average), while per-capita income is $27,817. The poverty rate stands at 21.2% and the unemployment rate at 1.4%. Housing costs here run $116,700 for a typical home value (41% below the state average), with rent averaging $841 a month; 79.3% of homes are owner-occupied.

Educational attainment sits below the national norm: 16.1% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 38 minutes. To put 45656 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 4 additional ZIPs in Jackson County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45656

Top 5 sectors by establishment count in Oak Hill, OH

Which industries have the most business establishments in ZIP 45656.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45656, Oak Hill, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,639

Population

337.0

Area (sq mi)

20

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45656?

36.7

Median Age

47.9%

Male

52.1%

Female

0.4%

Foreign-Born

White 97.6%
African American 0.9%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.1%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,395

Median Household Income

-19% vs state

$27,817

Per Capita Income

21.2%

Poverty Rate

1.4%

Unemployment Rate

37.6 min

Mean Commute Time

How ZIP 45656 ranks nationally

Oak Hill, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,395 28th percentile higher than 28% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.2%
Bachelor's Degree or Higher 16.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,994

Total Housing Units

2,459

Occupied Units

535

Vacant Units

2.85

Avg Household Size

Occupancy Type

Owner 79.3%
Renter 20.7%

$116,700

Median Home Value

-41% vs state

$841

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+21.9%

YoY Change (2021)

172

HPI Index (2000 = 100)

+72%

Total Change Since 2000

Home values in ZIP 45656 have increased 21.9% over the past year (2021). Since 2000, this ZIP has seen +72% cumulative appreciation.

Year Annual Change HPI Index
2016 – 134
2018 – 127
2020 – 141
2021 +21.9% 172

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 73 business establishments in ZIP 45656, employing approximately 599 people with a combined annual payroll of $19,675,000.

73

Businesses

599

Employees

$19.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 16 21.9%
Other services (except public administration) 11 15.1%
Accommodation and food services 7 9.6%
Manufacturing 6 8.2%
Agriculture, forestry, fishing and hunting 5 6.8%
Construction 5 6.8%
Transportation and warehousing 5 6.8%
Administrative and support and waste management and remediation services 4 5.5%
Wholesale trade 3 4.1%
Finance and insurance 3 4.1%
Professional, scientific, and technical services 3 4.1%
Health care and social assistance 3 4.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45656 vs 45682 →

ZIP 45656 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45656 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45656 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45656 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45682 South Webster, OH 2,420 7.2 mi
45685 Thurman, OH 1,251 8.6 mi
45640 Jackson, OH 15,960 10.6 mi
45688 Waterloo, OH 475 10.6 mi

More ZIP Codes in Jackson County

45640 standard
Jackson, OH
Pop: 15,960
45692 standard
Wellston, OH
Pop: 8,773
45672 standard
Ray, OH
Pop: 1,749
45621 standard
Coalton, OH
Pop: 313

Related Areas

Jackson County Oak Hill, OH Ohio

Frequently Asked Questions

What county is ZIP code 45656 in? ▼
ZIP code 45656 (Oak Hill) is located in Jackson County, Ohio. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-oh.
What is the population of ZIP code 45656? ▼
ZIP code 45656 in Oak Hill, OH has a population of 6,639 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45656? ▼
The median household income in ZIP 45656 is $59,395, which is 22% below the national average of $76,288.
What is the average home value in ZIP 45656? ▼
The median home value in ZIP 45656 is $116,700, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 45656? ▼
The largest racial group in ZIP 45656 is White at 97.6%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 45656? ▼
ZIP code 45656 has 73 business establishments employing approximately 599 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45656? ▼
The top industries by establishment count in ZIP 45656 are: Retail trade (16), Other services (except public administration) (11), Accommodation and food services (7). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45656? ▼
According to the FHFA House Price Index, home values in ZIP 45656 increased by 21.9% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 72%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45656? ▼
In ZIP code 45656, 64.2% of residents aged 25+ have a high school diploma or higher, and 16.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45656? ▼
The mean commute time for workers in ZIP code 45656 is 37.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45656? ▼
In ZIP code 45656, approximately 79.3% of occupied housing units are owner-occupied and 20.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45656? ▼
The poverty rate in ZIP code 45656 is 21.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.