Jackson, OH · standard
ZIP Code 45640
Jackson County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,960
- 35/sq mi Moderate-density area
- $59,566
- Median income Below-median income area
- $168,800
- Median home value Near-median home value
- 18.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Jackson pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- 34th pct
- home value, US ZIPs
- 35
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45640 against every reporting US ZIP.
ZIP code 45640 is a mid-sized community (a standard USPS delivery area) in Jackson, Jackson County, Ohio, home to 15,960 residents across 461.3 square miles, a density of 35 people per square mile, in the New York time zone.
ZIP 45640 reports a modest median household income of $59,566 (18% below the average Ohio ZIP), while per-capita income is $32,534. The poverty rate is 14.5%, with unemployment at 2.8%; those measures add context to the income figure. Median home value is $168,800 (14% below the average Ohio ZIP) and median rent is $748; 72.9% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 18.8% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 25 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 4 more in Jackson County, so 45640 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45640
Top 5 sectors by establishment count in Jackson, OH
Which industries have the most business establishments in ZIP 45640.
- Retail trade
Retail trade
78 establishments
- Health care and social assistance
Health care and social assistance
65 establishments
- Other services (except public administration)
Other services (except public administration)
49 establishments
- Accommodation and food services
Accommodation and food services
41 establishments
- Construction 30
Construction
30 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45640, Jackson, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,960
Population
461.3
Area (sq mi)
35
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45640?
41.4
Median Age
51.1%
Male
48.9%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,566
Median Household Income
-18% vs state ZIP avg
$32,534
Per Capita Income
14.5%
Poverty Rate
2.8%
Unemployment Rate
25.1 min
Mean Commute Time
How ZIP 45640 ranks among Ohio ZIPs
Jackson, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,566 28th percentile higher than 28% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,213housing units
7,213
Total Housing Units
6,590
Occupied Units
623
Vacant Units
2.38
Avg Household Size
Occupancy Type
$168,800
Median Home Value
-14% vs state ZIP avg
$748
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.5%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 45640 have increased 0.5% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.8% | 151 |
| 2021 | +9.5% | 166 |
| 2022 | +11.7% | 185 |
| 2023 | +23.6% | 229 |
| 2024 | +0.5% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 408 business establishments in ZIP 45640, employing approximately 5,729 people with a combined annual payroll of $217,649,000.
408
Businesses
5,729
Employees
$217.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 78 | 19.1% |
| Health care and social assistance | 65 | 15.9% |
| Other services (except public administration) | 49 | 12.0% |
| Accommodation and food services | 41 | 10.1% |
| Construction | 30 | 7.3% |
| Professional, scientific, and technical services | 24 | 5.9% |
| Finance and insurance | 23 | 5.6% |
| Transportation and warehousing | 16 | 3.9% |
| Manufacturing | 15 | 3.7% |
| Wholesale trade | 13 | 3.2% |
| Real estate and rental and leasing | 13 | 3.2% |
| Administrative and support and waste management and remediation services | 13 | 3.2% |
| Information | 10 | 2.5% |
| Arts, entertainment, and recreation | 8 | 2.0% |
| Agriculture, forestry, fishing and hunting | 3 | 0.7% |
| Industries not classified | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45640 vs 45621 →
ZIP 45640 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45640
Jackson (45640)
15,960 residents
- 45692
Wellston (45692)
8,773 residents
- 45656
Oak Hill (45656)
6,639 residents
- 45621 313
Coalton (45621)
313 residents
What this shows Among its immediate neighbors, ZIP 45640 ranks the most populous - useful context the national average alone can't give.
ZIP 45640 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45640
Jackson (45640)
$59,566 median income
- 45656
Oak Hill (45656)
$59,395 median income
- 45692
Wellston (45692)
$55,301 median income
- 45621
Coalton (45621)
$46,932 median income
What this shows By household income, ZIP 45640 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45640, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,960 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 45640 in?
ZIP code 45640 (Jackson) is located in Jackson County, Ohio. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-oh.
What is the population of ZIP code 45640?
ZIP code 45640 in Jackson, OH has a population of 15,960 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45640?
The median household income in ZIP 45640 is $59,566, which is 22% below the national average of $76,288.
What is the average home value in ZIP 45640?
The median home value in ZIP 45640 is $168,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 45640?
The largest racial group in ZIP 45640 is White at 95.0%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 45640?
ZIP code 45640 has 408 business establishments employing approximately 5,729 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45640?
The top industries by establishment count in ZIP 45640 are: Retail trade (78), Health care and social assistance (65), Other services (except public administration) (49). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45640?
According to the FHFA House Price Index, home values in ZIP 45640 increased by 0.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45640?
In ZIP code 45640, 60.2% of residents aged 25+ have a high school diploma or higher, and 18.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45640?
The mean commute time for workers in ZIP code 45640 is 25.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45640?
In ZIP code 45640, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45640?
The poverty rate in ZIP code 45640 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45640's numbers, next.
- See how ZIP 45640 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Jackson, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.