Residential delivery area · Ohio
ZIP Code 45640: Jackson, OH
ZIP code 45640 uses the postal name Jackson, Ohio and lies entirely in Jackson County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $59,566 (Census Bureau, ACS 2020-2024). By Census place, 5% of its land lies in Jackson; 95% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Jackson · its only residential ZIP
- County
- Jackson County
- Census places
- Jackson
- House district
- OH-2 119th Congress
- State
- Ohio
- Time zone
- Eastern
- Land area
- 174.6 sq mi · 91 people per sq mi
Where is ZIP code 45640?
45640 centers on 39.020°, -82.656° and covers 174.6 square miles of land plus 0.5 of water. It borders 8 ZIP codes: 45692, 45613, 45656, 45685, 45653, 45672, 45686, 45601.
The map draws ZIP code areas only. For the streets inside 45640, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 45640 compare with the rest of Jackson County?
| Measure | 45640 | In Jackson County | In OH |
|---|---|---|---|
| People (ACS 2020-2024) | 15,882 | 2nd of 11 | 282nd of 1,233 |
| Median household income | $60k | 2nd of 3 | 570th of 755 |
| Median home value | $169k | 4th of 7 | 532nd of 810 |
Its median household income is higher than in 28% of U.S. residential ZIP codes, and it is denser than 52% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 45640?
The 2020 Census counted 15,896 people in 45640; the ACS, which samples households over 2020-2024, estimates 15,882. Between the 2010 and 2020 censuses its population fell 0.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 15,882
- 2020 Census count
- 15,896−0.4% since 2010 (15,960)
- Households
- 6,590
- Median age
- 41.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 45640?
Of the 15,882 people the ACS estimates in 45640, 21.0% are under 18 and 19.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.9%).
- Under 1821.0%
- 18 to 6459.2%
- 65 and older19.8%
- White, not Hispanic94.9%
- Other or two or more2.5%
- Hispanic or Latino1.2%
- Asian, not Hispanic1.1%
- Black, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 45640 earn?
Median household income is $59,566 (ACS 2020-2024), the 2nd highest of the 3 ranked ZIP codes in Jackson County. It is not measurably different from 2015-2019 ($59,934 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $59,566±$6,305
- Income per person
- $32,534
- Below the poverty line
- 14.5%
- Unemployed (of the labor force)
- 2.8%
- Adults 25+ with a bachelor's degree
- 18.8%
- Adjusted gross income per tax return, 2022
- $61,9456,890 returns; wages 73% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 45640?
FHFA's house price index for 45640, built from repeat sales and appraisals of the same homes, rose 75% from 2015 to 2025 and rose 50% from 2020 to 2025, and moved −0.6% in 2025.
- Median home value (owners' estimate)
- $168,800
- Median gross rent
- $748
- Homes owned by their occupants
- 72.9%
- Housing units
- 7,213
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 45640?
408 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade78
- Health care and social assistance65
- Other services (except public administration)49
- Accommodation and food services41
- Construction30
- Professional, scientific, and technical services24
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 45640?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 45692 | Wellston | 7,997 | $55k | 9.0 mi |
| 45613 | Beaver | 3,228 | $31k | 10.5 mi |
| 45656 | Oak Hill | 7,013 | $59k | 10.5 mi |
| 45685 | Thurman | 1,050 | $62k | 12.3 mi |
| 45653 | Minford | 3,528 | $82k | 12.7 mi |
| 45672 | Ray | 1,361 | $49k | 13.9 mi |
| 45686 | Vinton | 3,372 | $55k | 15.5 mi |
| 45601 | Chillicothe | 55,836 | $60k | 25.8 mi |
| 45621 | Coalton | 509 | $47k | 6.8 mi (near) |
| 45634 | Hamden | 1,675 | $52k | 14.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.