ZIP Code 45688

standard

Source:

Waterloo · Lawrence County · Ohio

Population
475

5/sq mi

Median home value
$52,700

▼ 81% vs US

higher than 1% of US ZIPs

Bachelor's or higher
8.4%

Median age 32.8

Land area
95.0 sq mi

New York

ZIP code 45688 in Waterloo, Ohio has a population of 475. Median home value is $52,700, 81% below the US average. 8.4% of residents hold a bachelor's degree or higher.

ZIP code 45688 is classified by USPS as a standard delivery area and covers roughly 95.0 square miles in Waterloo, Lawrence County, Ohio. The area is home to 475 residents, producing a population density of 5 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45688 against Ohio and the nation.

On the economic side, the median household income for ZIP 45688 sits at , while per-capita income is $20,030. The poverty rate stands at 31.4% and the unemployment rate at 0.0%. On housing, the median home value is $52,700 (73% below the state average) with median rent at per month, and 83.1% of occupied units are owner-occupied, a direct signal of whether 45688 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 8.4% of adults hold a bachelor's degree or higher, the median age is 32.8, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lawrence County, so you can benchmark 45688 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45688, Waterloo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

475

Population

95.0

Area (sq mi)

5

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45688?

32.8

Median Age

55.2%

Male

44.8%

Female

0.0%

Foreign-Born

White 97.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.4%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$20,030

Per Capita Income

31.4%

Poverty Rate

0.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.7%
Bachelor's Degree or Higher 8.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

137

Total Housing Units

77

Occupied Units

60

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 83.1%
Renter 16.9%

$52,700

Median Home Value

-73% vs state

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 45688 vs 45658 →

ZIP Code City Population Distance
45658 Patriot, OH 2,787 6.8 mi
45659 Pedro, OH 2,973 6.5 mi
45696 Willow Wood, OH 1,438 9.6 mi
45656 Oak Hill, OH 6,639 10.6 mi

More ZIP Codes in Lawrence County

Frequently Asked Questions

What county is ZIP code 45688 in?
ZIP code 45688 (Waterloo) is located in Lawrence County, Ohio. Lawrence County contains multiple ZIP codes, see the full list at /counties/lawrence-oh.
What is the population of ZIP code 45688?
ZIP code 45688 in Waterloo, OH has a population of 475 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 45688?
The median home value in ZIP 45688 is $52,700, which is 81% below the national average of $278,155.
What is the demographic makeup of ZIP 45688?
The largest racial group in ZIP 45688 is White at 97.6%.
What is the education level in ZIP code 45688?
In ZIP code 45688, 52.7% of residents aged 25+ have a high school diploma or higher, and 8.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45688?
In ZIP code 45688, approximately 83.1% of occupied housing units are owner-occupied and 16.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45688?
The poverty rate in ZIP code 45688 is 31.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Waterloo, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.