Waterloo, OH · standard
ZIP Code 45688
Lawrence County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 475
- 5/sq mi Low-density area
- $52,700
- Median home value Below-median home value
- 8.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Waterloo pairs among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 1st pct
- home value, US ZIPs
- 5
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45688 against every reporting US ZIP.
ZIP code 45688 is a sparsely populated ZIP (a standard USPS delivery area) in Waterloo, Lawrence County, Ohio, home to just 475 residents across 95.0 square miles, a density of 5 people per square mile, in the New York time zone.
Median household income is not on file for ZIP 45688, but per-capita income is $20,030. The poverty rate is 31.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $52,700 (73% below the average Ohio ZIP); owner occupancy is 83.1%.
Formal educational attainment runs low here: just 8.4% of adults hold a bachelor's degree or higher, the median age is 32.8, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Lawrence County, so 45688 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45688, Waterloo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
475
Population
95.0
Area (sq mi)
5
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45688?
32.8
Median Age
55.2%
Male
44.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$20,030
Per Capita Income
31.4%
Poverty Rate
0.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
137housing units
137
Total Housing Units
77
Occupied Units
60
Vacant Units
2.73
Avg Household Size
Occupancy Type
$52,700
Median Home Value
-73% vs state ZIP avg
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 45688 vs 45658 →
ZIP 45688 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45656
Oak Hill (45656)
6,639 residents
- 45659
Pedro (45659)
2,973 residents
- 45658
Patriot (45658)
2,787 residents
- 45696 1,438
Willow Wood (45696)
1,438 residents
- 45688 475
Waterloo (45688)
475 residents
What this shows Among its immediate neighbors, ZIP 45688 ranks #5 by population - useful context the national average alone can't give.
More ZIP Codes in Lawrence County
Related Areas
Frequently Asked Questions
What county is ZIP code 45688 in?
ZIP code 45688 (Waterloo) is located in Lawrence County, Ohio. Lawrence County contains multiple ZIP codes, see the full list at /counties/lawrence-oh.
What is the population of ZIP code 45688?
ZIP code 45688 in Waterloo, OH has a population of 475 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 45688?
The median home value in ZIP 45688 is $52,700, which is 81% below the national average of $278,155.
What is the demographic makeup of ZIP 45688?
The largest racial group in ZIP 45688 is White at 97.6%.
What is the education level in ZIP code 45688?
In ZIP code 45688, 52.7% of residents aged 25+ have a high school diploma or higher, and 8.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45688?
In ZIP code 45688, approximately 83.1% of occupied housing units are owner-occupied and 16.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45688?
The poverty rate in ZIP code 45688 is 31.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45688's numbers, next.
- See how ZIP 45688 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waterloo, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.