Waterloo, OH · standard
ZIP Code 45688
Lawrence County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 475
- 5/sq mi
- $52,700
- Median home value
- 8.4%
- Bachelor's or higher
The verdict
Waterloo pairs among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 1th pct
- home value, US ZIPs
- 5
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45688 against every reporting US ZIP.
ZIP code 45688 is a sparsely populated ZIP (a standard USPS delivery area) in Waterloo, Lawrence County, Ohio, home to just 475 residents across 95.0 square miles, a density of 5 people per square mile, in the New York time zone.
Median household income is not on file for ZIP 45688, but per-capita income is $20,030. Local economic indicators show a 31.4% poverty rate alongside 0.0% unemployment. The typical home here is valued at $52,700 (73% below the state average); renters pay a median of - monthly, and 83.1% of units are owner-occupied.
Formal educational attainment runs low here: just 8.4% of adults hold a bachelor's degree or higher, the median age is 32.8, and the average commute is -. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lawrence County, so you can benchmark 45688 against its immediate geography rather than a national average alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45688, Waterloo, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
475
Population
95.0
Area (sq mi)
5
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45688?
32.8
Median Age
55.2%
Male
44.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$20,030
Per Capita Income
31.4%
Poverty Rate
0.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
137
Total Housing Units
77
Occupied Units
60
Vacant Units
2.73
Avg Household Size
Occupancy Type
$52,700
Median Home Value
-73% vs state
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 45688 vs 45658 →
ZIP 45688 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45656
Oak Hill (45656)
6,639 residents
- 45659
Pedro (45659)
2,973 residents
- 45658
Patriot (45658)
2,787 residents
- 45696 1,438
Willow Wood (45696)
1,438 residents
- 45688 475
Waterloo (45688)
475 residents
What this shows Among its immediate neighbors, ZIP 45688 ranks #5 by population - useful context the national average alone can't give.
More ZIP Codes in Lawrence County
Related Areas
Frequently Asked Questions
What county is ZIP code 45688 in? ▼
What is the population of ZIP code 45688? ▼
What is the average home value in ZIP 45688? ▼
What is the demographic makeup of ZIP 45688? ▼
What is the education level in ZIP code 45688? ▼
What percentage of residents own vs. rent in ZIP 45688? ▼
What is the poverty rate in ZIP code 45688? ▼
Read our methodology to see how this data is sourced, computed, and verified.