Waverly, OH · standard
ZIP Code 45690
Pike County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,412
- 39/sq mi Moderate-density area
- $54,333
- Median income Below-median income area
- $166,000
- Median home value Below-median home value
- 19.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Waverly pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 20th pct
- household income, US ZIPs
- 33rd pct
- home value, US ZIPs
- 39
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45690 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45690 (Waverly, OH) rose +9.5% from 2023 to 2024. The all-transactions index moved from 191.3 in 2023 to 209.4 in 2024 (2000 = 100).
ZIP code 45690 is a mid-sized community (a standard USPS delivery area) in Waverly, Pike County, Ohio, home to 14,412 residents across 372.4 square miles, a density of 39 people per square mile, in the New York time zone.
ZIP 45690 reports a modest median household income of $54,333 (26% below the average Ohio ZIP), while per-capita income is $36,062. The poverty rate is 17.9%, with unemployment at 5.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $166,000 (16% below the average Ohio ZIP), and median rent is $963; owner occupancy is 68.1%.
Educational attainment sits below the national norm: 19.9% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 27 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 5 more in Pike County, so 45690 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45690
Top 5 sectors by establishment count in Waverly, OH
Which industries have the most business establishments in ZIP 45690.
- Retail trade
Retail trade
44 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Accommodation and food services
Accommodation and food services
30 establishments
- Other services (except public administration)
Other services (except public administration)
29 establishments
- Finance and insurance 17
Finance and insurance
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45690, Waverly, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,412
Population
372.4
Area (sq mi)
39
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45690?
42.8
Median Age
49.0%
Male
51.0%
Female
0.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,333
Median Household Income
-26% vs state ZIP avg
$36,062
Per Capita Income
17.9%
Poverty Rate
5.4%
Unemployment Rate
26.8 min
Mean Commute Time
How ZIP 45690 ranks among Ohio ZIPs
Waverly, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$54,333 20th percentile higher than 20% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,685housing units
6,685
Total Housing Units
5,948
Occupied Units
737
Vacant Units
2.33
Avg Household Size
Occupancy Type
$166,000
Median Home Value
-16% vs state ZIP avg
$963
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.5%
YoY Change (2024)
209
HPI Index (2000 = 100)
+109%
Total Change Since 2000
Home values in ZIP 45690 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 141 |
| 2021 | +15.5% | 163 |
| 2022 | +5.3% | 172 |
| 2023 | +11.2% | 191 |
| 2024 | +9.5% | 209 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 242 business establishments in ZIP 45690, employing approximately 3,387 people with a combined annual payroll of $128,975,000.
242
Businesses
3,387
Employees
$129.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 44 | 18.2% |
| Health care and social assistance | 40 | 16.5% |
| Accommodation and food services | 30 | 12.4% |
| Other services (except public administration) | 29 | 12.0% |
| Finance and insurance | 17 | 7.0% |
| Construction | 16 | 6.6% |
| Manufacturing | 11 | 4.5% |
| Professional, scientific, and technical services | 11 | 4.5% |
| Administrative and support and waste management and remediation services | 10 | 4.1% |
| Transportation and warehousing | 8 | 3.3% |
| Real estate and rental and leasing | 8 | 3.3% |
| Wholesale trade | 5 | 2.1% |
| Information | 5 | 2.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45690 vs 45642 →
ZIP 45690 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45690
Waverly (45690)
14,412 residents
- 45661
Piketon (45661)
7,657 residents
- 45617 71
Bourneville (45617)
71 residents
- 45642 33
Jasper (45642)
33 residents
What this shows Among its immediate neighbors, ZIP 45690 ranks the most populous - useful context the national average alone can't give.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45690, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,412 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pike County
Related Areas
Frequently Asked Questions
What county is ZIP code 45690 in?
ZIP code 45690 (Waverly) is located in Pike County, Ohio. Pike County contains multiple ZIP codes, see the full list at /counties/pike-oh.
What is the population of ZIP code 45690?
ZIP code 45690 in Waverly, OH has a population of 14,412 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45690?
The median household income in ZIP 45690 is $54,333, which is 29% below the national average of $76,288.
What is the average home value in ZIP 45690?
The median home value in ZIP 45690 is $166,000, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 45690?
The largest racial group in ZIP 45690 is White at 96.5%. Hispanic or Latino residents make up 0.2% of the population.
How many businesses are in ZIP code 45690?
ZIP code 45690 has 242 business establishments employing approximately 3,387 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45690?
The top industries by establishment count in ZIP 45690 are: Retail trade (44), Health care and social assistance (40), Accommodation and food services (30). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 45690?
According to the FHFA House Price Index, home values in ZIP 45690 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45690?
In ZIP code 45690, 69.3% of residents aged 25+ have a high school diploma or higher, and 19.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45690?
The mean commute time for workers in ZIP code 45690 is 26.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45690?
In ZIP code 45690, approximately 68.1% of occupied housing units are owner-occupied and 31.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45690?
The poverty rate in ZIP code 45690 is 17.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45690's numbers, next.
- See how ZIP 45690 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waverly, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.