PlainZIP

Waverly, OH · standard

ZIP Code 45690

Pike County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,412
39/sq mi
$54,333
Median income
$166,000
Median home value
19.9%
Bachelor's or higher

The verdict

Waverly pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

20th pct
household income, US ZIPs
33th pct
home value, US ZIPs
39
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45690 against every reporting US ZIP.

ZIP code 45690 is a mid-sized community (a standard USPS delivery area) in Waverly, Pike County, Ohio, home to 14,412 residents across 372.4 square miles, a density of 39 people per square mile, in the New York time zone.

ZIP 45690 reports a modest median household income of $54,333 (26% below the Ohio average), while per-capita income is $36,062. Local economic indicators show a 17.9% poverty rate alongside 5.4% unemployment. The typical home here is valued at $166,000 (16% below the state average); renters pay a median of $963 monthly, and 68.1% of units are owner-occupied.

Educational attainment sits below the national norm: 19.9% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 27 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Pike County, so you can benchmark 45690 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45690

Top 5 sectors by establishment count in Waverly, OH

Which industries have the most business establishments in ZIP 45690.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45690, Waverly, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,412

Population

372.4

Area (sq mi)

39

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45690?

42.8

Median Age

49.0%

Male

51.0%

Female

0.4%

Foreign-Born

White 96.5%
African American 0.8%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.5%
Hispanic or Latino 0.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,333

Median Household Income

-26% vs state

$36,062

Per Capita Income

17.9%

Poverty Rate

5.4%

Unemployment Rate

26.8 min

Mean Commute Time

How ZIP 45690 ranks nationally

Waverly, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,333 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.3%
Bachelor's Degree or Higher 19.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,685

Total Housing Units

5,948

Occupied Units

737

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 68.1%
Renter 31.9%

$166,000

Median Home Value

-16% vs state

$963

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.5%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 45690 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 141
2021 +15.5% 163
2022 +5.3% 172
2023 +11.2% 191
2024 +9.5% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 242 business establishments in ZIP 45690, employing approximately 3,387 people with a combined annual payroll of $128,975,000.

242

Businesses

3,387

Employees

$129.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 44 18.2%
Health care and social assistance 40 16.5%
Accommodation and food services 30 12.4%
Other services (except public administration) 29 12.0%
Finance and insurance 17 7.0%
Construction 16 6.6%
Manufacturing 11 4.5%
Professional, scientific, and technical services 11 4.5%
Administrative and support and waste management and remediation services 10 4.1%
Transportation and warehousing 8 3.3%
Real estate and rental and leasing 8 3.3%
Wholesale trade 5 2.1%
Information 5 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45690 vs 45642 →

ZIP 45690 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45690 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45642 Jasper, OH 33 6.2 mi
45661 Piketon, OH 7,657 7.8 mi
45617 Bourneville, OH 71 12.7 mi

More ZIP Codes in Pike County

45661 standard
Piketon, OH
Pop: 7,657
45613 standard
Beaver, OH
Pop: 3,597
45646 standard
Latham, OH
Pop: 370
45642 standard
Jasper, OH
Pop: 33
45624 standard
Cynthiana, OH
Pop: 31

Related Areas

Pike County Waverly, OH Ohio

Frequently Asked Questions

What county is ZIP code 45690 in? ▼
ZIP code 45690 (Waverly) is located in Pike County, Ohio. Pike County contains multiple ZIP codes, see the full list at /counties/pike-oh.
What is the population of ZIP code 45690? ▼
ZIP code 45690 in Waverly, OH has a population of 14,412 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45690? ▼
The median household income in ZIP 45690 is $54,333, which is 29% below the national average of $76,288.
What is the average home value in ZIP 45690? ▼
The median home value in ZIP 45690 is $166,000, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 45690? ▼
The largest racial group in ZIP 45690 is White at 96.5%. Hispanic or Latino residents make up 0.2% of the population.
How many businesses are in ZIP code 45690? ▼
ZIP code 45690 has 242 business establishments employing approximately 3,387 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45690? ▼
The top industries by establishment count in ZIP 45690 are: Retail trade (44), Health care and social assistance (40), Accommodation and food services (30). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 45690? ▼
According to the FHFA House Price Index, home values in ZIP 45690 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45690? ▼
In ZIP code 45690, 69.3% of residents aged 25+ have a high school diploma or higher, and 19.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45690? ▼
The mean commute time for workers in ZIP code 45690 is 26.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45690? ▼
In ZIP code 45690, approximately 68.1% of occupied housing units are owner-occupied and 31.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45690? ▼
The poverty rate in ZIP code 45690 is 17.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.