PlainZIP

Indianapolis, IN · standard

ZIP Code 46221

Marion County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,393
511/sq mi
$65,280
Median income
$191,300
Median home value
16.0%
Bachelor's or higher

The verdict

Indianapolis pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

39th pct
household income, US ZIPs
41th pct
home value, US ZIPs
511
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46221 against every reporting US ZIP.

ZIP code 46221 is a densely settled ZIP (a standard USPS delivery area) in Indianapolis, Marion County, Indiana, with 26,393 residents across 51.6 square miles, a density of 511 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46221 reports a modest median household income of $65,280 (11% below the Indiana average), while per-capita income is $29,663. 18.4% of residents live below the poverty line, and the unemployment rate reads 6.1%. Median home value sits at $191,300 (1% below the state average), median rent at $1,137 a month, and owner-occupancy at 61.8%.

Educational attainment sits below the national norm: 16.0% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 27 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 46221, plus 6 more within Marion County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46221

Top 5 sectors by establishment count in Indianapolis, IN

Which industries have the most business establishments in ZIP 46221.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46221, Indianapolis, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,393

Population

51.6

Area (sq mi)

511

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46221?

34.5

Median Age

50.1%

Male

49.9%

Female

10.6%

Foreign-Born

White 68.1%
African American 15.0%
Asian 0.4%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 13.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,280

Median Household Income

-11% vs state

$29,663

Per Capita Income

18.4%

Poverty Rate

6.1%

Unemployment Rate

27.1 min

Mean Commute Time

How ZIP 46221 ranks nationally

Indianapolis, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,280 39th percentile higher than 39% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.4%
Bachelor's Degree or Higher 16.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,140

Total Housing Units

10,117

Occupied Units

1,023

Vacant Units

2.66

Avg Household Size

Occupancy Type

Owner 61.8%
Renter 38.2%

$191,300

Median Home Value

-1% vs state

$1,137

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.1%

YoY Change (2024)

219

HPI Index (2000 = 100)

+119%

Total Change Since 2000

Home values in ZIP 46221 have increased 9.1% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 139
2021 +15.5% 160
2022 +14.1% 183
2023 +9.7% 201
2024 +9.1% 219

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 341 business establishments in ZIP 46221, employing approximately 10,775 people with a combined annual payroll of $1,263,921,000.

341

Businesses

10,775

Employees

$1.3B

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 47 13.8%
Construction 43 12.6%
Health care and social assistance 37 10.8%
Other services (except public administration) 36 10.6%
Transportation and warehousing 29 8.5%
Accommodation and food services 29 8.5%
Wholesale trade 27 7.9%
Administrative and support and waste management and remediation services 26 7.6%
Real estate and rental and leasing 21 6.2%
Manufacturing 12 3.5%
Information 9 2.6%
Professional, scientific, and technical services 9 2.6%
Finance and insurance 6 1.8%
Utilities 3 0.9%
Management of companies and enterprises 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46221 vs 46241 →

ZIP 46221 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46221 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46221 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46221 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46241 Indianapolis, IN 30,670 2.8 mi
46217 Indianapolis, IN 29,358 2.7 mi
46183 West Newton, IN 82 3.6 mi
46231 Indianapolis, IN 10,440 4.8 mi
46222 Indianapolis, IN 34,044 7.0 mi
46224 Indianapolis, IN 35,094 7.2 mi
46227 Indianapolis, IN 57,086 5.8 mi
46225 Indianapolis, IN 7,319 5.2 mi
46113 Camby, IN 14,063 5.4 mi
46142 Greenwood, IN 30,413 5.9 mi

More ZIP Codes in Marion County

46227 standard
Indianapolis, IN
Pop: 57,086
46226 standard
Indianapolis, IN
Pop: 43,904
46237 standard
Indianapolis, IN
Pop: 39,624
46203 standard
Indianapolis, IN
Pop: 38,950
46254 standard
Indianapolis, IN
Pop: 38,095
46224 standard
Indianapolis, IN
Pop: 35,094

Related Areas

Marion County Indianapolis, IN Indiana

Frequently Asked Questions

What county is ZIP code 46221 in? ▼
ZIP code 46221 (Indianapolis) is located in Marion County, Indiana. Marion County contains multiple ZIP codes, see the full list at /counties/marion-in.
What is the population of ZIP code 46221? ▼
ZIP code 46221 in Indianapolis, IN has a population of 26,393 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46221? ▼
The median household income in ZIP 46221 is $65,280, which is 14% below the national average of $76,288.
What is the average home value in ZIP 46221? ▼
The median home value in ZIP 46221 is $191,300, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 46221? ▼
The largest racial group in ZIP 46221 is White at 68.1%. Hispanic or Latino residents make up 13.2% of the population.
How many businesses are in ZIP code 46221? ▼
ZIP code 46221 has 341 business establishments employing approximately 10,775 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46221? ▼
The top industries by establishment count in ZIP 46221 are: Retail trade (47), Construction (43), Health care and social assistance (37). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46221? ▼
According to the FHFA House Price Index, home values in ZIP 46221 increased by 9.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46221? ▼
In ZIP code 46221, 52.4% of residents aged 25+ have a high school diploma or higher, and 16.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46221? ▼
The mean commute time for workers in ZIP code 46221 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46221? ▼
In ZIP code 46221, approximately 61.8% of occupied housing units are owner-occupied and 38.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46221? ▼
The poverty rate in ZIP code 46221 is 18.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.