ZIP Code 46303
standardSource:
Cedar Lake · Lake County · Indiana
- Population
- 14,170
- Median income
- $84,211
- Median home value
- $293,500
- Bachelor's or higher
- 27.4%
- Land area
- 71.4 sq mi
199/sq mi
▲ 10% vs US
higher than 67% of US ZIPs
▲ 6% vs US
higher than 66% of US ZIPs
Median age 40.1
Chicago
ZIP code 46303 in Cedar Lake, Indiana has a population of 14,170. The median household income is $84,211, which is 10% above the national average. Median home value is $293,500, 6% above the US average. 27.4% of residents hold a bachelor's degree or higher.
ZIP code 46303 is classified by USPS as a standard delivery area and covers roughly 71.4 square miles in Cedar Lake, Lake County, Indiana. The area is home to 14,170 residents, producing a population density of 199 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46303 against Indiana and the nation.
On the economic side, the median household income for ZIP 46303 sits at $84,211 (14% above the Indiana average), while per-capita income is $41,210. The poverty rate stands at 4.1% and the unemployment rate at 5.2%. On housing, the median home value is $293,500 (52% above the state average) with median rent at $1,361 per month, and 86.5% of occupied units are owner-occupied, a direct signal of whether 46303 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 27.4% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 32 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 46303 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46303
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46303.
- Construction
Construction
44 establishments
- Retail trade
Retail trade
38 establishments
- Accommodation and food services
Accommodation and food services
36 establishments
- Other services (except public administration)
Other services (except public administration)
34 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46303, Cedar Lake, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
14,170
Population
71.4
Area (sq mi)
199
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 46303?
40.1
Median Age
48.9%
Male
51.1%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,211
Median Household Income
+14% vs state
$41,210
Per Capita Income
4.1%
Poverty Rate
5.2%
Unemployment Rate
32.1 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,082
Total Housing Units
6,385
Occupied Units
697
Vacant Units
2.77
Avg Household Size
Occupancy Type
$293,500
Median Home Value
+52% vs state
$1,361
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.3%
YoY Change (2024)
249
HPI Index (2000 = 100)
+149%
Total Change Since 2000
Home values in ZIP 46303 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 162 |
| 2021 | +10.9% | 180 |
| 2022 | +15.0% | 207 |
| 2023 | +9.3% | 226 |
| 2024 | +10.3% | 249 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 264 business establishments in ZIP 46303, employing approximately 2,307 people with a combined annual payroll of $93,955,000.
264
Businesses
2,307
Employees
$94.0M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 44 | 16.7% |
| Retail trade | 38 | 14.4% |
| Accommodation and food services | 36 | 13.6% |
| Other services (except public administration) | 34 | 12.9% |
| Professional, scientific, and technical services | 23 | 8.7% |
| Administrative and support and waste management and remediation services | 17 | 6.4% |
| Transportation and warehousing | 15 | 5.7% |
| Health care and social assistance | 14 | 5.3% |
| Real estate and rental and leasing | 11 | 4.2% |
| Finance and insurance | 8 | 3.0% |
| Manufacturing | 7 | 2.6% |
| Arts, entertainment, and recreation | 6 | 2.3% |
| Wholesale trade | 5 | 1.9% |
| Information | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46303 vs 46373 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46373 | Saint John, IN | 13,859 | 5.3 mi |
| 46311 | Dyer, IN | 20,816 | 6.7 mi |
| 46375 | Schererville, IN | 23,820 | 8.5 mi |
| 60401 | Beecher, IL | 7,797 | 7.4 mi |
| 46356 | Lowell, IN | 17,524 | 8.3 mi |
| 60417 | Crete, IL | 15,547 | 7.2 mi |
| 46307 | Crown Point, IN | 60,619 | 8.0 mi |
| 60411 | Chicago Heights, IL | 58,136 | 11.2 mi |
| 46410 | Merrillville, IN | 38,340 | 10.6 mi |
More ZIP Codes in Lake County
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Frequently Asked Questions
What county is ZIP code 46303 in? ▼
What is the population of ZIP code 46303? ▼
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How many businesses are in ZIP code 46303? ▼
What are the main industries in ZIP code 46303? ▼
How have home values changed in ZIP code 46303? ▼
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What is the average commute time in ZIP 46303? ▼
What percentage of residents own vs. rent in ZIP 46303? ▼
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ZIP Code Research Guides
Official Data Resources for Cedar Lake, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.