ZIP Code 46356

standard

Source:

Lowell · Lake County · Indiana

Population
17,524

57/sq mi

Median income
$89,217

▲ 17% vs US

higher than 72% of US ZIPs

Median home value
$281,500

▲ 1% vs US

higher than 64% of US ZIPs

Bachelor's or higher
22.3%

Median age 41.1

Land area
305.8 sq mi

Chicago

ZIP code 46356 in Lowell, Indiana has a population of 17,524. The median household income is $89,217, which is 17% above the national average. Median home value is $281,500, 1% above the US average. 22.3% of residents hold a bachelor's degree or higher.

ZIP code 46356 is classified by USPS as a standard delivery area and covers roughly 305.8 square miles in Lowell, Lake County, Indiana. The area is home to 17,524 residents, producing a population density of 57 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46356 against Indiana and the nation.

On the economic side, the median household income for ZIP 46356 sits at $89,217 (21% above the Indiana average), while per-capita income is $41,502. The poverty rate stands at 6.7% and the unemployment rate at 6.2%. On housing, the median home value is $281,500 (45% above the state average) with median rent at $1,179 per month, and 88.5% of occupied units are owner-occupied, a direct signal of whether 46356 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.3% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 34 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 46356 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46356

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46356.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46356, Lowell, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

17,524

Population

305.8

Area (sq mi)

57

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46356?

41.1

Median Age

51.2%

Male

48.8%

Female

3.7%

Foreign-Born

White 90.4%
African American 0.2%
Asian 0.2%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.0%
Hispanic or Latino 8.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,217

Median Household Income

+21% vs state

$41,502

Per Capita Income

6.7%

Poverty Rate

6.2%

Unemployment Rate

33.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.8%
Bachelor's Degree or Higher 22.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,423

Total Housing Units

7,078

Occupied Units

345

Vacant Units

2.76

Avg Household Size

Occupancy Type

Owner 88.5%
Renter 11.5%

$281,500

Median Home Value

+45% vs state

$1,179

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.6%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 46356 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 158
2021 +12.0% 177
2022 +13.6% 201
2023 +5.4% 212
2024 +4.6% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 308 business establishments in ZIP 46356, employing approximately 3,041 people with a combined annual payroll of $131,015,000.

308

Businesses

3,041

Employees

$131.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 61 19.8%
Retail trade 38 12.3%
Other services (except public administration) 35 11.4%
Accommodation and food services 32 10.4%
Health care and social assistance 23 7.5%
Wholesale trade 18 5.8%
Real estate and rental and leasing 17 5.5%
Manufacturing 15 4.9%
Transportation and warehousing 15 4.9%
Finance and insurance 15 4.9%
Administrative and support and waste management and remediation services 13 4.2%
Professional, scientific, and technical services 11 3.6%
Educational services 6 1.9%
Arts, entertainment, and recreation 4 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46356 vs 46379 →

ZIP Code City Population Distance
46379 Sumava Resorts, IN 202 6.5 mi
46376 Schneider, IN 398 6.1 mi
46377 Shelby, IN 386 6.0 mi
46303 Cedar Lake, IN 14,170 8.3 mi
46381 Thayer, IN 235 7.8 mi
46307 Crown Point, IN 60,619 10.8 mi

More ZIP Codes in Lake County

Frequently Asked Questions

What county is ZIP code 46356 in?
ZIP code 46356 (Lowell) is located in Lake County, Indiana. Lake County contains multiple ZIP codes, see the full list at /counties/lake-in.
What is the population of ZIP code 46356?
ZIP code 46356 in Lowell, IN has a population of 17,524 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46356?
The median household income in ZIP 46356 is $89,217, which is 17% above the national average of $76,288.
What is the average home value in ZIP 46356?
The median home value in ZIP 46356 is $281,500, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 46356?
The largest racial group in ZIP 46356 is White at 90.4%. Hispanic or Latino residents make up 8.1% of the population.
How many businesses are in ZIP code 46356?
ZIP code 46356 has 308 business establishments employing approximately 3,041 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46356?
The top industries by establishment count in ZIP 46356 are: Construction (61), Retail trade (38), Other services (except public administration) (35). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46356?
According to the FHFA House Price Index, home values in ZIP 46356 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46356?
In ZIP code 46356, 58.8% of residents aged 25+ have a high school diploma or higher, and 22.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46356?
The mean commute time for workers in ZIP code 46356 is 33.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46356?
In ZIP code 46356, approximately 88.5% of occupied housing units are owner-occupied and 11.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46356?
The poverty rate in ZIP code 46356 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lowell, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.