ZIP Code 46385
standardSource:
Valparaiso · Porter County · Indiana
- Population
- 38,866
- Median income
- $98,957
- Median home value
- $331,700
- Bachelor's or higher
- 35.1%
- Land area
- 210.5 sq mi
185/sq mi
▲ 30% vs US
higher than 80% of US ZIPs
▲ 19% vs US
higher than 71% of US ZIPs
Median age 43.2
Chicago
ZIP code 46385 in Valparaiso, Indiana has a population of 38,866. The median household income is $98,957, which is 30% above the national average. Median home value is $331,700, 19% above the US average. 35.1% of residents hold a bachelor's degree or higher.
ZIP code 46385 is classified by USPS as a standard delivery area and covers roughly 210.5 square miles in Valparaiso, Porter County, Indiana. The area is home to 38,866 residents, producing a population density of 185 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46385 against Indiana and the nation.
On the economic side, the median household income for ZIP 46385 sits at $98,957 (34% above the Indiana average), while per-capita income is $49,898. The poverty rate stands at 8.0% and the unemployment rate at 3.4%. On housing, the median home value is $331,700 (71% above the state average) with median rent at $1,346 per month, and 86.6% of occupied units are owner-occupied, a direct signal of whether 46385 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 35.1% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 30 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Porter County, so you can benchmark 46385 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46385
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46385.
- Construction
Construction
88 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
82 establishments
- Retail trade
Retail trade
58 establishments
- Health care and social assistance
Health care and social assistance
58 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
57 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46385, Valparaiso, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
38,866
Population
210.5
Area (sq mi)
185
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 46385?
43.2
Median Age
50.0%
Male
50.0%
Female
4.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$98,957
Median Household Income
+34% vs state
$49,898
Per Capita Income
8.0%
Poverty Rate
3.4%
Unemployment Rate
29.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
15,958
Total Housing Units
15,269
Occupied Units
689
Vacant Units
2.66
Avg Household Size
Occupancy Type
$331,700
Median Home Value
+71% vs state
$1,346
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.8%
YoY Change (2024)
217
HPI Index (2000 = 100)
+117%
Total Change Since 2000
Home values in ZIP 46385 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 149 |
| 2021 | +12.6% | 168 |
| 2022 | +15.8% | 194 |
| 2023 | +7.9% | 209 |
| 2024 | +3.8% | 217 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 597 business establishments in ZIP 46385, employing approximately 4,013 people with a combined annual payroll of $206,555,000.
597
Businesses
4,013
Employees
$206.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 88 | 14.7% |
| Professional, scientific, and technical services | 82 | 13.7% |
| Retail trade | 58 | 9.7% |
| Health care and social assistance | 58 | 9.7% |
| Administrative and support and waste management and remediation services | 57 | 9.6% |
| Other services (except public administration) | 57 | 9.6% |
| Real estate and rental and leasing | 42 | 7.0% |
| Accommodation and food services | 32 | 5.4% |
| Finance and insurance | 30 | 5.0% |
| Wholesale trade | 27 | 4.5% |
| Transportation and warehousing | 23 | 3.9% |
| Manufacturing | 17 | 2.9% |
| Educational services | 9 | 1.5% |
| Information | 7 | 1.2% |
| Arts, entertainment, and recreation | 5 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46385 vs 46393 →
More ZIP Codes in Porter County
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Frequently Asked Questions
What county is ZIP code 46385 in? ▼
What is the population of ZIP code 46385? ▼
What is the median household income in ZIP 46385? ▼
What is the average home value in ZIP 46385? ▼
What is the demographic makeup of ZIP 46385? ▼
How many businesses are in ZIP code 46385? ▼
What are the main industries in ZIP code 46385? ▼
How have home values changed in ZIP code 46385? ▼
What is the education level in ZIP code 46385? ▼
What is the average commute time in ZIP 46385? ▼
What percentage of residents own vs. rent in ZIP 46385? ▼
What is the poverty rate in ZIP code 46385? ▼
ZIP Code Research Guides
Official Data Resources for Valparaiso, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.