Residential delivery area · Indiana
ZIP Code 46385: Valparaiso, IN
ZIP code 46385 uses the postal name Valparaiso, Indiana and lies entirely in Porter County (Census 2020 ZIP-county file). About 41,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Valparaiso's 2 residential ZIP codes. Median household income is $98,957 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Valparaiso (7%), Shorewood Forest (2%), Aberdeen (2%), South Haven (2%) and Salt Creek Commons (under 1%); 87% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Valparaiso · 2 residential ZIPs
- County
- Porter County
- Census places
- Valparaiso (7%); Shorewood Forest (2%) census-designated place; Aberdeen (2%) census-designated place; South Haven (2%) census-designated place
- Metro area
- Chicago-Naperville-Elgin, IL-IN
- House district
- IN-1 119th Congress
- State
- Indiana
- Time zone
- Central
- Land area
- 80.7 sq mi · 506 people per sq mi
- PO Box ZIPs
- 46384 also use the name Valparaiso
Where is ZIP code 46385?
46385 centers on 41.464°, -87.124° and covers 80.7 square miles of land plus 0.6 of water. It borders 9 ZIP codes: 46393, 46383, 46302, 46342, 46368, 46304, 46307, 46341, 46347.
The map draws ZIP code areas only. For the streets inside 46385, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46385 compare with the rest of Valparaiso?
| Measure | 46385 | In Valparaiso | In Porter County | In IN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 40,856 | 2nd of 2 | 4th of 15 | 27th of 807 |
| Median household income | $99k | 1st of 2 | 2nd of 12 | 48th of 478 |
| Median home value | $332k | 1st of 2 | 1st of 12 | 31st of 509 |
Its median household income is higher than in 80% of U.S. residential ZIP codes, and it is denser than 72% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46385?
The 2020 Census counted 41,832 people in 46385; the ACS, which samples households over 2020-2024, estimates 40,856. Between the 2010 and 2020 censuses its population grew 7.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 40,856
- 2020 Census count
- 41,832+7.6% since 2010 (38,866)
- Households
- 15,269
- Median age
- 43.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46385?
Of the 40,856 people the ACS estimates in 46385, 21.3% are under 18 and 19.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (82.4%).
- Under 1821.3%
- 18 to 6459.1%
- 65 and older19.6%
- White, not Hispanic82.4%
- Hispanic or Latino9.3%
- Other or two or more4.4%
- Asian, not Hispanic2.0%
- Black, not Hispanic1.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46385 earn?
Median household income is $98,957 (ACS 2020-2024), the 2nd highest of the 12 ranked ZIP codes in Porter County. It is not measurably different from 2015-2019 ($102,819 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $98,957
- Income per person
- $49,898
- Below the poverty line
- 8.0%
- Unemployed (of the labor force)
- 3.4%
- Adults 25+ with a bachelor's degree
- 35.1%
- Adjusted gross income per tax return, 2022
- $108,63020,840 returns; wages 64% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46385?
FHFA's house price index for 46385, built from repeat sales and appraisals of the same homes, rose 81% from 2015 to 2025 and rose 51% from 2020 to 2025, and moved +4.6% in 2025.
- Median home value (owners' estimate)
- $331,700
- Median gross rent
- $1,346
- Homes owned by their occupants
- 86.6%
- Housing units
- 15,958
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46385?
597 business establishments had a location in this ZIP code in 2023, 20 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction88
- Professional, scientific, and technical services82
- Retail trade58
- Health care and social assistance58
- Administrative and support and waste management and remediation services57
- Other services (except public administration)57
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46385?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46393 | Wheeler | 216 | $56k | 4.1 mi |
| 46383 | Valparaiso | 42,183 | $76k | 6.3 mi |
| 46302 | Boone Grove | 29 | $57k | 6.9 mi |
| 46342 | Hobart | 32,224 | $76k | 7.3 mi |
| 46368 | Portage | 40,301 | $76k | 9.2 mi |
| 46304 | Chesterton | 28,307 | $91k | 11.1 mi |
| 46307 | Crown Point | 71,673 | $108k | 11.3 mi |
| 46341 | Hebron | 10,048 | $90k | 11.7 mi |
| 46347 | Kouts | 4,951 | $95k | 12.5 mi |
| 46405 | Lake Station | 12,184 | $61k | 10.4 mi (near) |
| 46410 | Merrillville | 39,243 | $64k | 11.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.