ZIP Code 46705

standard

Source:

Ashley · DeKalb County · Indiana

Population
1,583

31/sq mi

Median income
$67,266

▼ 12% vs US

higher than 42% of US ZIPs

Median home value
$159,700

▼ 43% vs US

higher than 29% of US ZIPs

Bachelor's or higher
17.8%

Median age 37

Land area
51.6 sq mi

Indiana/Indianapolis

ZIP code 46705 in Ashley, Indiana has a population of 1,583. The median household income is $67,266, which is 12% below the national average. Median home value is $159,700, 43% below the US average. 17.8% of residents hold a bachelor's degree or higher.

ZIP code 46705 is classified by USPS as a standard delivery area and covers roughly 51.6 square miles in Ashley, DeKalb County, Indiana. The area is home to 1,583 residents, producing a population density of 31 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46705 against Indiana and the nation.

On the economic side, the median household income for ZIP 46705 sits at $67,266 (9% below the Indiana average), while per-capita income is $41,954. The poverty rate stands at 6.9% and the unemployment rate at 1.5%. On housing, the median home value is $159,700 (17% below the state average) with median rent at $852 per month, and 73.8% of occupied units are owner-occupied, a direct signal of whether 46705 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.8% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 21 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing DeKalb County, so you can benchmark 46705 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46705

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46705.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46705, Ashley, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,583

Population

51.6

Area (sq mi)

31

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46705?

37.0

Median Age

51.7%

Male

48.3%

Female

0.1%

Foreign-Born

White 87.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.6%
Hispanic or Latino 6.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,266

Median Household Income

-9% vs state

$41,954

Per Capita Income

6.9%

Poverty Rate

1.5%

Unemployment Rate

20.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.7%
Bachelor's Degree or Higher 17.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

853

Total Housing Units

741

Occupied Units

112

Vacant Units

2.66

Avg Household Size

Occupancy Type

Owner 73.8%
Renter 26.2%

$159,700

Median Home Value

-17% vs state

$852

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+36.4%

YoY Change (2022)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 46705 have increased 36.4% over the past year (2022). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2018 +18.7% 126
2019 +22.4% 154
2020 -18.6% 126
2021 +21.8% 153
2022 +36.4% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 62 business establishments in ZIP 46705, employing approximately 1,848 people with a combined annual payroll of $100,019,000.

62

Businesses

1,848

Employees

$100.0M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 15 24.2%
Manufacturing 13 21.0%
Construction 7 11.3%
Wholesale trade 7 11.3%
Retail trade 6 9.7%
Administrative and support and waste management and remediation services 5 8.1%
Other services (except public administration) 4 6.5%
Accommodation and food services 3 4.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46705 vs 46779 →

ZIP Code City Population Distance
46779 Pleasant Lake, IN 2,166 4.1 mi
46793 Waterloo, IN 4,292 4.5 mi
46747 Hudson, IN 2,693 5.5 mi
46730 Corunna, IN 1,381 6.6 mi
46703 Angola, IN 18,029 9.7 mi

More ZIP Codes in DeKalb County

Frequently Asked Questions

What county is ZIP code 46705 in?
ZIP code 46705 (Ashley) is located in DeKalb County, Indiana. DeKalb County contains multiple ZIP codes, see the full list at /counties/dekalb-in.
What is the population of ZIP code 46705?
ZIP code 46705 in Ashley, IN has a population of 1,583 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46705?
The median household income in ZIP 46705 is $67,266, which is 12% below the national average of $76,288.
What is the average home value in ZIP 46705?
The median home value in ZIP 46705 is $159,700, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46705?
The largest racial group in ZIP 46705 is White at 87.4%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 46705?
ZIP code 46705 has 62 business establishments employing approximately 1,848 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46705?
The top industries by establishment count in ZIP 46705 are: Transportation and warehousing (15), Manufacturing (13), Construction (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 46705?
According to the FHFA House Price Index, home values in ZIP 46705 increased by 36.4% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46705?
In ZIP code 46705, 62.7% of residents aged 25+ have a high school diploma or higher, and 17.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46705?
The mean commute time for workers in ZIP code 46705 is 20.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46705?
In ZIP code 46705, approximately 73.8% of occupied housing units are owner-occupied and 26.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46705?
The poverty rate in ZIP code 46705 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Ashley, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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