PlainZIP

Hamilton, IN · standard

ZIP Code 46742

Steuben County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,488
27/sq mi
$78,750
Median income
$250,500
Median home value
28.9%
Bachelor's or higher

The verdict

Hamilton pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 40%
household income, US ZIPs
Top 42%
home value, US ZIPs
27
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46742 against every reporting US ZIP.

ZIP code 46742 covers 131.6 square miles in Hamilton, Steuben County, Indiana (a standard USPS delivery area), with a modest 3,488 residents on file, a density of 27 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46742 lands in the middle-income range, with a median household income of $78,750 (7% above the Indiana average), while per-capita income is $45,431. Poverty here runs at 5.3%, with unemployment measured at 2.8%. Median home value sits at $250,500 (29% above the state average), median rent at $968 a month, and owner-occupancy at 79.6%.

Educational attainment sits below the national norm: 28.9% of adults hold a bachelor's degree or higher, the median age is 50.4, and the average commute is 28 minutes. To put 46742 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 5 additional ZIPs in Steuben County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46742

Top 5 sectors by establishment count in Hamilton, IN

Which industries have the most business establishments in ZIP 46742.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46742, Hamilton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,488

Population

131.6

Area (sq mi)

27

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46742?

50.4

Median Age

46.3%

Male

53.7%

Female

0.6%

Foreign-Born

White 97.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 1.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,750

Median Household Income

+7% vs state

$45,431

Per Capita Income

5.3%

Poverty Rate

2.8%

Unemployment Rate

27.8 min

Mean Commute Time

How ZIP 46742 ranks nationally

Hamilton, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,750 Top 40% higher than 60% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.4%
Bachelor's Degree or Higher 28.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,082

Total Housing Units

1,432

Occupied Units

650

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 79.6%
Renter 20.4%

$250,500

Median Home Value

+29% vs state

$968

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.7%

YoY Change (2024)

216

HPI Index (2000 = 100)

+116%

Total Change Since 2000

Home values in ZIP 46742 have increased 1.7% over the past year (2024). Since 2000, this ZIP has seen +116% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 146
2021 +13.9% 166
2022 +16.9% 195
2023 +9.1% 212
2024 +1.7% 216

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 63 business establishments in ZIP 46742, employing approximately 906 people with a combined annual payroll of $34,373,000.

63

Businesses

906

Employees

$34.4M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 11 17.5%
Manufacturing 10 15.9%
Retail trade 7 11.1%
Other services (except public administration) 7 11.1%
Accommodation and food services 5 7.9%
Transportation and warehousing 4 6.3%
Real estate and rental and leasing 4 6.3%
Administrative and support and waste management and remediation services 4 6.3%
Health care and social assistance 4 6.3%
Finance and insurance 3 4.8%
Professional, scientific, and technical services 3 4.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46742 vs 46721 →

ZIP 46742 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46742 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46742 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46742 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46721 Butler, IN 5,058 8.7 mi
43518 Edon, OH 2,726 7.0 mi
43505 Blakeslee, OH 96 7.8 mi
46793 Waterloo, IN 4,292 9.5 mi
46703 Angola, IN 18,029 9.7 mi

More ZIP Codes in Steuben County

46703 standard
Angola, IN
Pop: 18,029
46737 standard
Fremont, IN
Pop: 7,068
46747 standard
Hudson, IN
Pop: 2,693
46779 standard
Pleasant Lake, IN
Pop: 2,166
46776 standard
Orland, IN
Pop: 1,484

Related Areas

Steuben County Hamilton, IN Indiana

Frequently Asked Questions

What county is ZIP code 46742 in? ▼
ZIP code 46742 (Hamilton) is located in Steuben County, Indiana. Steuben County contains multiple ZIP codes, see the full list at /counties/steuben-in.
What is the population of ZIP code 46742? ▼
ZIP code 46742 in Hamilton, IN has a population of 3,488 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46742? ▼
The median household income in ZIP 46742 is $78,750, which is 3% above the national average of $76,288.
What is the average home value in ZIP 46742? ▼
The median home value in ZIP 46742 is $250,500, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 46742? ▼
The largest racial group in ZIP 46742 is White at 97.7%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 46742? ▼
ZIP code 46742 has 63 business establishments employing approximately 906 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46742? ▼
The top industries by establishment count in ZIP 46742 are: Construction (11), Manufacturing (10), Retail trade (7). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46742? ▼
According to the FHFA House Price Index, home values in ZIP 46742 increased by 1.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 116%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46742? ▼
In ZIP code 46742, 64.4% of residents aged 25+ have a high school diploma or higher, and 28.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46742? ▼
The mean commute time for workers in ZIP code 46742 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46742? ▼
In ZIP code 46742, approximately 79.6% of occupied housing units are owner-occupied and 20.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46742? ▼
The poverty rate in ZIP code 46742 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.