ZIP Code 46742
standardSource:
Hamilton · Steuben County · Indiana
- Population
- 3,488
- Median income
- $78,750
- Median home value
- $250,500
- Bachelor's or higher
- 28.9%
- Land area
- 131.6 sq mi
27/sq mi
▲ 3% vs US
higher than 60% of US ZIPs
▼ 10% vs US
higher than 58% of US ZIPs
Median age 50.4
Indiana/Indianapolis
ZIP code 46742 in Hamilton, Indiana has a population of 3,488. The median household income is $78,750, which is 3% above the national average. Median home value is $250,500, 10% below the US average. 28.9% of residents hold a bachelor's degree or higher.
ZIP code 46742 is classified by USPS as a standard delivery area and covers roughly 131.6 square miles in Hamilton, Steuben County, Indiana. The area is home to 3,488 residents, producing a population density of 27 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46742 against Indiana and the nation.
On the economic side, the median household income for ZIP 46742 sits at $78,750 (7% above the Indiana average), while per-capita income is $45,431. The poverty rate stands at 5.3% and the unemployment rate at 2.8%. On housing, the median home value is $250,500 (29% above the state average) with median rent at $968 per month, and 79.6% of occupied units are owner-occupied, a direct signal of whether 46742 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 28.9% of adults hold a bachelor's degree or higher, the median age is 50.4, and the average commute is 28 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Steuben County, so you can benchmark 46742 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46742
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46742.
- Construction
Construction
11 establishments
- Manufacturing
Manufacturing
10 establishments
- Retail trade
Retail trade
7 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46742, Hamilton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,488
Population
131.6
Area (sq mi)
27
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46742?
50.4
Median Age
46.3%
Male
53.7%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,750
Median Household Income
+7% vs state
$45,431
Per Capita Income
5.3%
Poverty Rate
2.8%
Unemployment Rate
27.8 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,082
Total Housing Units
1,432
Occupied Units
650
Vacant Units
2.30
Avg Household Size
Occupancy Type
$250,500
Median Home Value
+29% vs state
$968
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.7%
YoY Change (2024)
216
HPI Index (2000 = 100)
+116%
Total Change Since 2000
Home values in ZIP 46742 have increased 1.7% over the past year (2024). Since 2000, this ZIP has seen +116% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 146 |
| 2021 | +13.9% | 166 |
| 2022 | +16.9% | 195 |
| 2023 | +9.1% | 212 |
| 2024 | +1.7% | 216 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 63 business establishments in ZIP 46742, employing approximately 906 people with a combined annual payroll of $34,373,000.
63
Businesses
906
Employees
$34.4M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 17.5% |
| Manufacturing | 10 | 15.9% |
| Retail trade | 7 | 11.1% |
| Other services (except public administration) | 7 | 11.1% |
| Accommodation and food services | 5 | 7.9% |
| Transportation and warehousing | 4 | 6.3% |
| Real estate and rental and leasing | 4 | 6.3% |
| Administrative and support and waste management and remediation services | 4 | 6.3% |
| Health care and social assistance | 4 | 6.3% |
| Finance and insurance | 3 | 4.8% |
| Professional, scientific, and technical services | 3 | 4.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46742 vs 46721 →
More ZIP Codes in Steuben County
Related Areas
Frequently Asked Questions
What county is ZIP code 46742 in? ▼
What is the population of ZIP code 46742? ▼
What is the median household income in ZIP 46742? ▼
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What is the demographic makeup of ZIP 46742? ▼
How many businesses are in ZIP code 46742? ▼
What are the main industries in ZIP code 46742? ▼
How have home values changed in ZIP code 46742? ▼
What is the education level in ZIP code 46742? ▼
What is the average commute time in ZIP 46742? ▼
What percentage of residents own vs. rent in ZIP 46742? ▼
What is the poverty rate in ZIP code 46742? ▼
ZIP Code Research Guides
Official Data Resources for Hamilton, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.