Hamilton, IN · standard
ZIP Code 46742
Steuben County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,488
- 27/sq mi Moderate-density area
- $78,750
- Median income Near-median income area
- $250,500
- Median home value Near-median home value
- 28.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Hamilton pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 40%
- household income, US ZIPs
- Top 42%
- home value, US ZIPs
- 27
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46742 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46742 (Hamilton, IN) rose +1.7% from 2023 to 2024. The all-transactions index moved from 212.3 in 2023 to 215.8 in 2024 (2000 = 100).
ZIP code 46742 covers 131.6 square miles in Hamilton, Steuben County, Indiana (a standard USPS delivery area), with a modest 3,488 residents on file, a density of 27 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46742 lands in the middle-income range, with a median household income of $78,750 (7% above the average Indiana ZIP), while per-capita income is $45,431. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.3% and unemployment is 2.8%. Housing is both higher-cost and owner-heavy: median home value is $250,500 (29% above the average Indiana ZIP), while 79.6% of occupied homes are owner-occupied and median rent is $968.
Educational attainment sits below the national norm: 28.9% of adults hold a bachelor's degree or higher, the median age is 50.4, and the average commute is 28 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 5 more in Steuben County, so 46742 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46742
Top 5 sectors by establishment count in Hamilton, IN
Which industries have the most business establishments in ZIP 46742.
- Construction
Construction
11 establishments
- Manufacturing
Manufacturing
10 establishments
- Retail trade
Retail trade
7 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46742, Hamilton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,488
Population
131.6
Area (sq mi)
27
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46742?
50.4
Median Age
46.3%
Male
53.7%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,750
Median Household Income
+7% vs state ZIP avg
$45,431
Per Capita Income
5.3%
Poverty Rate
2.8%
Unemployment Rate
27.8 min
Mean Commute Time
How ZIP 46742 ranks among Indiana ZIPs
Hamilton, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$78,750 Top 33% higher than 67% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,082housing units
2,082
Total Housing Units
1,432
Occupied Units
650
Vacant Units
2.30
Avg Household Size
Occupancy Type
$250,500
Median Home Value
+29% vs state ZIP avg
$968
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.7%
YoY Change (2024)
216
HPI Index (2000 = 100)
+116%
Total Change Since 2000
Home values in ZIP 46742 have increased 1.7% over the past year (2024). Since 2000, this ZIP has seen +116% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.7% | 146 |
| 2021 | +13.9% | 166 |
| 2022 | +16.9% | 195 |
| 2023 | +9.1% | 212 |
| 2024 | +1.7% | 216 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 63 business establishments in ZIP 46742, employing approximately 906 people with a combined annual payroll of $34,373,000.
63
Businesses
906
Employees
$34.4M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 17.5% |
| Manufacturing | 10 | 15.9% |
| Retail trade | 7 | 11.1% |
| Other services (except public administration) | 7 | 11.1% |
| Accommodation and food services | 5 | 7.9% |
| Transportation and warehousing | 4 | 6.3% |
| Real estate and rental and leasing | 4 | 6.3% |
| Administrative and support and waste management and remediation services | 4 | 6.3% |
| Health care and social assistance | 4 | 6.3% |
| Finance and insurance | 3 | 4.8% |
| Professional, scientific, and technical services | 3 | 4.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46742 vs 46721 →
ZIP 46742 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46703
Angola (46703)
18,029 residents
- 46721 5,058
Butler (46721)
5,058 residents
- 46793 4,292
Waterloo (46793)
4,292 residents
- 46742 3,488
Hamilton (46742)
3,488 residents
- 43518 2,726
Edon (43518)
2,726 residents
- 43505 96
Blakeslee (43505)
96 residents
What this shows Among its immediate neighbors, ZIP 46742 ranks #4 by population - useful context the national average alone can't give.
ZIP 46742 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43518
Edon (43518)
$86,200 median income
- 46793
Waterloo (46793)
$79,949 median income
- 46742
Hamilton (46742)
$78,750 median income
- 46703
Angola (46703)
$74,569 median income
- 46721
Butler (46721)
$68,580 median income
What this shows By household income, ZIP 46742 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46742, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,488 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Steuben County
Related Areas
Frequently Asked Questions
What county is ZIP code 46742 in?
ZIP code 46742 (Hamilton) is located in Steuben County, Indiana. Steuben County contains multiple ZIP codes, see the full list at /counties/steuben-in.
What is the population of ZIP code 46742?
ZIP code 46742 in Hamilton, IN has a population of 3,488 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46742?
The median household income in ZIP 46742 is $78,750, which is 3% above the national average of $76,288.
What is the average home value in ZIP 46742?
The median home value in ZIP 46742 is $250,500, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 46742?
The largest racial group in ZIP 46742 is White at 97.7%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 46742?
ZIP code 46742 has 63 business establishments employing approximately 906 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46742?
The top industries by establishment count in ZIP 46742 are: Construction (11), Manufacturing (10), Retail trade (7). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46742?
According to the FHFA House Price Index, home values in ZIP 46742 increased by 1.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 116%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46742?
In ZIP code 46742, 64.4% of residents aged 25+ have a high school diploma or higher, and 28.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46742?
The mean commute time for workers in ZIP code 46742 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46742?
In ZIP code 46742, approximately 79.6% of occupied housing units are owner-occupied and 20.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46742?
The poverty rate in ZIP code 46742 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46742's numbers, next.
- See how ZIP 46742 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hamilton, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.