ZIP Code 46785

ZIP code 46785 is classified by USPS as a standard delivery area and covers roughly 63.2 square miles in Saint Joe, DeKalb County, Indiana. The area is home to 1,542 residents, producing a population density of 24 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46785 against Indiana and the nation.

On the economic side, the median household income for ZIP 46785 sits at $63,250 (14% below the Indiana average), while per-capita income is $24,024. The poverty rate stands at 7.8% and the unemployment rate at 10.4%. On housing, the median home value is $163,300 (16% below the state average) with median rent at $855 per month, and 84.6% of occupied units are owner-occupied, a direct signal of whether 46785 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 6.5% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 23 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing DeKalb County, so you can benchmark 46785 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →