ZIP Code 46986
standardSource:
Swayzee · Grant County · Indiana
- Population
- 1,915
- Median income
- $79,438
- Median home value
- $162,600
- Bachelor's or higher
- 22.4%
- Land area
- 89.9 sq mi
21/sq mi
▲ 4% vs US
higher than 61% of US ZIPs
▼ 42% vs US
higher than 31% of US ZIPs
Median age 45.9
Indiana/Indianapolis
ZIP code 46986 in Swayzee, Indiana has a population of 1,915. The median household income is $79,438, which is 4% above the national average. Median home value is $162,600, 42% below the US average. 22.4% of residents hold a bachelor's degree or higher.
ZIP code 46986 is classified by USPS as a standard delivery area and covers roughly 89.9 square miles in Swayzee, Grant County, Indiana. The area is home to 1,915 residents, producing a population density of 21 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46986 against Indiana and the nation.
On the economic side, the median household income for ZIP 46986 sits at $79,438 (8% above the Indiana average), while per-capita income is $42,569. The poverty rate stands at 6.6% and the unemployment rate at 1.8%. On housing, the median home value is $162,600 (16% below the state average) with median rent at $925 per month, and 93.4% of occupied units are owner-occupied, a direct signal of whether 46986 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 22.4% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Grant County, so you can benchmark 46986 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46986
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46986.
- Retail trade
Retail trade
7 establishments
- Wholesale trade
Wholesale trade
5 establishments
- Construction
Construction
3 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46986, Swayzee, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,915
Population
89.9
Area (sq mi)
21
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46986?
45.9
Median Age
47.2%
Male
52.8%
Female
0.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,438
Median Household Income
+8% vs state
$42,569
Per Capita Income
6.6%
Poverty Rate
1.8%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
770
Total Housing Units
717
Occupied Units
53
Vacant Units
2.26
Avg Household Size
Occupancy Type
$162,600
Median Home Value
-16% vs state
$925
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.6%
YoY Change (2024)
207
HPI Index (2000 = 100)
+107%
Total Change Since 2000
Home values in ZIP 46986 have increased 18.6% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +3.8% | 122 |
| 2020 | +1.9% | 124 |
| 2021 | +18.1% | 146 |
| 2022 | +18.6% | 174 |
| 2024 | — | 207 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 33 business establishments in ZIP 46986, employing approximately 265 people with a combined annual payroll of $17,230,000.
33
Businesses
265
Employees
$17.2M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 7 | 21.2% |
| Wholesale trade | 5 | 15.2% |
| Construction | 3 | 9.1% |
| Professional, scientific, and technical services | 3 | 9.1% |
| Other services (except public administration) | 3 | 9.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46986 vs 46987 →
More ZIP Codes in Grant County
Related Areas
Frequently Asked Questions
What county is ZIP code 46986 in? ▼
What is the population of ZIP code 46986? ▼
What is the median household income in ZIP 46986? ▼
What is the average home value in ZIP 46986? ▼
What is the demographic makeup of ZIP 46986? ▼
How many businesses are in ZIP code 46986? ▼
What are the main industries in ZIP code 46986? ▼
How have home values changed in ZIP code 46986? ▼
What is the education level in ZIP code 46986? ▼
What percentage of residents own vs. rent in ZIP 46986? ▼
What is the poverty rate in ZIP code 46986? ▼
ZIP Code Research Guides
Official Data Resources for Swayzee, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.