Swayzee, IN · standard
ZIP Code 46986
Grant County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,915
- 21/sq mi Moderate-density area
- $79,438
- Median income Near-median income area
- $162,600
- Median home value Below-median home value
- 22.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Swayzee pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 39%
- household income, US ZIPs
- 31st pct
- home value, US ZIPs
- 21
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46986 against every reporting US ZIP.
ZIP code 46986 covers 89.9 square miles in Swayzee, Grant County, Indiana (a standard USPS delivery area), with a modest 1,915 residents on file, a density of 21 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46986 lands in the middle-income range, with a median household income of $79,438 (8% above the average Indiana ZIP), while per-capita income is $42,569. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.6% and unemployment is 1.8%. Home values sit below the statewide ZIP benchmark: the median is $162,600 (16% below the average Indiana ZIP), and median rent is $925; owner occupancy is 93.4%.
Educational attainment sits below the national norm: 22.4% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Grant County, so 46986 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46986
Top 5 sectors by establishment count in Swayzee, IN
Which industries have the most business establishments in ZIP 46986.
- Retail trade
Retail trade
7 establishments
- Wholesale trade
Wholesale trade
5 establishments
- Construction
Construction
3 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46986, Swayzee, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,915
Population
89.9
Area (sq mi)
21
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46986?
45.9
Median Age
47.2%
Male
52.8%
Female
0.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,438
Median Household Income
+8% vs state ZIP avg
$42,569
Per Capita Income
6.6%
Poverty Rate
1.8%
Unemployment Rate
How ZIP 46986 ranks among Indiana ZIPs
Swayzee, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$79,438 Top 31% higher than 69% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
770housing units
770
Total Housing Units
717
Occupied Units
53
Vacant Units
2.26
Avg Household Size
Occupancy Type
$162,600
Median Home Value
-16% vs state ZIP avg
$925
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.6%
YoY Change (2024)
207
HPI Index (2000 = 100)
+107%
Total Change Since 2000
Home values in ZIP 46986 have increased 18.6% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +3.8% | 122 |
| 2020 | +1.9% | 124 |
| 2021 | +18.1% | 146 |
| 2022 | +18.6% | 174 |
| 2024 | – | 207 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 33 business establishments in ZIP 46986, employing approximately 265 people with a combined annual payroll of $17,230,000.
33
Businesses
265
Employees
$17.2M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 7 | 21.2% |
| Wholesale trade | 5 | 15.2% |
| Construction | 3 | 9.1% |
| Professional, scientific, and technical services | 3 | 9.1% |
| Other services (except public administration) | 3 | 9.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46986 vs 46987 →
ZIP 46986 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46936
Greentown (46936)
5,922 residents
- 46928
Fairmount (46928)
4,951 residents
- 46919
Converse (46919)
2,390 residents
- 46986 1,915
Swayzee (46986)
1,915 residents
- 46076 1,696
Windfall (46076)
1,696 residents
- 46911 1,439
Amboy (46911)
1,439 residents
- 46987 776
Sweetser (46987)
776 residents
What this shows Among its immediate neighbors, ZIP 46986 ranks #4 by population - useful context the national average alone can't give.
ZIP 46986 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46911
Amboy (46911)
$95,122 median income
- 46919
Converse (46919)
$83,664 median income
- 46987
Sweetser (46987)
$80,893 median income
- 46936
Greentown (46936)
$79,900 median income
- 46986
Swayzee (46986)
$79,438 median income
- 46076
Windfall (46076)
$73,889 median income
- 46928
Fairmount (46928)
$67,412 median income
What this shows By household income, ZIP 46986 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46986, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,915 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Grant County
Related Areas
Frequently Asked Questions
What county is ZIP code 46986 in?
ZIP code 46986 (Swayzee) is located in Grant County, Indiana. Grant County contains multiple ZIP codes, see the full list at /counties/grant-in.
What is the population of ZIP code 46986?
ZIP code 46986 in Swayzee, IN has a population of 1,915 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46986?
The median household income in ZIP 46986 is $79,438, which is 4% above the national average of $76,288.
What is the average home value in ZIP 46986?
The median home value in ZIP 46986 is $162,600, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 46986?
The largest racial group in ZIP 46986 is White at 91.1%. Hispanic or Latino residents make up 8.2% of the population.
How many businesses are in ZIP code 46986?
ZIP code 46986 has 33 business establishments employing approximately 265 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46986?
The top industries by establishment count in ZIP 46986 are: Retail trade (7), Wholesale trade (5), Construction (3). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 46986?
According to the FHFA House Price Index, home values in ZIP 46986 increased by 18.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46986?
In ZIP code 46986, 57.2% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46986?
In ZIP code 46986, approximately 93.4% of occupied housing units are owner-occupied and 6.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46986?
The poverty rate in ZIP code 46986 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46986's numbers, next.
- See how ZIP 46986 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Swayzee, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.