PlainZIP

Swayzee, IN · standard

ZIP Code 46986

Grant County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,915
21/sq mi
$79,438
Median income
$162,600
Median home value
22.4%
Bachelor's or higher

The verdict

Swayzee pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 39%
household income, US ZIPs
31th pct
home value, US ZIPs
21
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46986 against every reporting US ZIP.

ZIP code 46986 covers 89.9 square miles in Swayzee, Grant County, Indiana (a standard USPS delivery area), with a modest 1,915 residents on file, a density of 21 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46986 lands in the middle-income range, with a median household income of $79,438 (8% above the Indiana average), while per-capita income is $42,569. 6.6% of residents live below the poverty line, and the unemployment rate reads 1.8%. Housing costs here run $162,600 for a typical home value (16% below the state average), with rent averaging $925 a month; 93.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.4% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is -. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Grant County, so you can benchmark 46986 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46986

Top 5 sectors by establishment count in Swayzee, IN

Which industries have the most business establishments in ZIP 46986.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46986, Swayzee, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,915

Population

89.9

Area (sq mi)

21

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46986?

45.9

Median Age

47.2%

Male

52.8%

Female

0.2%

Foreign-Born

White 91.1%
African American 0.9%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 8.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,438

Median Household Income

+8% vs state

$42,569

Per Capita Income

6.6%

Poverty Rate

1.8%

Unemployment Rate

How ZIP 46986 ranks nationally

Swayzee, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,438 Top 39% higher than 61% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.2%
Bachelor's Degree or Higher 22.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

770

Total Housing Units

717

Occupied Units

53

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 93.4%
Renter 6.6%

$162,600

Median Home Value

-16% vs state

$925

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.6%

YoY Change (2024)

207

HPI Index (2000 = 100)

+107%

Total Change Since 2000

Home values in ZIP 46986 have increased 18.6% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.

Year Annual Change HPI Index
2019 +3.8% 122
2020 +1.9% 124
2021 +18.1% 146
2022 +18.6% 174
2024 – 207

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 33 business establishments in ZIP 46986, employing approximately 265 people with a combined annual payroll of $17,230,000.

33

Businesses

265

Employees

$17.2M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Retail trade 7 21.2%
Wholesale trade 5 15.2%
Construction 3 9.1%
Professional, scientific, and technical services 3 9.1%
Other services (except public administration) 3 9.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46986 vs 46987 →

ZIP 46986 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46986 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46986 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46986 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46987 Sweetser, IN 776 5.7 mi
46936 Greentown, IN 5,922 6.0 mi
46919 Converse, IN 2,390 6.8 mi
46928 Fairmount, IN 4,951 9.3 mi
46076 Windfall, IN 1,696 11.1 mi
46911 Amboy, IN 1,439 11.3 mi

More ZIP Codes in Grant County

46953 standard
Marion, IN
Pop: 24,177
46952 standard
Marion, IN
Pop: 20,308
46933 standard
Gas City, IN
Pop: 6,414
46989 standard
Upland, IN
Pop: 5,195
46928 standard
Fairmount, IN
Pop: 4,951
46938 standard
Jonesboro, IN
Pop: 3,200

Related Areas

Grant County Swayzee, IN Indiana

Frequently Asked Questions

What county is ZIP code 46986 in? ▼
ZIP code 46986 (Swayzee) is located in Grant County, Indiana. Grant County contains multiple ZIP codes, see the full list at /counties/grant-in.
What is the population of ZIP code 46986? ▼
ZIP code 46986 in Swayzee, IN has a population of 1,915 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46986? ▼
The median household income in ZIP 46986 is $79,438, which is 4% above the national average of $76,288.
What is the average home value in ZIP 46986? ▼
The median home value in ZIP 46986 is $162,600, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 46986? ▼
The largest racial group in ZIP 46986 is White at 91.1%. Hispanic or Latino residents make up 8.2% of the population.
How many businesses are in ZIP code 46986? ▼
ZIP code 46986 has 33 business establishments employing approximately 265 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46986? ▼
The top industries by establishment count in ZIP 46986 are: Retail trade (7), Wholesale trade (5), Construction (3). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 46986? ▼
According to the FHFA House Price Index, home values in ZIP 46986 increased by 18.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46986? ▼
In ZIP code 46986, 57.2% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46986? ▼
In ZIP code 46986, approximately 93.4% of occupied housing units are owner-occupied and 6.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46986? ▼
The poverty rate in ZIP code 46986 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.