Residential delivery area · Indiana
ZIP Code 46986: Swayzee, IN
ZIP code 46986 uses the postal name Swayzee, Indiana and lies entirely in Grant County (Census 2020 ZIP-county file). About 1,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $79,438 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Sims (3%) and Swayzee (1%); 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Swayzee · its only residential ZIP
- County
- Grant County
- Census places
- Sims (3%) census-designated place; Swayzee (1%)
- Micro area
- Marion, IN
- House district
- IN-5 119th Congress
- State
- Indiana
- Time zone
- Eastern
- Land area
- 34.7 sq mi · 47 people per sq mi
Where is ZIP code 46986?
46986 centers on 40.495°, -85.819° and covers 34.7 square miles of land. It borders 7 ZIP codes: 46936, 46987, 46919, 46953, 46928, 46952, 46938.
The map draws ZIP code areas only. For the streets inside 46986, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46986 compare with the rest of Grant County?
| Measure | 46986 | In Grant County | In IN |
|---|---|---|---|
| People (ACS 2020-2024) | 1,617 | 11th of 15 | 501st of 807 |
| Median household income | $79k | 4th of 12 | 152nd of 478 |
| Median home value | $163k | 3rd of 13 | 356th of 509 |
Its median household income is higher than in 61% of U.S. residential ZIP codes, and it is denser than 41% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46986?
The 2020 Census counted 1,769 people in 46986; the ACS, which samples households over 2020-2024, estimates 1,617. Between the 2010 and 2020 censuses its population fell 7.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,617±304 (90% margin)
- 2020 Census count
- 1,769−7.6% since 2010 (1,915)
- Households
- 717
- Median age
- 45.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46986?
Of the 1,617 people the ACS estimates in 46986, 20.8% are under 18 and 23.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.9%).
- Under 1820.8%
- 18 to 6456.0%
- 65 and older23.3%
- White, not Hispanic85.9%
- Hispanic or Latino8.2%
- Other or two or more4.8%
- Black, not Hispanic0.9%
- Asian, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46986 earn?
Median household income is $79,438 (ACS 2020-2024), the 4th highest of the 12 ranked ZIP codes in Grant County. It is not measurably different from 2015-2019 ($65,030 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $79,438±$13,018
- Income per person
- $42,569
- Below the poverty line
- 6.6%
- Unemployed (of the labor force)
- 1.8%
- Adults 25+ with a bachelor's degree
- 22.4%
- Adjusted gross income per tax return, 2022
- $65,183900 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46986?
FHFA's house price index for 46986, built from repeat sales and appraisals of the same homes, rose 127% from 2015 to 2025 and rose 83% from 2020 to 2025, and moved +14.7% in 2025.
- Median home value (owners' estimate)
- $162,600
- Median gross rent
- $925
- Homes owned by their occupants
- 93.4%
- Housing units
- 770
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46986?
33 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade7
- Wholesale trade5
- Construction3
- Professional, scientific, and technical services3
- Other services (except public administration)3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46986?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46936 | Greentown | 5,901 | $80k | 5.7 mi |
| 46987 | Sweetser | 1,055 | $81k | 5.8 mi |
| 46919 | Converse | 1,968 | $84k | 7.4 mi |
| 46953 | Marion | 23,372 | $46k | 9.3 mi |
| 46928 | Fairmount | 4,553 | $67k | 9.5 mi |
| 46952 | Marion | 18,189 | $53k | 12.3 mi |
| 46938 | Jonesboro | 2,494 | $46k | 12.7 mi |
| 46076 | Windfall | 1,630 | $74k | 10.9 mi (near) |
| 46911 | Amboy | 1,656 | $95k | 11.1 mi (near) |
| 46984 | Somerset | 8 | – | 12.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.