Cambridge City, IN · standard
ZIP Code 47327
Wayne County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,597
- 33/sq mi Moderate-density area
- $68,088
- Median income Near-median income area
- $124,700
- Median home value Below-median home value
- 16.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cambridge City pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 44th pct
- household income, US ZIPs
- 18th pct
- home value, US ZIPs
- 33
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47327 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 47327 (Cambridge City, IN) rose +24.2% from 2023 to 2024. The all-transactions index moved from 123.1 in 2023 to 152.8 in 2024 (2000 = 100).
ZIP code 47327 covers 141.4 square miles in Cambridge City, Wayne County, Indiana (a standard USPS delivery area), with a modest 4,597 residents on file, a density of 33 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 47327 reports a modest median household income of $68,088 (8% below the average Indiana ZIP), while per-capita income is $43,870. The poverty rate is 14.2%, with unemployment at 3.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $124,700 (36% below the average Indiana ZIP), and median rent is $822; owner occupancy is 79.8%.
Educational attainment sits below the national norm: 16.2% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is 27 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Wayne County, so 47327 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 47327
Top 5 sectors by establishment count in Cambridge City, IN
Which industries have the most business establishments in ZIP 47327.
- Retail trade
Retail trade
19 establishments
- Other services (except public administration)
Other services (except public administration)
16 establishments
- Accommodation and food services
Accommodation and food services
14 establishments
- Manufacturing
Manufacturing
10 establishments
- Health care and social assistance
Health care and social assistance
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47327, Cambridge City, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,597
Population
141.4
Area (sq mi)
33
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 47327?
46.5
Median Age
50.9%
Male
49.1%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,088
Median Household Income
-8% vs state ZIP avg
$43,870
Per Capita Income
14.2%
Poverty Rate
3.3%
Unemployment Rate
26.5 min
Mean Commute Time
How ZIP 47327 ranks among Indiana ZIPs
Cambridge City, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$68,088 43rd percentile higher than 43% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,137housing units
2,137
Total Housing Units
1,908
Occupied Units
229
Vacant Units
2.35
Avg Household Size
Occupancy Type
$124,700
Median Home Value
-36% vs state ZIP avg
$822
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+24.2%
YoY Change (2024)
153
HPI Index (2000 = 100)
+53%
Total Change Since 2000
Home values in ZIP 47327 have increased 24.2% over the past year (2024). Since 2000, this ZIP has seen +53% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -5.3% | 113 |
| 2021 | -2.6% | 110 |
| 2022 | +23.0% | 135 |
| 2023 | -9.1% | 123 |
| 2024 | +24.2% | 153 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 116 business establishments in ZIP 47327, employing approximately 1,623 people with a combined annual payroll of $82,863,000.
116
Businesses
1,623
Employees
$82.9M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 19 | 16.4% |
| Other services (except public administration) | 16 | 13.8% |
| Accommodation and food services | 14 | 12.1% |
| Manufacturing | 10 | 8.6% |
| Health care and social assistance | 10 | 8.6% |
| Construction | 8 | 6.9% |
| Arts, entertainment, and recreation | 7 | 6.0% |
| Real estate and rental and leasing | 6 | 5.2% |
| Wholesale trade | 5 | 4.3% |
| Administrative and support and waste management and remediation services | 5 | 4.3% |
| Information | 4 | 3.5% |
| Transportation and warehousing | 3 | 2.6% |
| Finance and insurance | 3 | 2.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 47327 vs 47335 →
ZIP 47327 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 47327
Cambridge City (47327)
4,597 residents
- 47346
Hagerstown (47346)
4,082 residents
- 47345 1,448
Greens Fork (47345)
1,448 residents
- 47357 1,215
Milton (47357)
1,215 residents
- 47335 761
Dublin (47335)
761 residents
- 47387 726
Straughn (47387)
726 residents
- 47339 669
Economy (47339)
669 residents
- 46127 416
Falmouth (46127)
416 residents
What this shows Among its immediate neighbors, ZIP 47327 ranks the most populous - useful context the national average alone can't give.
ZIP 47327 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 47357
Milton (47357)
$99,028 median income
- 47387
Straughn (47387)
$86,818 median income
- 47345
Greens Fork (47345)
$73,750 median income
- 47339
Economy (47339)
$70,833 median income
- 47346
Hagerstown (47346)
$70,000 median income
- 47327
Cambridge City (47327)
$68,088 median income
- 46127
Falmouth (46127)
$52,639 median income
- 47335
Dublin (47335)
$43,750 median income
What this shows By household income, ZIP 47327 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 47327, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,597 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Wayne County
Related Areas
Frequently Asked Questions
What county is ZIP code 47327 in?
ZIP code 47327 (Cambridge City) is located in Wayne County, Indiana. Wayne County contains multiple ZIP codes, see the full list at /counties/wayne-in.
What is the population of ZIP code 47327?
ZIP code 47327 in Cambridge City, IN has a population of 4,597 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47327?
The median household income in ZIP 47327 is $68,088, which is 11% below the national average of $76,288.
What is the average home value in ZIP 47327?
The median home value in ZIP 47327 is $124,700, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 47327?
The largest racial group in ZIP 47327 is White at 95.3%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 47327?
ZIP code 47327 has 116 business establishments employing approximately 1,623 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47327?
The top industries by establishment count in ZIP 47327 are: Retail trade (19), Other services (except public administration) (16), Accommodation and food services (14). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 47327?
According to the FHFA House Price Index, home values in ZIP 47327 increased by 24.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 53%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47327?
In ZIP code 47327, 62.9% of residents aged 25+ have a high school diploma or higher, and 16.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47327?
The mean commute time for workers in ZIP code 47327 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47327?
In ZIP code 47327, approximately 79.8% of occupied housing units are owner-occupied and 20.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47327?
The poverty rate in ZIP code 47327 is 14.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 47327's numbers, next.
- See how ZIP 47327 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cambridge City, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.