PlainZIP

Cambridge City, IN · standard

ZIP Code 47327

Wayne County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,597
33/sq mi
$68,088
Median income
$124,700
Median home value
16.2%
Bachelor's or higher

The verdict

Cambridge City pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

44th pct
household income, US ZIPs
18th pct
home value, US ZIPs
33
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47327 against every reporting US ZIP.

ZIP code 47327 covers 141.4 square miles in Cambridge City, Wayne County, Indiana (a standard USPS delivery area), with a modest 4,597 residents on file, a density of 33 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 47327 reports a modest median household income of $68,088 (8% below the Indiana average), while per-capita income is $43,870. The poverty rate stands at 14.2% and the unemployment rate at 3.3%. Housing costs here run $124,700 for a typical home value (36% below the state average), with rent averaging $822 a month; 79.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 16.2% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is 27 minutes. To put 47327 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Wayne County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 47327

Top 5 sectors by establishment count in Cambridge City, IN

Which industries have the most business establishments in ZIP 47327.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47327, Cambridge City, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,597

Population

141.4

Area (sq mi)

33

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 47327?

46.5

Median Age

50.9%

Male

49.1%

Female

0.3%

Foreign-Born

White 95.3%
African American 0.2%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 0.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,088

Median Household Income

-8% vs state

$43,870

Per Capita Income

14.2%

Poverty Rate

3.3%

Unemployment Rate

26.5 min

Mean Commute Time

How ZIP 47327 ranks nationally

Cambridge City, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$68,088 44th percentile higher than 44% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.9%
Bachelor's Degree or Higher 16.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,137

Total Housing Units

1,908

Occupied Units

229

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 79.8%
Renter 20.2%

$124,700

Median Home Value

-36% vs state

$822

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+24.2%

YoY Change (2024)

153

HPI Index (2000 = 100)

+53%

Total Change Since 2000

Home values in ZIP 47327 have increased 24.2% over the past year (2024). Since 2000, this ZIP has seen +53% cumulative appreciation.

Year Annual Change HPI Index
2020 -5.3% 113
2021 -2.6% 110
2022 +23.0% 135
2023 -9.1% 123
2024 +24.2% 153

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 116 business establishments in ZIP 47327, employing approximately 1,623 people with a combined annual payroll of $82,863,000.

116

Businesses

1,623

Employees

$82.9M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 19 16.4%
Other services (except public administration) 16 13.8%
Accommodation and food services 14 12.1%
Manufacturing 10 8.6%
Health care and social assistance 10 8.6%
Construction 8 6.9%
Arts, entertainment, and recreation 7 6.0%
Real estate and rental and leasing 6 5.2%
Wholesale trade 5 4.3%
Administrative and support and waste management and remediation services 5 4.3%
Information 4 3.5%
Transportation and warehousing 3 2.6%
Finance and insurance 3 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 47327 vs 47335 →

ZIP 47327 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 47327 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 47327 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 47327 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47335 Dublin, IN 761 2.1 mi
47357 Milton, IN 1,215 5.3 mi
47346 Hagerstown, IN 4,082 7.1 mi
47387 Straughn, IN 726 6.4 mi
47345 Greens Fork, IN 1,448 7.8 mi
47339 Economy, IN 669 10.0 mi
46127 Falmouth, IN 416 11.0 mi

More ZIP Codes in Wayne County

47374 standard
Richmond, IN
Pop: 46,875
47330 standard
Centerville, IN
Pop: 5,755
47346 standard
Hagerstown, IN
Pop: 4,082
47341 standard
Fountain City, IN
Pop: 2,283
47393 standard
Williamsburg, IN
Pop: 1,704
47345 standard
Greens Fork, IN
Pop: 1,448

Related Areas

Wayne County Cambridge City, IN Indiana

Frequently Asked Questions

What county is ZIP code 47327 in? ▼
ZIP code 47327 (Cambridge City) is located in Wayne County, Indiana. Wayne County contains multiple ZIP codes, see the full list at /counties/wayne-in.
What is the population of ZIP code 47327? ▼
ZIP code 47327 in Cambridge City, IN has a population of 4,597 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47327? ▼
The median household income in ZIP 47327 is $68,088, which is 11% below the national average of $76,288.
What is the average home value in ZIP 47327? ▼
The median home value in ZIP 47327 is $124,700, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 47327? ▼
The largest racial group in ZIP 47327 is White at 95.3%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 47327? ▼
ZIP code 47327 has 116 business establishments employing approximately 1,623 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47327? ▼
The top industries by establishment count in ZIP 47327 are: Retail trade (19), Other services (except public administration) (16), Accommodation and food services (14). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 47327? ▼
According to the FHFA House Price Index, home values in ZIP 47327 increased by 24.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 53%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47327? ▼
In ZIP code 47327, 62.9% of residents aged 25+ have a high school diploma or higher, and 16.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47327? ▼
The mean commute time for workers in ZIP code 47327 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47327? ▼
In ZIP code 47327, approximately 79.8% of occupied housing units are owner-occupied and 20.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47327? ▼
The poverty rate in ZIP code 47327 is 14.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.