PlainZIP

Hagerstown, IN · standard

ZIP Code 47346

Wayne County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,082
35/sq mi
$70,000
Median income
$144,300
Median home value
18.7%
Bachelor's or higher

The verdict

Hagerstown pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
24th pct
home value, US ZIPs
35
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47346 against every reporting US ZIP.

ZIP code 47346 covers 116.6 square miles in Hagerstown, Wayne County, Indiana (a standard USPS delivery area), with a modest 4,082 residents on file, a density of 35 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 47346 lands in the middle-income range, with a median household income of $70,000 (5% below the Indiana average), while per-capita income is $31,214. 5.9% of residents live below the poverty line, and the unemployment rate reads 2.4%. Housing costs here run $144,300 for a typical home value (25% below the state average), with rent averaging $694 a month; 86.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.7% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 27 minutes. To put 47346 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Wayne County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 47346

Top 5 sectors by establishment count in Hagerstown, IN

Which industries have the most business establishments in ZIP 47346.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47346, Hagerstown, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,082

Population

116.6

Area (sq mi)

35

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 47346?

40.0

Median Age

51.2%

Male

48.8%

Female

0.5%

Foreign-Born

White 96.3%
African American 0.3%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.9%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,000

Median Household Income

-5% vs state

$31,214

Per Capita Income

5.9%

Poverty Rate

2.4%

Unemployment Rate

26.7 min

Mean Commute Time

How ZIP 47346 ranks nationally

Hagerstown, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,000 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.6%
Bachelor's Degree or Higher 18.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,668

Total Housing Units

1,444

Occupied Units

224

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 86.1%
Renter 13.9%

$144,300

Median Home Value

-25% vs state

$694

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+20.0%

YoY Change (2024)

178

HPI Index (2000 = 100)

+78%

Total Change Since 2000

Home values in ZIP 47346 have increased 20.0% over the past year (2024). Since 2000, this ZIP has seen +78% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.6% 126
2021 +1.8% 129
2022 +17.6% 151
2023 -1.9% 148
2024 +20.0% 178

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 85 business establishments in ZIP 47346, employing approximately 927 people with a combined annual payroll of $46,858,000.

85

Businesses

927

Employees

$46.9M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 16 18.8%
Construction 13 15.3%
Manufacturing 10 11.8%
Other services (except public administration) 10 11.8%
Accommodation and food services 9 10.6%
Finance and insurance 8 9.4%
Health care and social assistance 7 8.2%
Professional, scientific, and technical services 5 5.9%
Arts, entertainment, and recreation 3 3.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 47346 vs 47339 →

ZIP 47346 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 47346 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 47346 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 47346 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47339 Economy, IN 669 4.1 mi
47327 Cambridge City, IN 4,597 7.1 mi
47354 Losantville, IN 1,129 7.9 mi
47345 Greens Fork, IN 1,448 6.8 mi
47335 Dublin, IN 761 8.7 mi
47358 Modoc, IN 996 8.7 mi
47360 Mooreland, IN 1,546 7.7 mi
47387 Straughn, IN 726 9.8 mi
47330 Centerville, IN 5,755 12.7 mi

More ZIP Codes in Wayne County

47374 standard
Richmond, IN
Pop: 46,875
47330 standard
Centerville, IN
Pop: 5,755
47327 standard
Cambridge City, IN
Pop: 4,597
47341 standard
Fountain City, IN
Pop: 2,283
47393 standard
Williamsburg, IN
Pop: 1,704
47345 standard
Greens Fork, IN
Pop: 1,448

Related Areas

Wayne County Hagerstown, IN Indiana

Frequently Asked Questions

What county is ZIP code 47346 in? ▼
ZIP code 47346 (Hagerstown) is located in Wayne County, Indiana. Wayne County contains multiple ZIP codes, see the full list at /counties/wayne-in.
What is the population of ZIP code 47346? ▼
ZIP code 47346 in Hagerstown, IN has a population of 4,082 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47346? ▼
The median household income in ZIP 47346 is $70,000, which is 8% below the national average of $76,288.
What is the average home value in ZIP 47346? ▼
The median home value in ZIP 47346 is $144,300, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 47346? ▼
The largest racial group in ZIP 47346 is White at 96.3%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 47346? ▼
ZIP code 47346 has 85 business establishments employing approximately 927 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47346? ▼
The top industries by establishment count in ZIP 47346 are: Retail trade (16), Construction (13), Manufacturing (10). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 47346? ▼
According to the FHFA House Price Index, home values in ZIP 47346 increased by 20.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 78%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47346? ▼
In ZIP code 47346, 59.6% of residents aged 25+ have a high school diploma or higher, and 18.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47346? ▼
The mean commute time for workers in ZIP code 47346 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47346? ▼
In ZIP code 47346, approximately 86.1% of occupied housing units are owner-occupied and 13.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47346? ▼
The poverty rate in ZIP code 47346 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.