Hagerstown, IN · standard
ZIP Code 47346
Wayne County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,082
- 35/sq mi Moderate-density area
- $70,000
- Median income Near-median income area
- $144,300
- Median home value Below-median home value
- 18.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Hagerstown pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 47th pct
- household income, US ZIPs
- 24th pct
- home value, US ZIPs
- 35
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47346 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 47346 (Hagerstown, IN) rose +20.0% from 2023 to 2024. The all-transactions index moved from 148.5 in 2023 to 178.2 in 2024 (2000 = 100).
ZIP code 47346 covers 116.6 square miles in Hagerstown, Wayne County, Indiana (a standard USPS delivery area), with a modest 4,082 residents on file, a density of 35 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 47346 lands in the middle-income range, with a median household income of $70,000 (5% below the average Indiana ZIP), while per-capita income is $31,214. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.9% and unemployment is 2.4%. Home values sit below the statewide ZIP benchmark: the median is $144,300 (25% below the average Indiana ZIP), and median rent is $694; owner occupancy is 86.1%.
Educational attainment sits below the national norm: 18.7% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 27 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Wayne County, so 47346 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 47346
Top 5 sectors by establishment count in Hagerstown, IN
Which industries have the most business establishments in ZIP 47346.
- Retail trade
Retail trade
16 establishments
- Construction
Construction
13 establishments
- Manufacturing
Manufacturing
10 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47346, Hagerstown, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,082
Population
116.6
Area (sq mi)
35
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 47346?
40.0
Median Age
51.2%
Male
48.8%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,000
Median Household Income
-5% vs state ZIP avg
$31,214
Per Capita Income
5.9%
Poverty Rate
2.4%
Unemployment Rate
26.7 min
Mean Commute Time
How ZIP 47346 ranks among Indiana ZIPs
Hagerstown, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$70,000 47th percentile higher than 47% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,668housing units
1,668
Total Housing Units
1,444
Occupied Units
224
Vacant Units
2.68
Avg Household Size
Occupancy Type
$144,300
Median Home Value
-25% vs state ZIP avg
$694
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+20.0%
YoY Change (2024)
178
HPI Index (2000 = 100)
+78%
Total Change Since 2000
Home values in ZIP 47346 have increased 20.0% over the past year (2024). Since 2000, this ZIP has seen +78% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.6% | 126 |
| 2021 | +1.8% | 129 |
| 2022 | +17.6% | 151 |
| 2023 | -1.9% | 148 |
| 2024 | +20.0% | 178 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 85 business establishments in ZIP 47346, employing approximately 927 people with a combined annual payroll of $46,858,000.
85
Businesses
927
Employees
$46.9M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 16 | 18.8% |
| Construction | 13 | 15.3% |
| Manufacturing | 10 | 11.8% |
| Other services (except public administration) | 10 | 11.8% |
| Accommodation and food services | 9 | 10.6% |
| Finance and insurance | 8 | 9.4% |
| Health care and social assistance | 7 | 8.2% |
| Professional, scientific, and technical services | 5 | 5.9% |
| Arts, entertainment, and recreation | 3 | 3.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 47346 vs 47339 →
ZIP 47346 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 47330
Centerville (47330)
5,755 residents
- 47327
Cambridge City (47327)
4,597 residents
- 47346
Hagerstown (47346)
4,082 residents
- 47360 1,546
Mooreland (47360)
1,546 residents
- 47345 1,448
Greens Fork (47345)
1,448 residents
- 47354 1,129
Losantville (47354)
1,129 residents
- 47358 996
Modoc (47358)
996 residents
- 47335 761
Dublin (47335)
761 residents
- 47387 726
Straughn (47387)
726 residents
What this shows Among its immediate neighbors, ZIP 47346 ranks #3 by population - useful context the national average alone can't give.
ZIP 47346 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 47387
Straughn (47387)
$86,818 median income
- 47358
Modoc (47358)
$79,063 median income
- 47360
Mooreland (47360)
$76,250 median income
- 47345
Greens Fork (47345)
$73,750 median income
- 47339
Economy (47339)
$70,833 median income
- 47346
Hagerstown (47346)
$70,000 median income
- 47327
Cambridge City (47327)
$68,088 median income
- 47330
Centerville (47330)
$67,250 median income
- 47354
Losantville (47354)
$66,566 median income
What this shows By household income, ZIP 47346 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 47339 | Economy, IN | 669 | 4.1 mi |
| 47327 | Cambridge City, IN | 4,597 | 7.1 mi |
| 47354 | Losantville, IN | 1,129 | 7.9 mi |
| 47345 | Greens Fork, IN | 1,448 | 6.8 mi |
| 47335 | Dublin, IN | 761 | 8.7 mi |
| 47358 | Modoc, IN | 996 | 8.7 mi |
| 47360 | Mooreland, IN | 1,546 | 7.7 mi |
| 47387 | Straughn, IN | 726 | 9.8 mi |
| 47330 | Centerville, IN | 5,755 | 12.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 47346, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,082 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Wayne County
Related Areas
Frequently Asked Questions
What county is ZIP code 47346 in?
ZIP code 47346 (Hagerstown) is located in Wayne County, Indiana. Wayne County contains multiple ZIP codes, see the full list at /counties/wayne-in.
What is the population of ZIP code 47346?
ZIP code 47346 in Hagerstown, IN has a population of 4,082 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47346?
The median household income in ZIP 47346 is $70,000, which is 8% below the national average of $76,288.
What is the average home value in ZIP 47346?
The median home value in ZIP 47346 is $144,300, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 47346?
The largest racial group in ZIP 47346 is White at 96.3%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 47346?
ZIP code 47346 has 85 business establishments employing approximately 927 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47346?
The top industries by establishment count in ZIP 47346 are: Retail trade (16), Construction (13), Manufacturing (10). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 47346?
According to the FHFA House Price Index, home values in ZIP 47346 increased by 20.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 78%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47346?
In ZIP code 47346, 59.6% of residents aged 25+ have a high school diploma or higher, and 18.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47346?
The mean commute time for workers in ZIP code 47346 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47346?
In ZIP code 47346, approximately 86.1% of occupied housing units are owner-occupied and 13.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47346?
The poverty rate in ZIP code 47346 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 47346's numbers, next.
- See how ZIP 47346 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hagerstown, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.