PlainZIP

Fair Haven, MI · standard

ZIP Code 48023

St. Clair County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,178
117/sq mi
$70,469
Median income
$244,200
Median home value
22.1%
Bachelor's or higher

The verdict

Fair Haven pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
Top 44%
home value, US ZIPs
117
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48023 against every reporting US ZIP.

ZIP code 48023 is a mid-sized community (a standard USPS delivery area) in Fair Haven, St. Clair County, Michigan, home to 5,178 residents across 44.1 square miles, a density of 117 people per square mile, in the Detroit time zone.

ZIP 48023 lands in the middle-income range, with a median household income of $70,469 (4% below the Michigan average), while per-capita income is $41,009. The poverty rate stands at 11.9% and the unemployment rate at 7.5%. The typical home here is valued at $244,200 (11% above the state average); renters pay a median of $1,266 monthly, and 80.4% of units are owner-occupied.

Educational attainment sits below the national norm: 22.1% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 29 minutes. Beyond these figures, 9 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing St. Clair County, letting you compare 48023 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48023

Top 5 sectors by establishment count in Fair Haven, MI

Which industries have the most business establishments in ZIP 48023.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48023, Fair Haven, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,178

Population

44.1

Area (sq mi)

117

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48023?

43.2

Median Age

50.5%

Male

49.5%

Female

1.2%

Foreign-Born

White 92.7%
African American 2.8%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,469

Median Household Income

-4% vs state

$41,009

Per Capita Income

11.9%

Poverty Rate

7.5%

Unemployment Rate

29.0 min

Mean Commute Time

How ZIP 48023 ranks nationally

Fair Haven, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,469 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.5%
Bachelor's Degree or Higher 22.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,286

Total Housing Units

2,094

Occupied Units

192

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 80.4%
Renter 19.6%

$244,200

Median Home Value

+11% vs state

$1,266

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.8%

YoY Change (2024)

181

HPI Index (2000 = 100)

+81%

Total Change Since 2000

Home values in ZIP 48023 have increased 15.8% over the past year (2024). Since 2000, this ZIP has seen +81% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 132
2021 +9.1% 144
2022 +9.3% 157
2023 -0.9% 156
2024 +15.8% 181

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 116 business establishments in ZIP 48023, employing approximately 1,447 people with a combined annual payroll of $76,283,000.

116

Businesses

1,447

Employees

$76.3M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 29 25.0%
Manufacturing 11 9.5%
Accommodation and food services 11 9.5%
Retail trade 10 8.6%
Health care and social assistance 10 8.6%
Other services (except public administration) 9 7.8%
Administrative and support and waste management and remediation services 8 6.9%
Real estate and rental and leasing 7 6.0%
Wholesale trade 5 4.3%
Professional, scientific, and technical services 5 4.3%
Transportation and warehousing 3 2.6%
Arts, entertainment, and recreation 3 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48023 vs 48064 →

ZIP 48023 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48023 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48023 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48023 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48064 Casco, MI 4,107 4.6 mi
48039 Marine City, MI 7,807 5.5 mi
48047 New Baltimore, MI 39,415 6.2 mi
48001 Algonac, MI 11,986 6.0 mi
48028 Harsens Island, MI 1,190 8.0 mi
48048 New Haven, MI 7,548 7.6 mi
48054 East China, MI 7,339 7.5 mi
48050 New Haven, MI 1,653 9.3 mi
48062 Richmond, MI 9,373 12.5 mi

More ZIP Codes in St. Clair County

48060 standard
Port Huron, MI
Pop: 40,831
48059 standard
Fort Gratiot, MI
Pop: 15,123
48079 standard
Saint Clair, MI
Pop: 12,304
48001 standard
Algonac, MI
Pop: 11,986
48040 standard
Marysville, MI
Pop: 9,956
48074 standard
Smiths Creek, MI
Pop: 9,356

Related Areas

St. Clair County Fair Haven, MI Michigan

Frequently Asked Questions

What county is ZIP code 48023 in? ▼
ZIP code 48023 (Fair Haven) is located in St. Clair County, Michigan. St. Clair County contains multiple ZIP codes, see the full list at /counties/st-clair-mi.
What is the population of ZIP code 48023? ▼
ZIP code 48023 in Fair Haven, MI has a population of 5,178 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48023? ▼
The median household income in ZIP 48023 is $70,469, which is 8% below the national average of $76,288.
What is the average home value in ZIP 48023? ▼
The median home value in ZIP 48023 is $244,200, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 48023? ▼
The largest racial group in ZIP 48023 is White at 92.7%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 48023? ▼
ZIP code 48023 has 116 business establishments employing approximately 1,447 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48023? ▼
The top industries by establishment count in ZIP 48023 are: Construction (29), Manufacturing (11), Accommodation and food services (11). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 48023? ▼
According to the FHFA House Price Index, home values in ZIP 48023 increased by 15.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 81%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48023? ▼
In ZIP code 48023, 50.5% of residents aged 25+ have a high school diploma or higher, and 22.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48023? ▼
The mean commute time for workers in ZIP code 48023 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48023? ▼
In ZIP code 48023, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48023? ▼
The poverty rate in ZIP code 48023 is 11.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.