Fair Haven, MI · standard
ZIP Code 48023
St. Clair County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,178
- 117/sq mi High-density area
- $70,469
- Median income Near-median income area
- $244,200
- Median home value Near-median home value
- 22.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Fair Haven pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 47th pct
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 117
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48023 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48023 (Fair Haven, MI) rose +15.8% from 2023 to 2024. The all-transactions index moved from 155.9 in 2023 to 180.6 in 2024 (2000 = 100).
ZIP code 48023 is a mid-sized community (a standard USPS delivery area) in Fair Haven, St. Clair County, Michigan, home to 5,178 residents across 44.1 square miles, a density of 117 people per square mile, in the Detroit time zone.
ZIP 48023 lands in the middle-income range, with a median household income of $70,469 (4% below the average Michigan ZIP), while per-capita income is $41,009. The poverty rate is 11.9%, with unemployment at 7.5%; those measures add context to the income figure. Median home value is $244,200 (11% above the average Michigan ZIP) and median rent is $1,266; 80.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 22.1% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 29 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in St. Clair County, so 48023 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48023
Top 5 sectors by establishment count in Fair Haven, MI
Which industries have the most business establishments in ZIP 48023.
- Construction
Construction
29 establishments
- Manufacturing 11
Manufacturing
11 establishments
- Accommodation and food services 11
Accommodation and food services
11 establishments
- Retail trade 10
Retail trade
10 establishments
- Health care and social assistance 10
Health care and social assistance
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48023, Fair Haven, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,178
Population
44.1
Area (sq mi)
117
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48023?
43.2
Median Age
50.5%
Male
49.5%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,469
Median Household Income
-4% vs state ZIP avg
$41,009
Per Capita Income
11.9%
Poverty Rate
7.5%
Unemployment Rate
29.0 min
Mean Commute Time
How ZIP 48023 ranks among Michigan ZIPs
Fair Haven, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$70,469 Top 47% higher than 53% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,286housing units
2,286
Total Housing Units
2,094
Occupied Units
192
Vacant Units
2.40
Avg Household Size
Occupancy Type
$244,200
Median Home Value
+11% vs state ZIP avg
$1,266
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+15.8%
YoY Change (2024)
181
HPI Index (2000 = 100)
+81%
Total Change Since 2000
Home values in ZIP 48023 have increased 15.8% over the past year (2024). Since 2000, this ZIP has seen +81% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 132 |
| 2021 | +9.1% | 144 |
| 2022 | +9.3% | 157 |
| 2023 | -0.9% | 156 |
| 2024 | +15.8% | 181 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 116 business establishments in ZIP 48023, employing approximately 1,447 people with a combined annual payroll of $76,283,000.
116
Businesses
1,447
Employees
$76.3M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 29 | 25.0% |
| Manufacturing | 11 | 9.5% |
| Accommodation and food services | 11 | 9.5% |
| Retail trade | 10 | 8.6% |
| Health care and social assistance | 10 | 8.6% |
| Other services (except public administration) | 9 | 7.8% |
| Administrative and support and waste management and remediation services | 8 | 6.9% |
| Real estate and rental and leasing | 7 | 6.0% |
| Wholesale trade | 5 | 4.3% |
| Professional, scientific, and technical services | 5 | 4.3% |
| Transportation and warehousing | 3 | 2.6% |
| Arts, entertainment, and recreation | 3 | 2.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48023 vs 48064 →
ZIP 48023 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48047
New Baltimore (48047)
39,415 residents
- 48001 11,986
Algonac (48001)
11,986 residents
- 48062 9,373
Richmond (48062)
9,373 residents
- 48039 7,807
Marine City (48039)
7,807 residents
- 48048 7,548
New Haven (48048)
7,548 residents
- 48054 7,339
East China (48054)
7,339 residents
- 48023 5,178
Fair Haven (48023)
5,178 residents
- 48064 4,107
Casco (48064)
4,107 residents
- 48050 1,653
New Haven (48050)
1,653 residents
What this shows Among its immediate neighbors, ZIP 48023 ranks #7 by population - useful context the national average alone can't give.
ZIP 48023 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48028
Harsens Island (48028)
$109,730 median income
- 48047
New Baltimore (48047)
$94,890 median income
- 48050
New Haven (48050)
$91,136 median income
- 48064
Casco (48064)
$87,538 median income
- 48054
East China (48054)
$83,241 median income
- 48039
Marine City (48039)
$82,755 median income
- 48062
Richmond (48062)
$82,045 median income
- 48048
New Haven (48048)
$70,938 median income
- 48023
Fair Haven (48023)
$70,469 median income
What this shows By household income, ZIP 48023 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48064 | Casco, MI | 4,107 | 4.6 mi |
| 48039 | Marine City, MI | 7,807 | 5.5 mi |
| 48047 | New Baltimore, MI | 39,415 | 6.2 mi |
| 48001 | Algonac, MI | 11,986 | 6.0 mi |
| 48028 | Harsens Island, MI | 1,190 | 8.0 mi |
| 48048 | New Haven, MI | 7,548 | 7.6 mi |
| 48054 | East China, MI | 7,339 | 7.5 mi |
| 48050 | New Haven, MI | 1,653 | 9.3 mi |
| 48062 | Richmond, MI | 9,373 | 12.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48023, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,178 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Clair County
Related Areas
Frequently Asked Questions
What county is ZIP code 48023 in?
ZIP code 48023 (Fair Haven) is located in St. Clair County, Michigan. St. Clair County contains multiple ZIP codes, see the full list at /counties/st-clair-mi.
What is the population of ZIP code 48023?
ZIP code 48023 in Fair Haven, MI has a population of 5,178 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48023?
The median household income in ZIP 48023 is $70,469, which is 8% below the national average of $76,288.
What is the average home value in ZIP 48023?
The median home value in ZIP 48023 is $244,200, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 48023?
The largest racial group in ZIP 48023 is White at 92.7%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 48023?
ZIP code 48023 has 116 business establishments employing approximately 1,447 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48023?
The top industries by establishment count in ZIP 48023 are: Construction (29), Manufacturing (11), Accommodation and food services (11). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 48023?
According to the FHFA House Price Index, home values in ZIP 48023 increased by 15.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 81%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48023?
In ZIP code 48023, 50.5% of residents aged 25+ have a high school diploma or higher, and 22.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48023?
The mean commute time for workers in ZIP code 48023 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48023?
In ZIP code 48023, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48023?
The poverty rate in ZIP code 48023 is 11.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48023's numbers, next.
- See how ZIP 48023 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fair Haven, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.