Southgate, MI · standard
ZIP Code 48195
Wayne County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 30,047
- 1,699/sq mi High-density area
- $66,118
- Median income Near-median income area
- $173,600
- Median home value Near-median home value
- 21.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Southgate pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 40th pct
- household income, US ZIPs
- 36th pct
- home value, US ZIPs
- 1,699
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48195 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48195 (Southgate, MI) rose +4.3% from 2023 to 2024. The all-transactions index moved from 150.8 in 2023 to 157.3 in 2024 (2000 = 100).
ZIP code 48195 is a densely settled ZIP (a standard USPS delivery area) in Southgate, Wayne County, Michigan, with 30,047 residents across 17.7 square miles, a density of 1,699 people per square mile, in the Detroit time zone.
ZIP 48195 reports a modest median household income of $66,118 (10% below the average Michigan ZIP), while per-capita income is $36,336. The poverty rate is 9.4%, with unemployment at 4.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $173,600 (21% below the average Michigan ZIP), and median rent is $1,120; owner occupancy is 67.2%.
Educational attainment sits below the national norm: 21.5% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Wayne County, so 48195 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48195
Top 5 sectors by establishment count in Southgate, MI
Which industries have the most business establishments in ZIP 48195.
- Retail trade
Retail trade
124 establishments
- Health care and social assistance
Health care and social assistance
100 establishments
- Accommodation and food services
Accommodation and food services
92 establishments
- Other services (except public administration)
Other services (except public administration)
75 establishments
- Finance and insurance 40
Finance and insurance
40 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48195, Southgate, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
30,047
Population
17.7
Area (sq mi)
1,699
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48195?
39.2
Median Age
48.4%
Male
51.6%
Female
6.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,118
Median Household Income
-10% vs state ZIP avg
$36,336
Per Capita Income
9.4%
Poverty Rate
4.2%
Unemployment Rate
23.5 min
Mean Commute Time
How ZIP 48195 ranks nationally
Southgate, MI household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$66,118 40th percentile higher than 40% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,225housing units
13,225
Total Housing Units
12,553
Occupied Units
672
Vacant Units
2.33
Avg Household Size
Occupancy Type
$173,600
Median Home Value
-21% vs state ZIP avg
$1,120
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.3%
YoY Change (2024)
157
HPI Index (2000 = 100)
+57%
Total Change Since 2000
Home values in ZIP 48195 have increased 4.3% over the past year (2024). Since 2000, this ZIP has seen +57% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 110 |
| 2021 | +12.9% | 124 |
| 2022 | +11.9% | 138 |
| 2023 | +8.9% | 151 |
| 2024 | +4.3% | 157 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 615 business establishments in ZIP 48195, employing approximately 9,217 people with a combined annual payroll of $349,760,000.
615
Businesses
9,217
Employees
$349.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 124 | 20.2% |
| Health care and social assistance | 100 | 16.3% |
| Accommodation and food services | 92 | 15.0% |
| Other services (except public administration) | 75 | 12.2% |
| Finance and insurance | 40 | 6.5% |
| Construction | 39 | 6.3% |
| Real estate and rental and leasing | 29 | 4.7% |
| Professional, scientific, and technical services | 29 | 4.7% |
| Administrative and support and waste management and remediation services | 22 | 3.6% |
| Transportation and warehousing | 20 | 3.3% |
| Wholesale trade | 10 | 1.6% |
| Educational services | 10 | 1.6% |
| Manufacturing | 8 | 1.3% |
| Information | 8 | 1.3% |
| Arts, entertainment, and recreation | 7 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48195 vs 48193 →
ZIP 48195 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48180
Taylor (48180)
63,131 residents
- 48183
Trenton (48183)
43,182 residents
- 48146
Lincoln Park (48146)
38,098 residents
- 48195
Southgate (48195)
30,047 residents
- 48101
Allen Park (48101)
28,200 residents
- 48192
Wyandotte (48192)
25,883 residents
- 48193 15,623
Riverview (48193)
15,623 residents
- 48122 10,727
Melvindale (48122)
10,727 residents
- 48138 10,371
Grosse Ile (48138)
10,371 residents
What this shows Among its immediate neighbors, ZIP 48195 ranks #4 by population - useful context the national average alone can't give.
ZIP 48195 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48138
Grosse Ile (48138)
$126,582 median income
- 48183
Trenton (48183)
$83,508 median income
- 48101
Allen Park (48101)
$81,655 median income
- 48193
Riverview (48193)
$74,566 median income
- 48192
Wyandotte (48192)
$71,987 median income
- 48195
Southgate (48195)
$66,118 median income
- 48180
Taylor (48180)
$61,081 median income
- 48146
Lincoln Park (48146)
$58,616 median income
- 48217 $44,447
Detroit (48217)
$44,447 median income
What this shows By household income, ZIP 48195 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48193 | Riverview, MI | 15,623 | 2.1 mi |
| 48192 | Wyandotte, MI | 25,883 | 2.3 mi |
| 48101 | Allen Park, MI | 28,200 | 3.8 mi |
| 48146 | Lincoln Park, MI | 38,098 | 3.0 mi |
| 48183 | Trenton, MI | 43,182 | 4.8 mi |
| 48180 | Taylor, MI | 63,131 | 3.5 mi |
| 48122 | Melvindale, MI | 10,727 | 5.4 mi |
| 48229 | Ecorse, MI | 9,556 | 4.5 mi |
| 48138 | Grosse Ile, MI | 10,371 | 5.6 mi |
| 48217 | Detroit, MI | 8,210 | 5.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48195, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (30,047 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Wayne County
Related Areas
Frequently Asked Questions
What county is ZIP code 48195 in?
ZIP code 48195 (Southgate) is located in Wayne County, Michigan. Wayne County contains multiple ZIP codes, see the full list at /counties/wayne-mi.
What is the population of ZIP code 48195?
ZIP code 48195 in Southgate, MI has a population of 30,047 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48195?
The median household income in ZIP 48195 is $66,118, which is 13% below the national average of $76,288.
What is the average home value in ZIP 48195?
The median home value in ZIP 48195 is $173,600, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 48195?
The largest racial group in ZIP 48195 is White at 79.3%. Hispanic or Latino residents make up 9.4% of the population.
How many businesses are in ZIP code 48195?
ZIP code 48195 has 615 business establishments employing approximately 9,217 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48195?
The top industries by establishment count in ZIP 48195 are: Retail trade (124), Health care and social assistance (100), Accommodation and food services (92). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 48195?
According to the FHFA House Price Index, home values in ZIP 48195 increased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 57%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48195?
In ZIP code 48195, 53.6% of residents aged 25+ have a high school diploma or higher, and 21.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48195?
The mean commute time for workers in ZIP code 48195 is 23.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48195?
In ZIP code 48195, approximately 67.2% of occupied housing units are owner-occupied and 32.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48195?
The poverty rate in ZIP code 48195 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48195's numbers, next.
- See how ZIP 48195 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Southgate, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.