PlainZIP

Swartz Creek, MI · standard

ZIP Code 48473

Genesee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,507
147/sq mi
$77,921
Median income
$205,600
Median home value
24.2%
Bachelor's or higher

The verdict

Swartz Creek pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
45th pct
home value, US ZIPs
147
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48473 against every reporting US ZIP.

ZIP code 48473 is a densely settled ZIP (a standard USPS delivery area) in Swartz Creek, Genesee County, Michigan, with 22,507 residents across 152.8 square miles, a density of 147 people per square mile, in the Detroit time zone.

ZIP 48473 lands in the middle-income range, with a median household income of $77,921 (6% above the Michigan average), while per-capita income is $41,639. Local economic indicators show a 8.9% poverty rate alongside 4.4% unemployment. Housing costs here run $205,600 for a typical home value (6% below the state average), with rent averaging $1,231 a month; 84.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 24.2% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 29 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 48473, plus 6 more within Genesee County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48473

Top 5 sectors by establishment count in Swartz Creek, MI

Which industries have the most business establishments in ZIP 48473.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48473, Swartz Creek, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,507

Population

152.8

Area (sq mi)

147

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48473?

46.3

Median Age

48.6%

Male

51.4%

Female

1.9%

Foreign-Born

White 87.4%
African American 3.5%
Asian 1.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.9%
Hispanic or Latino 2.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,921

Median Household Income

+6% vs state

$41,639

Per Capita Income

8.9%

Poverty Rate

4.4%

Unemployment Rate

29.4 min

Mean Commute Time

How ZIP 48473 ranks nationally

Swartz Creek, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,921 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.3%
Bachelor's Degree or Higher 24.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,605

Total Housing Units

9,302

Occupied Units

303

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 84.6%
Renter 15.4%

$205,600

Median Home Value

-6% vs state

$1,231

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.5%

YoY Change (2024)

171

HPI Index (2000 = 100)

+71%

Total Change Since 2000

Home values in ZIP 48473 have increased 3.5% over the past year (2024). Since 2000, this ZIP has seen +71% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.1% 120
2021 +11.5% 134
2022 +12.3% 150
2023 +10.0% 165
2024 +3.5% 171

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 279 business establishments in ZIP 48473, employing approximately 2,648 people with a combined annual payroll of $110,784,000.

279

Businesses

2,648

Employees

$110.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 41 14.7%
Health care and social assistance 38 13.6%
Other services (except public administration) 37 13.3%
Retail trade 31 11.1%
Professional, scientific, and technical services 28 10.0%
Administrative and support and waste management and remediation services 23 8.2%
Accommodation and food services 22 7.9%
Finance and insurance 15 5.4%
Transportation and warehousing 10 3.6%
Real estate and rental and leasing 9 3.2%
Wholesale trade 7 2.5%
Manufacturing 5 1.8%
Educational services 4 1.4%
Management of companies and enterprises 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48473 vs 48554 →

ZIP 48473 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48473 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48473 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48473 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48554 Flint, MI 0 3.1 mi
48532 Flint, MI 19,375 5.3 mi
48436 Gaines, MI 3,764 5.6 mi
48507 Flint, MI 30,607 5.9 mi
48553 Flint, MI 0 5.8 mi
48451 Linden, MI 14,767 9.5 mi
48551 Flint, MI 0 6.2 mi
48449 Lennon, MI 3,147 7.2 mi
48433 Flushing, MI 26,497 9.6 mi
48504 Flint, MI 30,926 9.0 mi

More ZIP Codes in Genesee County

48439 standard
Grand Blanc, MI
Pop: 49,209
48430 standard
Fenton, MI
Pop: 36,738
48423 standard
Davison, MI
Pop: 32,708
48504 standard
Flint, MI
Pop: 30,926
48507 standard
Flint, MI
Pop: 30,607
48506 standard
Flint, MI
Pop: 30,019

Related Areas

Genesee County Swartz Creek, MI Michigan

Frequently Asked Questions

What county is ZIP code 48473 in? ▼
ZIP code 48473 (Swartz Creek) is located in Genesee County, Michigan. Genesee County contains multiple ZIP codes, see the full list at /counties/genesee-mi.
What is the population of ZIP code 48473? ▼
ZIP code 48473 in Swartz Creek, MI has a population of 22,507 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48473? ▼
The median household income in ZIP 48473 is $77,921, which is 2% above the national average of $76,288.
What is the average home value in ZIP 48473? ▼
The median home value in ZIP 48473 is $205,600, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 48473? ▼
The largest racial group in ZIP 48473 is White at 87.4%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 48473? ▼
ZIP code 48473 has 279 business establishments employing approximately 2,648 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48473? ▼
The top industries by establishment count in ZIP 48473 are: Construction (41), Health care and social assistance (38), Other services (except public administration) (37). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 48473? ▼
According to the FHFA House Price Index, home values in ZIP 48473 increased by 3.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 71%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48473? ▼
In ZIP code 48473, 52.3% of residents aged 25+ have a high school diploma or higher, and 24.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48473? ▼
The mean commute time for workers in ZIP code 48473 is 29.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48473? ▼
In ZIP code 48473, approximately 84.6% of occupied housing units are owner-occupied and 15.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48473? ▼
The poverty rate in ZIP code 48473 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.