PlainZIP

Breckenridge, MI · standard

ZIP Code 48615

Gratiot County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,058
21/sq mi
$70,000
Median income
$143,400
Median home value
17.7%
Bachelor's or higher

The verdict

Breckenridge pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
23th pct
home value, US ZIPs
21
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48615 against every reporting US ZIP.

ZIP code 48615 covers 149.2 square miles in Breckenridge, Gratiot County, Michigan (a standard USPS delivery area), with a modest 3,058 residents on file, a density of 21 people per square mile, in the Detroit time zone.

ZIP 48615 lands in the middle-income range, with a median household income of $70,000 (5% below the Michigan average), while per-capita income is $31,971. The poverty rate stands at 12.8% and the unemployment rate at 5.1%. On housing, the median home value is $143,400 (35% below the state average) with median rent at $792 per month, and 78.7% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 17.7% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 29 minutes. To put 48615 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Gratiot County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48615

Top 5 sectors by establishment count in Breckenridge, MI

Which industries have the most business establishments in ZIP 48615.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48615, Breckenridge, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,058

Population

149.2

Area (sq mi)

21

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48615?

39.0

Median Age

50.7%

Male

49.3%

Female

2.3%

Foreign-Born

White 90.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.1%
Hispanic or Latino 9.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,000

Median Household Income

-5% vs state

$31,971

Per Capita Income

12.8%

Poverty Rate

5.1%

Unemployment Rate

28.7 min

Mean Commute Time

How ZIP 48615 ranks nationally

Breckenridge, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,000 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.6%
Bachelor's Degree or Higher 17.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,174

Total Housing Units

1,120

Occupied Units

54

Vacant Units

2.69

Avg Household Size

Occupancy Type

Owner 78.7%
Renter 21.3%

$143,400

Median Home Value

-35% vs state

$792

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+35.5%

YoY Change (2024)

228

HPI Index (2000 = 100)

+128%

Total Change Since 2000

Home values in ZIP 48615 have increased 35.5% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.9% 141
2021 +17.0% 164
2022 +30.6% 215
2023 -21.7% 168
2024 +35.5% 228

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 48 business establishments in ZIP 48615, employing approximately 563 people with a combined annual payroll of $25,347,000.

48

Businesses

563

Employees

$25.3M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Retail trade 10 20.8%
Accommodation and food services 9 18.8%
Other services (except public administration) 9 18.8%
Construction 6 12.5%
Wholesale trade 4 8.3%
Health care and social assistance 4 8.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48615 vs 48662 →

ZIP 48615 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48615 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48615 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48615 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48662 Wheeler, MI 1,594 3.3 mi
48880 Saint Louis, MI 10,669 5.2 mi
48637 Merrill, MI 3,359 6.9 mi

More ZIP Codes in Gratiot County

48801 standard
Alma, MI
Pop: 12,923
48847 standard
Ithaca, MI
Pop: 6,041
48877 standard
Riverdale, MI
Pop: 2,392
48871 standard
Perrinton, MI
Pop: 1,952
48806 standard
Ashley, MI
Pop: 1,676
48662 standard
Wheeler, MI
Pop: 1,594

Related Areas

Gratiot County Breckenridge, MI Michigan

Frequently Asked Questions

What county is ZIP code 48615 in? ▼
ZIP code 48615 (Breckenridge) is located in Gratiot County, Michigan. Gratiot County contains multiple ZIP codes, see the full list at /counties/gratiot-mi.
What is the population of ZIP code 48615? ▼
ZIP code 48615 in Breckenridge, MI has a population of 3,058 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48615? ▼
The median household income in ZIP 48615 is $70,000, which is 8% below the national average of $76,288.
What is the average home value in ZIP 48615? ▼
The median home value in ZIP 48615 is $143,400, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 48615? ▼
The largest racial group in ZIP 48615 is White at 90.2%. Hispanic or Latino residents make up 9.2% of the population.
How many businesses are in ZIP code 48615? ▼
ZIP code 48615 has 48 business establishments employing approximately 563 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48615? ▼
The top industries by establishment count in ZIP 48615 are: Retail trade (10), Accommodation and food services (9), Other services (except public administration) (9). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 48615? ▼
According to the FHFA House Price Index, home values in ZIP 48615 increased by 35.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48615? ▼
In ZIP code 48615, 58.6% of residents aged 25+ have a high school diploma or higher, and 17.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48615? ▼
The mean commute time for workers in ZIP code 48615 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48615? ▼
In ZIP code 48615, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48615? ▼
The poverty rate in ZIP code 48615 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.