PlainZIP

Elkton, MI · standard

ZIP Code 48731

Huron County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,683
13/sq mi
$53,021
Median income
$115,500
Median home value
15.7%
Bachelor's or higher

The verdict

Elkton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

18th pct
household income, US ZIPs
15th pct
home value, US ZIPs
13
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48731 against every reporting US ZIP.

ZIP code 48731 covers 125.6 square miles in Elkton, Huron County, Michigan (a standard USPS delivery area), with a modest 1,683 residents on file, a density of 13 people per square mile, in the Detroit time zone.

ZIP 48731 reports a modest median household income of $53,021 (28% below the Michigan average), while per-capita income is $29,661. Poverty here runs at 16.0%, with unemployment measured at 7.1%. The typical home here is valued at $115,500 (47% below the state average); renters pay a median of $911 monthly, and 75.2% of units are owner-occupied.

Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 19 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 48731, plus 6 more within Huron County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48731

Top 5 sectors by establishment count in Elkton, MI

Which industries have the most business establishments in ZIP 48731.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48731, Elkton, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,683

Population

125.6

Area (sq mi)

13

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48731?

44.0

Median Age

49.1%

Male

50.9%

Female

1.9%

Foreign-Born

White 92.6%
African American 0.0%
Asian 1.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,021

Median Household Income

-28% vs state

$29,661

Per Capita Income

16.0%

Poverty Rate

7.1%

Unemployment Rate

18.5 min

Mean Commute Time

How ZIP 48731 ranks nationally

Elkton, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,021 18th percentile higher than 18% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.2%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

722

Total Housing Units

665

Occupied Units

57

Vacant Units

2.17

Avg Household Size

Occupancy Type

Owner 75.2%
Renter 24.8%

$115,500

Median Home Value

-47% vs state

$911

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 37 business establishments in ZIP 48731, employing approximately 529 people with a combined annual payroll of $30,657,000.

37

Businesses

529

Employees

$30.7M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 8 21.6%
Health care and social assistance 4 10.8%
Wholesale trade 3 8.1%
Transportation and warehousing 3 8.1%
Finance and insurance 3 8.1%
Administrative and support and waste management and remediation services 3 8.1%
Other services (except public administration) 3 8.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48731 vs 48755 →

ZIP 48731 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48731 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48731 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48731 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48755 Pigeon, MI 3,110 5.6 mi
48725 Caseville, MI 2,464 7.1 mi
48754 Owendale, MI 1,001 8.3 mi

More ZIP Codes in Huron County

48413 standard
Bad Axe, MI
Pop: 7,551
48441 standard
Harbor Beach, MI
Pop: 4,085
48759 standard
Sebewaing, MI
Pop: 3,293
48755 standard
Pigeon, MI
Pop: 3,110
48475 standard
Ubly, MI
Pop: 2,766
48725 standard
Caseville, MI
Pop: 2,464

Related Areas

Huron County Elkton, MI Michigan

Frequently Asked Questions

What county is ZIP code 48731 in? ▼
ZIP code 48731 (Elkton) is located in Huron County, Michigan. Huron County contains multiple ZIP codes, see the full list at /counties/huron-mi.
What is the population of ZIP code 48731? ▼
ZIP code 48731 in Elkton, MI has a population of 1,683 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48731? ▼
The median household income in ZIP 48731 is $53,021, which is 30% below the national average of $76,288.
What is the average home value in ZIP 48731? ▼
The median home value in ZIP 48731 is $115,500, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 48731? ▼
The largest racial group in ZIP 48731 is White at 92.6%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 48731? ▼
ZIP code 48731 has 37 business establishments employing approximately 529 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48731? ▼
The top industries by establishment count in ZIP 48731 are: Retail trade (8), Health care and social assistance (4), Wholesale trade (3). There are 7 industry sectors represented in total.
What is the education level in ZIP code 48731? ▼
In ZIP code 48731, 57.2% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48731? ▼
The mean commute time for workers in ZIP code 48731 is 18.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48731? ▼
In ZIP code 48731, approximately 75.2% of occupied housing units are owner-occupied and 24.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48731? ▼
The poverty rate in ZIP code 48731 is 16.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.