Bannister, MI · standard

ZIP Code 48807

Gratiot County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

916
13/sq mi
$60,825
Median income
$108,200
Median home value
19.5%
Bachelor's or higher

The verdict

Bannister pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

30th pct
household income, US ZIPs
12th pct
home value, US ZIPs
13
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48807 against every reporting US ZIP.

ZIP code 48807 is a sparsely populated ZIP (a standard USPS delivery area) in Bannister, Gratiot County, Michigan, home to just 916 residents across 72.1 square miles, a density of 13 people per square mile, in the Detroit time zone.

ZIP 48807 reports a modest median household income of $60,825 (17% below the Michigan average), while per-capita income is $33,246. The poverty rate stands at 11.8% and the unemployment rate at 1.3%. The typical home here is valued at $108,200 (51% below the state average); renters pay a median of $817 monthly, and 88.7% of units are owner-occupied.

Educational attainment sits below the national norm: 19.5% of adults hold a bachelor's degree or higher, the median age is 55.1, and the average commute is -. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Gratiot County, letting you compare 48807 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48807, Bannister, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

916

Population

72.1

Area (sq mi)

13

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48807?

55.1

Median Age

47.9%

Male

52.1%

Female

0.9%

Foreign-Born

White 96.8%
African American 0.3%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 1.1%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,825

Median Household Income

-17% vs state

$33,246

Per Capita Income

11.8%

Poverty Rate

1.3%

Unemployment Rate

How ZIP 48807 ranks nationally

Bannister, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,825 30th percentile higher than 30% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.7%
Bachelor's Degree or Higher 19.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

327

Total Housing Units

301

Occupied Units

26

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 88.7%
Renter 11.3%

$108,200

Median Home Value

-51% vs state

$817

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 9 business establishments in ZIP 48807, employing approximately 27 people with a combined annual payroll of $599,000.

9

Businesses

27

Employees

$599K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 3 33.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48807 vs 48831 →

ZIP 48807 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48807 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48807 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48807 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48831 Elsie, MI 3,512 3.8 mi
48806 Ashley, MI 1,676 5.2 mi
48614 Brant, MI 1,376 8.5 mi

More ZIP Codes in Gratiot County

Frequently Asked Questions

What county is ZIP code 48807 in?
ZIP code 48807 (Bannister) is located in Gratiot County, Michigan. Gratiot County contains multiple ZIP codes, see the full list at /counties/gratiot-mi.
What is the population of ZIP code 48807?
ZIP code 48807 in Bannister, MI has a population of 916 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48807?
The median household income in ZIP 48807 is $60,825, which is 20% below the national average of $76,288.
What is the average home value in ZIP 48807?
The median home value in ZIP 48807 is $108,200, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 48807?
The largest racial group in ZIP 48807 is White at 96.8%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 48807?
ZIP code 48807 has 9 business establishments employing approximately 27 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 48807?
In ZIP code 48807, 62.7% of residents aged 25+ have a high school diploma or higher, and 19.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 48807?
In ZIP code 48807, approximately 88.7% of occupied housing units are owner-occupied and 11.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48807?
The poverty rate in ZIP code 48807 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.