Okemos, MI · standard
ZIP Code 48864
Ingham County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,148
- 361/sq mi High-density area
- $121,103
- Median income Above-median income area
- $378,700
- Median home value Above-median home value
- 75.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Okemos pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 9%
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 361
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48864 against every reporting US ZIP.
ZIP code 48864 is a densely settled ZIP (a standard USPS delivery area) in Okemos, Ingham County, Michigan, with 20,148 residents across 55.9 square miles, a density of 361 people per square mile, in the Detroit time zone.
ZIP 48864 skews affluent, with a median household income of $121,103 (65% above the average Michigan ZIP), while per-capita income is $63,593. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.9% and unemployment is 2.2%. Housing is both higher-cost and owner-heavy: median home value is $378,700 (72% above the average Michigan ZIP), while 67.8% of occupied homes are owner-occupied and median rent is $1,334.
This is a highly-educated ZIP: 75.5% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ingham County, so 48864 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48864
Top 5 sectors by establishment count in Okemos, MI
Which industries have the most business establishments in ZIP 48864.
- Professional, scientific, and technical services
Professional, scientific, and technical services
168 establishments
- Health care and social assistance
Health care and social assistance
151 establishments
- Retail trade
Retail trade
144 establishments
- Other services (except public administration)
Other services (except public administration)
87 establishments
- Finance and insurance
Finance and insurance
84 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48864, Okemos, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,148
Population
55.9
Area (sq mi)
361
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48864?
37.7
Median Age
47.7%
Male
52.3%
Female
25.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$121,103
Median Household Income
+65% vs state ZIP avg
$63,593
Per Capita Income
5.9%
Poverty Rate
2.2%
Unemployment Rate
19.6 min
Mean Commute Time
How ZIP 48864 ranks among Michigan ZIPs
Okemos, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$121,103 Top 4% higher than 96% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,744housing units
9,744
Total Housing Units
8,911
Occupied Units
833
Vacant Units
2.65
Avg Household Size
Occupancy Type
$378,700
Median Home Value
+72% vs state ZIP avg
$1,334
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.0%
YoY Change (2024)
177
HPI Index (2000 = 100)
+77%
Total Change Since 2000
Home values in ZIP 48864 have increased 0.0% over the past year (2024). Since 2000, this ZIP has seen +77% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.8% | 130 |
| 2021 | +8.6% | 141 |
| 2022 | +11.6% | 157 |
| 2023 | +12.2% | 177 |
| 2024 | +0.0% | 177 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 924 business establishments in ZIP 48864, employing approximately 14,081 people with a combined annual payroll of $732,969,000.
924
Businesses
14,081
Employees
$733.0M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 168 | 18.2% |
| Health care and social assistance | 151 | 16.3% |
| Retail trade | 144 | 15.6% |
| Other services (except public administration) | 87 | 9.4% |
| Finance and insurance | 84 | 9.1% |
| Accommodation and food services | 80 | 8.7% |
| Real estate and rental and leasing | 44 | 4.8% |
| Construction | 37 | 4.0% |
| Administrative and support and waste management and remediation services | 31 | 3.4% |
| Educational services | 25 | 2.7% |
| Information | 17 | 1.8% |
| Manufacturing | 13 | 1.4% |
| Wholesale trade | 13 | 1.4% |
| Transportation and warehousing | 13 | 1.4% |
| Arts, entertainment, and recreation | 11 | 1.2% |
| Management of companies and enterprises | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48864 vs 48825 →
ZIP 48864 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48823
East Lansing (48823)
51,302 residents
- 48910
Lansing (48910)
34,560 residents
- 48842 20,432
Holt (48842)
20,432 residents
- 48864 20,148
Okemos (48864)
20,148 residents
- 48854 18,598
Mason (48854)
18,598 residents
- 48912 17,035
Lansing (48912)
17,035 residents
- 48825 12,596
East Lansing (48825)
12,596 residents
- 48840 12,501
Haslett (48840)
12,501 residents
- 48895 11,189
Williamston (48895)
11,189 residents
What this shows Among its immediate neighbors, ZIP 48864 ranks #4 by population - useful context the national average alone can't give.
ZIP 48864 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48864
Okemos (48864)
$121,103 median income
- 48854
Mason (48854)
$94,716 median income
- 48895
Williamston (48895)
$93,418 median income
- 48842
Holt (48842)
$88,340 median income
- 48808
Bath (48808)
$78,370 median income
- 48840
Haslett (48840)
$73,408 median income
- 48910
Lansing (48910)
$54,712 median income
- 48912
Lansing (48912)
$54,429 median income
- 48823
East Lansing (48823)
$52,018 median income
What this shows By household income, ZIP 48864 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48825 | East Lansing, MI | 12,596 | 4.2 mi |
| 48840 | Haslett, MI | 12,501 | 5.0 mi |
| 48823 | East Lansing, MI | 51,302 | 4.8 mi |
| 48910 | Lansing, MI | 34,560 | 5.9 mi |
| 48895 | Williamston, MI | 11,189 | 6.5 mi |
| 48912 | Lansing, MI | 17,035 | 6.5 mi |
| 48854 | Mason, MI | 18,598 | 8.6 mi |
| 48808 | Bath, MI | 5,178 | 8.8 mi |
| 48933 | Lansing, MI | 2,530 | 7.8 mi |
| 48842 | Holt, MI | 20,432 | 8.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48864, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,148 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ingham County
Related Areas
Frequently Asked Questions
What county is ZIP code 48864 in?
ZIP code 48864 (Okemos) is located in Ingham County, Michigan. Ingham County contains multiple ZIP codes, see the full list at /counties/ingham-mi.
What is the population of ZIP code 48864?
ZIP code 48864 in Okemos, MI has a population of 20,148 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48864?
The median household income in ZIP 48864 is $121,103, which is 59% above the national average of $76,288.
What is the average home value in ZIP 48864?
The median home value in ZIP 48864 is $378,700, which is 36% above the national average of $278,155.
What is the demographic makeup of ZIP 48864?
The largest racial group in ZIP 48864 is White at 60.2%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 48864?
ZIP code 48864 has 924 business establishments employing approximately 14,081 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48864?
The top industries by establishment count in ZIP 48864 are: Professional, scientific, and technical services (168), Health care and social assistance (151), Retail trade (144). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48864?
According to the FHFA House Price Index, home values in ZIP 48864 increased by 0.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 77%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48864?
In ZIP code 48864, 82.3% of residents aged 25+ have a high school diploma or higher, and 75.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48864?
The mean commute time for workers in ZIP code 48864 is 19.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48864?
In ZIP code 48864, approximately 67.8% of occupied housing units are owner-occupied and 32.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48864?
The poverty rate in ZIP code 48864 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 48864's numbers, next.
- See how ZIP 48864 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Okemos, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.