PlainZIP

Okemos, MI · standard

ZIP Code 48864

Ingham County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,148
361/sq mi
$121,103
Median income
$378,700
Median home value
75.5%
Bachelor's or higher

The verdict

Okemos pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 23%
home value, US ZIPs
361
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48864 against every reporting US ZIP.

ZIP code 48864 is a densely settled ZIP (a standard USPS delivery area) in Okemos, Ingham County, Michigan, with 20,148 residents across 55.9 square miles, a density of 361 people per square mile, in the Detroit time zone.

ZIP 48864 skews affluent, with a median household income of $121,103 (65% above the Michigan average), while per-capita income is $63,593. Local economic indicators show a 5.9% poverty rate alongside 2.2% unemployment. On housing, the median home value is $378,700 (72% above the state average) with median rent at $1,334 per month, and 67.8% of occupied units are owner-occupied.

This is a highly-educated ZIP: 75.5% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ingham County, so you can benchmark 48864 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48864

Top 5 sectors by establishment count in Okemos, MI

Which industries have the most business establishments in ZIP 48864.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48864, Okemos, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,148

Population

55.9

Area (sq mi)

361

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48864?

37.7

Median Age

47.7%

Male

52.3%

Female

25.9%

Foreign-Born

White 60.2%
African American 3.8%
Asian 22.3%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.3%
Hispanic or Latino 7.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$121,103

Median Household Income

+65% vs state

$63,593

Per Capita Income

5.9%

Poverty Rate

2.2%

Unemployment Rate

19.6 min

Mean Commute Time

How ZIP 48864 ranks nationally

Okemos, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$121,103 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 82.3%
Bachelor's Degree or Higher 75.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,744

Total Housing Units

8,911

Occupied Units

833

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 67.8%
Renter 32.2%

$378,700

Median Home Value

+72% vs state

$1,334

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.0%

YoY Change (2024)

177

HPI Index (2000 = 100)

+77%

Total Change Since 2000

Home values in ZIP 48864 have increased 0.0% over the past year (2024). Since 2000, this ZIP has seen +77% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 130
2021 +8.6% 141
2022 +11.6% 157
2023 +12.2% 177
2024 +0.0% 177

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 924 business establishments in ZIP 48864, employing approximately 14,081 people with a combined annual payroll of $732,969,000.

924

Businesses

14,081

Employees

$733.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 168 18.2%
Health care and social assistance 151 16.3%
Retail trade 144 15.6%
Other services (except public administration) 87 9.4%
Finance and insurance 84 9.1%
Accommodation and food services 80 8.7%
Real estate and rental and leasing 44 4.8%
Construction 37 4.0%
Administrative and support and waste management and remediation services 31 3.4%
Educational services 25 2.7%
Information 17 1.8%
Manufacturing 13 1.4%
Wholesale trade 13 1.4%
Transportation and warehousing 13 1.4%
Arts, entertainment, and recreation 11 1.2%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48864 vs 48825 →

ZIP 48864 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48864 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48864 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48864 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48825 East Lansing, MI 12,596 4.2 mi
48840 Haslett, MI 12,501 5.0 mi
48823 East Lansing, MI 51,302 4.8 mi
48910 Lansing, MI 34,560 5.9 mi
48895 Williamston, MI 11,189 6.5 mi
48912 Lansing, MI 17,035 6.5 mi
48854 Mason, MI 18,598 8.6 mi
48808 Bath, MI 5,178 8.8 mi
48933 Lansing, MI 2,530 7.8 mi
48842 Holt, MI 20,432 8.2 mi

More ZIP Codes in Ingham County

48823 standard
East Lansing, MI
Pop: 51,302
48911 standard
Lansing, MI
Pop: 40,111
48910 standard
Lansing, MI
Pop: 34,560
48906 standard
Lansing, MI
Pop: 26,634
48842 standard
Holt, MI
Pop: 20,432
48854 standard
Mason, MI
Pop: 18,598

Related Areas

Ingham County Okemos, MI Michigan

Frequently Asked Questions

What county is ZIP code 48864 in? ▼
ZIP code 48864 (Okemos) is located in Ingham County, Michigan. Ingham County contains multiple ZIP codes, see the full list at /counties/ingham-mi.
What is the population of ZIP code 48864? ▼
ZIP code 48864 in Okemos, MI has a population of 20,148 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48864? ▼
The median household income in ZIP 48864 is $121,103, which is 59% above the national average of $76,288.
What is the average home value in ZIP 48864? ▼
The median home value in ZIP 48864 is $378,700, which is 36% above the national average of $278,155.
What is the demographic makeup of ZIP 48864? ▼
The largest racial group in ZIP 48864 is White at 60.2%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 48864? ▼
ZIP code 48864 has 924 business establishments employing approximately 14,081 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48864? ▼
The top industries by establishment count in ZIP 48864 are: Professional, scientific, and technical services (168), Health care and social assistance (151), Retail trade (144). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48864? ▼
According to the FHFA House Price Index, home values in ZIP 48864 increased by 0.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 77%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48864? ▼
In ZIP code 48864, 82.3% of residents aged 25+ have a high school diploma or higher, and 75.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48864? ▼
The mean commute time for workers in ZIP code 48864 is 19.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48864? ▼
In ZIP code 48864, approximately 67.8% of occupied housing units are owner-occupied and 32.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48864? ▼
The poverty rate in ZIP code 48864 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.