PlainZIP

Six Lakes, MI · standard

ZIP Code 48886

Montcalm County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,116
27/sq mi
$61,667
Median income
$165,600
Median home value
14.9%
Bachelor's or higher

The verdict

Six Lakes pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
32th pct
home value, US ZIPs
27
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48886 against every reporting US ZIP.

ZIP code 48886 covers 77.2 square miles in Six Lakes, Montcalm County, Michigan (a standard USPS delivery area), with a modest 2,116 residents on file, a density of 27 people per square mile, in the Detroit time zone.

ZIP 48886 reports a modest median household income of $61,667 (16% below the Michigan average), while per-capita income is $29,382. The poverty rate stands at 15.2% and the unemployment rate at 4.8%. Median home value sits at $165,600 (25% below the state average), median rent at $950 a month, and owner-occupancy at 90.7%.

Formal educational attainment runs low here: just 14.9% of adults hold a bachelor's degree or higher, the median age is 49.9, and the average commute is 33 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montcalm County, so you can benchmark 48886 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48886

Top 5 sectors by establishment count in Six Lakes, MI

Which industries have the most business establishments in ZIP 48886.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48886, Six Lakes, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,116

Population

77.2

Area (sq mi)

27

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48886?

49.9

Median Age

50.9%

Male

49.1%

Female

0.8%

Foreign-Born

White 91.1%
African American 0.0%
Asian 0.4%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,667

Median Household Income

-16% vs state

$29,382

Per Capita Income

15.2%

Poverty Rate

4.8%

Unemployment Rate

32.5 min

Mean Commute Time

How ZIP 48886 ranks nationally

Six Lakes, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,667 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.4%
Bachelor's Degree or Higher 14.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

966

Total Housing Units

642

Occupied Units

324

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 90.7%
Renter 9.3%

$165,600

Median Home Value

-25% vs state

$950

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.9%

YoY Change (2024)

226

HPI Index (2000 = 100)

+126%

Total Change Since 2000

Home values in ZIP 48886 have decreased 3.9% over the past year (2024). Since 2000, this ZIP has seen +126% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 146
2021 +16.7% 170
2022 +21.7% 207
2023 +13.9% 236
2024 -3.9% 226

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 24 business establishments in ZIP 48886, employing approximately 150 people with a combined annual payroll of $6,187,000.

24

Businesses

150

Employees

$6.2M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 5 20.8%
Retail trade 4 16.7%
Manufacturing 3 12.5%
Administrative and support and waste management and remediation services 3 12.5%
Other services (except public administration) 3 12.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48886 vs 48850 →

ZIP 48886 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48886 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48886 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48886 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48850 Lakeview, MI 4,474 4.8 mi
48829 Edmore, MI 3,254 7.2 mi
48888 Stanton, MI 6,366 8.2 mi
48852 Mcbrides, MI 150 7.4 mi
49310 Blanchard, MI 3,016 8.5 mi

More ZIP Codes in Montcalm County

48838 standard
Greenville, MI
Pop: 17,863
49329 standard
Howard City, MI
Pop: 8,641
48888 standard
Stanton, MI
Pop: 6,366
48811 standard
Carson City, MI
Pop: 5,641
48850 standard
Lakeview, MI
Pop: 4,474
48884 standard
Sheridan, MI
Pop: 4,427

Related Areas

Montcalm County Six Lakes, MI Michigan

Frequently Asked Questions

What county is ZIP code 48886 in? ▼
ZIP code 48886 (Six Lakes) is located in Montcalm County, Michigan. Montcalm County contains multiple ZIP codes, see the full list at /counties/montcalm-mi.
What is the population of ZIP code 48886? ▼
ZIP code 48886 in Six Lakes, MI has a population of 2,116 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48886? ▼
The median household income in ZIP 48886 is $61,667, which is 19% below the national average of $76,288.
What is the average home value in ZIP 48886? ▼
The median home value in ZIP 48886 is $165,600, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 48886? ▼
The largest racial group in ZIP 48886 is White at 91.1%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 48886? ▼
ZIP code 48886 has 24 business establishments employing approximately 150 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48886? ▼
The top industries by establishment count in ZIP 48886 are: Construction (5), Retail trade (4), Manufacturing (3). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 48886? ▼
According to the FHFA House Price Index, home values in ZIP 48886 decreased by 3.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 126%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48886? ▼
In ZIP code 48886, 55.4% of residents aged 25+ have a high school diploma or higher, and 14.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48886? ▼
The mean commute time for workers in ZIP code 48886 is 32.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48886? ▼
In ZIP code 48886, approximately 90.7% of occupied housing units are owner-occupied and 9.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48886? ▼
The poverty rate in ZIP code 48886 is 15.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.