Westphalia, MI · standard
ZIP Code 48894
Clinton County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,059
- 28/sq mi Moderate-density area
- $101,923
- Median income Above-median income area
- $275,900
- Median home value Near-median home value
- 35.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Westphalia pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 18%
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 28
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48894 against every reporting US ZIP.
ZIP code 48894 covers 74.6 square miles in Westphalia, Clinton County, Michigan (a standard USPS delivery area), with a modest 2,059 residents on file, a density of 28 people per square mile, in the Detroit time zone.
ZIP 48894 lands in the middle-income range, with a median household income of $101,923 (39% above the average Michigan ZIP), while per-capita income is $43,257. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.9% and unemployment is 2.3%. Housing is both higher-cost and owner-heavy: median home value is $275,900 (26% above the average Michigan ZIP), while 92.1% of occupied homes are owner-occupied and median rent is $689.
A solid share of residents have a four-year degree: 35.1% of adults hold a bachelor's degree or higher, the median age is 33.2, and the average commute is 27 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Clinton County, so 48894 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48894
Top 5 sectors by establishment count in Westphalia, MI
Which industries have the most business establishments in ZIP 48894.
- Construction
Construction
9 establishments
- Finance and insurance
Finance and insurance
5 establishments
- Manufacturing
Manufacturing
4 establishments
- Retail trade
Retail trade
4 establishments
- Health care and social assistance 3
Health care and social assistance
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48894, Westphalia, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,059
Population
74.6
Area (sq mi)
28
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48894?
33.2
Median Age
51.6%
Male
48.4%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,923
Median Household Income
+39% vs state ZIP avg
$43,257
Per Capita Income
6.9%
Poverty Rate
2.3%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 48894 ranks among Michigan ZIPs
Westphalia, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$101,923 Top 12% higher than 88% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
769housing units
769
Total Housing Units
764
Occupied Units
5
Vacant Units
2.87
Avg Household Size
Occupancy Type
$275,900
Median Home Value
+26% vs state ZIP avg
$689
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.9%
YoY Change (2022)
167
HPI Index (2000 = 100)
+67%
Total Change Since 2000
Home values in ZIP 48894 have increased 6.9% over the past year (2022). Since 2000, this ZIP has seen +67% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | -5.0% | 114 |
| 2019 | +16.3% | 132 |
| 2020 | +6.3% | 141 |
| 2021 | +10.9% | 156 |
| 2022 | +6.9% | 167 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 36 business establishments in ZIP 48894, employing approximately 313 people with a combined annual payroll of $15,316,000.
36
Businesses
313
Employees
$15.3M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 9 | 25.0% |
| Finance and insurance | 5 | 13.9% |
| Manufacturing | 4 | 11.1% |
| Retail trade | 4 | 11.1% |
| Health care and social assistance | 3 | 8.3% |
| Accommodation and food services | 3 | 8.3% |
| Other services (except public administration) | 3 | 8.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48894 vs 48822 →
ZIP 48894 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48875
Portland (48875)
10,186 residents
- 48822 2,714
Eagle (48822)
2,714 residents
- 48835 2,680
Fowler (48835)
2,680 residents
- 48894 2,059
Westphalia (48894)
2,059 residents
- 48873 1,615
Pewamo (48873)
1,615 residents
- 48860 1,334
Muir (48860)
1,334 residents
What this shows Among its immediate neighbors, ZIP 48894 ranks #4 by population - useful context the national average alone can't give.
ZIP 48894 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48894
Westphalia (48894)
$101,923 median income
- 48875
Portland (48875)
$94,216 median income
- 48822
Eagle (48822)
$91,299 median income
- 48873
Pewamo (48873)
$86,250 median income
- 48835
Fowler (48835)
$81,964 median income
- 48860
Muir (48860)
$50,600 median income
What this shows By household income, ZIP 48894 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48894, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,059 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clinton County
Related Areas
Frequently Asked Questions
What county is ZIP code 48894 in?
ZIP code 48894 (Westphalia) is located in Clinton County, Michigan. Clinton County contains multiple ZIP codes, see the full list at /counties/clinton-mi.
What is the population of ZIP code 48894?
ZIP code 48894 in Westphalia, MI has a population of 2,059 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48894?
The median household income in ZIP 48894 is $101,923, which is 34% above the national average of $76,288.
What is the average home value in ZIP 48894?
The median home value in ZIP 48894 is $275,900, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 48894?
The largest racial group in ZIP 48894 is White at 93.9%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 48894?
ZIP code 48894 has 36 business establishments employing approximately 313 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48894?
The top industries by establishment count in ZIP 48894 are: Construction (9), Finance and insurance (5), Manufacturing (4). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 48894?
According to the FHFA House Price Index, home values in ZIP 48894 increased by 6.9% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 67%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48894?
In ZIP code 48894, 61.9% of residents aged 25+ have a high school diploma or higher, and 35.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48894?
The mean commute time for workers in ZIP code 48894 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48894?
In ZIP code 48894, approximately 92.1% of occupied housing units are owner-occupied and 7.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48894?
The poverty rate in ZIP code 48894 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48894's numbers, next.
- See how ZIP 48894 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Westphalia, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.