PlainZIP

Westphalia, MI · standard

ZIP Code 48894

Clinton County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,059
28/sq mi
$101,923
Median income
$275,900
Median home value
35.1%
Bachelor's or higher

The verdict

Westphalia pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 37%
home value, US ZIPs
28
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48894 against every reporting US ZIP.

ZIP code 48894 covers 74.6 square miles in Westphalia, Clinton County, Michigan (a standard USPS delivery area), with a modest 2,059 residents on file, a density of 28 people per square mile, in the Detroit time zone.

ZIP 48894 lands in the middle-income range, with a median household income of $101,923 (39% above the Michigan average), while per-capita income is $43,257. Local economic indicators show a 6.9% poverty rate alongside 2.3% unemployment. The typical home here is valued at $275,900 (26% above the state average); renters pay a median of $689 monthly, and 92.1% of units are owner-occupied.

A solid share of residents have a four-year degree: 35.1% of adults hold a bachelor's degree or higher, the median age is 33.2, and the average commute is 27 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Clinton County, letting you compare 48894 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48894

Top 5 sectors by establishment count in Westphalia, MI

Which industries have the most business establishments in ZIP 48894.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48894, Westphalia, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,059

Population

74.6

Area (sq mi)

28

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48894?

33.2

Median Age

51.6%

Male

48.4%

Female

1.7%

Foreign-Born

White 93.9%
African American 0.0%
Asian 0.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 2.6%
Hispanic or Latino 2.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$101,923

Median Household Income

+39% vs state

$43,257

Per Capita Income

6.9%

Poverty Rate

2.3%

Unemployment Rate

27.4 min

Mean Commute Time

How ZIP 48894 ranks nationally

Westphalia, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$101,923 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.9%
Bachelor's Degree or Higher 35.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

769

Total Housing Units

764

Occupied Units

5

Vacant Units

2.87

Avg Household Size

Occupancy Type

Owner 92.1%
Renter 7.9%

$275,900

Median Home Value

+26% vs state

$689

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.9%

YoY Change (2022)

167

HPI Index (2000 = 100)

+67%

Total Change Since 2000

Home values in ZIP 48894 have increased 6.9% over the past year (2022). Since 2000, this ZIP has seen +67% cumulative appreciation.

Year Annual Change HPI Index
2018 -5.0% 114
2019 +16.3% 132
2020 +6.3% 141
2021 +10.9% 156
2022 +6.9% 167

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 36 business establishments in ZIP 48894, employing approximately 313 people with a combined annual payroll of $15,316,000.

36

Businesses

313

Employees

$15.3M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 9 25.0%
Finance and insurance 5 13.9%
Manufacturing 4 11.1%
Retail trade 4 11.1%
Health care and social assistance 3 8.3%
Accommodation and food services 3 8.3%
Other services (except public administration) 3 8.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48894 vs 48822 →

ZIP 48894 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48894 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48894 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48894 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48822 Eagle, MI 2,714 6.4 mi
48873 Pewamo, MI 1,615 5.8 mi
48835 Fowler, MI 2,680 7.4 mi
48875 Portland, MI 10,186 8.6 mi
48860 Muir, MI 1,334 10.9 mi

More ZIP Codes in Clinton County

48879 standard
Saint Johns, MI
Pop: 18,075
48820 standard
Dewitt, MI
Pop: 16,641
48808 standard
Bath, MI
Pop: 5,178
48866 standard
Ovid, MI
Pop: 4,851
48831 standard
Elsie, MI
Pop: 3,512
48822 standard
Eagle, MI
Pop: 2,714

Related Areas

Clinton County Westphalia, MI Michigan

Frequently Asked Questions

What county is ZIP code 48894 in? ▼
ZIP code 48894 (Westphalia) is located in Clinton County, Michigan. Clinton County contains multiple ZIP codes, see the full list at /counties/clinton-mi.
What is the population of ZIP code 48894? ▼
ZIP code 48894 in Westphalia, MI has a population of 2,059 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48894? ▼
The median household income in ZIP 48894 is $101,923, which is 34% above the national average of $76,288.
What is the average home value in ZIP 48894? ▼
The median home value in ZIP 48894 is $275,900, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 48894? ▼
The largest racial group in ZIP 48894 is White at 93.9%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 48894? ▼
ZIP code 48894 has 36 business establishments employing approximately 313 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48894? ▼
The top industries by establishment count in ZIP 48894 are: Construction (9), Finance and insurance (5), Manufacturing (4). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 48894? ▼
According to the FHFA House Price Index, home values in ZIP 48894 increased by 6.9% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 67%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48894? ▼
In ZIP code 48894, 61.9% of residents aged 25+ have a high school diploma or higher, and 35.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48894? ▼
The mean commute time for workers in ZIP code 48894 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48894? ▼
In ZIP code 48894, approximately 92.1% of occupied housing units are owner-occupied and 7.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48894? ▼
The poverty rate in ZIP code 48894 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.