PlainZIP

Colon, MI · standard

ZIP Code 49040

St. Joseph County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,388
33/sq mi
$64,306
Median income
$169,900
Median home value
14.3%
Bachelor's or higher

The verdict

Colon pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
34th pct
home value, US ZIPs
33
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49040 against every reporting US ZIP.

ZIP code 49040 covers 103.9 square miles in Colon, St. Joseph County, Michigan (a standard USPS delivery area), with a modest 3,388 residents on file, a density of 33 people per square mile, in the Detroit time zone.

ZIP 49040 reports a modest median household income of $64,306 (12% below the Michigan average), while per-capita income is $32,325. 11.4% of residents live below the poverty line, and the unemployment rate reads 3.5%. On housing, the median home value is $169,900 (23% below the state average) with median rent at $791 per month, and 81.0% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 14.3% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 21 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Joseph County, so you can benchmark 49040 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49040

Top 5 sectors by establishment count in Colon, MI

Which industries have the most business establishments in ZIP 49040.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49040, Colon, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,388

Population

103.9

Area (sq mi)

33

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49040?

42.4

Median Age

42.8%

Male

57.2%

Female

0.7%

Foreign-Born

White 93.9%
African American 0.5%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,306

Median Household Income

-12% vs state

$32,325

Per Capita Income

11.4%

Poverty Rate

3.5%

Unemployment Rate

21.3 min

Mean Commute Time

How ZIP 49040 ranks nationally

Colon, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,306 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.8%
Bachelor's Degree or Higher 14.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,889

Total Housing Units

1,319

Occupied Units

570

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 81.0%
Renter 19.0%

$169,900

Median Home Value

-23% vs state

$791

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+19.6%

YoY Change (2024)

231

HPI Index (2000 = 100)

+131%

Total Change Since 2000

Home values in ZIP 49040 have increased 19.6% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.6% 147
2021 +10.5% 163
2022 +4.0% 169
2023 +14.3% 193
2024 +19.6% 231

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 46 business establishments in ZIP 49040, employing approximately 509 people with a combined annual payroll of $23,127,000.

46

Businesses

509

Employees

$23.1M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 9 19.6%
Accommodation and food services 7 15.2%
Other services (except public administration) 6 13.0%
Construction 5 10.9%
Health care and social assistance 4 8.7%
Manufacturing 3 6.5%
Finance and insurance 3 6.5%
Professional, scientific, and technical services 3 6.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49040 vs 49066 →

ZIP 49040 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49040 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49040 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49040 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49066 Leonidas, MI 722 5.0 mi
49030 Burr Oak, MI 2,523 7.4 mi
49089 Sherwood, MI 1,875 5.5 mi
49075 Nottawa, MI 121 7.0 mi
49072 Mendon, MI 3,164 7.5 mi
49011 Athens, MI 2,285 11.2 mi
49091 Sturgis, MI 19,872 11.4 mi
49028 Bronson, MI 6,387 10.9 mi

More ZIP Codes in St. Joseph County

49091 standard
Sturgis, MI
Pop: 19,872
49093 standard
Three Rivers, MI
Pop: 18,380
49099 standard
White Pigeon, MI
Pop: 5,629
49042 standard
Constantine, MI
Pop: 4,892
49072 standard
Mendon, MI
Pop: 3,164
49032 standard
Centreville, MI
Pop: 3,105

Related Areas

St. Joseph County Colon, MI Michigan

Frequently Asked Questions

What county is ZIP code 49040 in? ▼
ZIP code 49040 (Colon) is located in St. Joseph County, Michigan. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-mi.
What is the population of ZIP code 49040? ▼
ZIP code 49040 in Colon, MI has a population of 3,388 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49040? ▼
The median household income in ZIP 49040 is $64,306, which is 16% below the national average of $76,288.
What is the average home value in ZIP 49040? ▼
The median home value in ZIP 49040 is $169,900, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 49040? ▼
The largest racial group in ZIP 49040 is White at 93.9%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 49040? ▼
ZIP code 49040 has 46 business establishments employing approximately 509 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49040? ▼
The top industries by establishment count in ZIP 49040 are: Retail trade (9), Accommodation and food services (7), Other services (except public administration) (6). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 49040? ▼
According to the FHFA House Price Index, home values in ZIP 49040 increased by 19.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49040? ▼
In ZIP code 49040, 45.8% of residents aged 25+ have a high school diploma or higher, and 14.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49040? ▼
The mean commute time for workers in ZIP code 49040 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49040? ▼
In ZIP code 49040, approximately 81.0% of occupied housing units are owner-occupied and 19.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49040? ▼
The poverty rate in ZIP code 49040 is 11.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.