PlainZIP

Three Rivers, MI · standard

ZIP Code 49093

St. Joseph County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,380
67/sq mi
$63,118
Median income
$183,100
Median home value
20.2%
Bachelor's or higher

The verdict

Three Rivers pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
39th pct
home value, US ZIPs
67
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49093 against every reporting US ZIP.

ZIP code 49093 is a mid-sized community (a standard USPS delivery area) in Three Rivers, St. Joseph County, Michigan, home to 18,380 residents across 273.9 square miles, a density of 67 people per square mile, in the Detroit time zone.

ZIP 49093 reports a modest median household income of $63,118 (14% below the Michigan average), while per-capita income is $32,748. Local economic indicators show a 11.4% poverty rate alongside 7.4% unemployment. On housing, the median home value is $183,100 (17% below the state average) with median rent at $851 per month, and 73.5% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.2% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 21 minutes. To put 49093 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in St. Joseph County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49093

Top 5 sectors by establishment count in Three Rivers, MI

Which industries have the most business establishments in ZIP 49093.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49093, Three Rivers, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,380

Population

273.9

Area (sq mi)

67

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49093?

41.5

Median Age

50.2%

Male

49.8%

Female

1.8%

Foreign-Born

White 85.3%
African American 4.6%
Asian 0.3%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.6%
Hispanic or Latino 5.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,118

Median Household Income

-14% vs state

$32,748

Per Capita Income

11.4%

Poverty Rate

7.4%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 49093 ranks nationally

Three Rivers, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,118 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.6%
Bachelor's Degree or Higher 20.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,587

Total Housing Units

7,385

Occupied Units

1,202

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 73.5%
Renter 26.5%

$183,100

Median Home Value

-17% vs state

$851

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.1%

YoY Change (2024)

214

HPI Index (2000 = 100)

+114%

Total Change Since 2000

Home values in ZIP 49093 have increased 0.1% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.0% 149
2021 +13.0% 168
2022 +9.4% 184
2023 +16.4% 214
2024 +0.1% 214

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 392 business establishments in ZIP 49093, employing approximately 6,749 people with a combined annual payroll of $399,399,000.

392

Businesses

6,749

Employees

$399.4M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 62 15.8%
Other services (except public administration) 60 15.3%
Health care and social assistance 52 13.3%
Accommodation and food services 42 10.7%
Construction 28 7.1%
Finance and insurance 28 7.1%
Manufacturing 25 6.4%
Professional, scientific, and technical services 20 5.1%
Wholesale trade 15 3.8%
Real estate and rental and leasing 13 3.3%
Transportation and warehousing 12 3.1%
Administrative and support and waste management and remediation services 12 3.1%
Information 8 2.0%
Arts, entertainment, and recreation 7 1.8%
Utilities 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49093 vs 49042 →

ZIP 49093 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49093 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49093 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49093 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49042 Constantine, MI 4,892 8.0 mi
49087 Schoolcraft, MI 6,126 10.5 mi
49032 Centreville, MI 3,105 8.1 mi

More ZIP Codes in St. Joseph County

49091 standard
Sturgis, MI
Pop: 19,872
49099 standard
White Pigeon, MI
Pop: 5,629
49042 standard
Constantine, MI
Pop: 4,892
49040 standard
Colon, MI
Pop: 3,388
49072 standard
Mendon, MI
Pop: 3,164
49032 standard
Centreville, MI
Pop: 3,105

Related Areas

St. Joseph County Three Rivers, MI Michigan

Frequently Asked Questions

What county is ZIP code 49093 in? ▼
ZIP code 49093 (Three Rivers) is located in St. Joseph County, Michigan. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-mi.
What is the population of ZIP code 49093? ▼
ZIP code 49093 in Three Rivers, MI has a population of 18,380 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49093? ▼
The median household income in ZIP 49093 is $63,118, which is 17% below the national average of $76,288.
What is the average home value in ZIP 49093? ▼
The median home value in ZIP 49093 is $183,100, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 49093? ▼
The largest racial group in ZIP 49093 is White at 85.3%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 49093? ▼
ZIP code 49093 has 392 business establishments employing approximately 6,749 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49093? ▼
The top industries by establishment count in ZIP 49093 are: Retail trade (62), Other services (except public administration) (60), Health care and social assistance (52). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 49093? ▼
According to the FHFA House Price Index, home values in ZIP 49093 increased by 0.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49093? ▼
In ZIP code 49093, 54.6% of residents aged 25+ have a high school diploma or higher, and 20.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49093? ▼
The mean commute time for workers in ZIP code 49093 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49093? ▼
In ZIP code 49093, approximately 73.5% of occupied housing units are owner-occupied and 26.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49093? ▼
The poverty rate in ZIP code 49093 is 11.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.