Three Rivers, MI · standard
ZIP Code 49093
St. Joseph County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,380
- 67/sq mi Moderate-density area
- $63,118
- Median income Near-median income area
- $183,100
- Median home value Near-median home value
- 20.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Three Rivers pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 35th pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 67
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49093 against every reporting US ZIP.
ZIP code 49093 is a mid-sized community (a standard USPS delivery area) in Three Rivers, St. Joseph County, Michigan, home to 18,380 residents across 273.9 square miles, a density of 67 people per square mile, in the Detroit time zone.
ZIP 49093 reports a modest median household income of $63,118 (14% below the average Michigan ZIP), while per-capita income is $32,748. The poverty rate is 11.4%, with unemployment at 7.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $183,100 (17% below the average Michigan ZIP), and median rent is $851; owner occupancy is 73.5%.
Educational attainment sits below the national norm: 20.2% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 21 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in St. Joseph County, so 49093 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49093
Top 5 sectors by establishment count in Three Rivers, MI
Which industries have the most business establishments in ZIP 49093.
- Retail trade
Retail trade
62 establishments
- Other services (except public administration)
Other services (except public administration)
60 establishments
- Health care and social assistance
Health care and social assistance
52 establishments
- Accommodation and food services
Accommodation and food services
42 establishments
- Construction
Construction
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49093, Three Rivers, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,380
Population
273.9
Area (sq mi)
67
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49093?
41.5
Median Age
50.2%
Male
49.8%
Female
1.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,118
Median Household Income
-14% vs state ZIP avg
$32,748
Per Capita Income
11.4%
Poverty Rate
7.4%
Unemployment Rate
21.1 min
Mean Commute Time
How ZIP 49093 ranks among Michigan ZIPs
Three Rivers, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,118 37th percentile higher than 37% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,587housing units
8,587
Total Housing Units
7,385
Occupied Units
1,202
Vacant Units
2.47
Avg Household Size
Occupancy Type
$183,100
Median Home Value
-17% vs state ZIP avg
$851
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.1%
YoY Change (2024)
214
HPI Index (2000 = 100)
+114%
Total Change Since 2000
Home values in ZIP 49093 have increased 0.1% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.0% | 149 |
| 2021 | +13.0% | 168 |
| 2022 | +9.4% | 184 |
| 2023 | +16.4% | 214 |
| 2024 | +0.1% | 214 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 392 business establishments in ZIP 49093, employing approximately 6,749 people with a combined annual payroll of $399,399,000.
392
Businesses
6,749
Employees
$399.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 62 | 15.8% |
| Other services (except public administration) | 60 | 15.3% |
| Health care and social assistance | 52 | 13.3% |
| Accommodation and food services | 42 | 10.7% |
| Construction | 28 | 7.1% |
| Finance and insurance | 28 | 7.1% |
| Manufacturing | 25 | 6.4% |
| Professional, scientific, and technical services | 20 | 5.1% |
| Wholesale trade | 15 | 3.8% |
| Real estate and rental and leasing | 13 | 3.3% |
| Transportation and warehousing | 12 | 3.1% |
| Administrative and support and waste management and remediation services | 12 | 3.1% |
| Information | 8 | 2.0% |
| Arts, entertainment, and recreation | 7 | 1.8% |
| Utilities | 4 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49093 vs 49042 →
ZIP 49093 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49093
Three Rivers (49093)
18,380 residents
- 49087 6,126
Schoolcraft (49087)
6,126 residents
- 49042 4,892
Constantine (49042)
4,892 residents
- 49032 3,105
Centreville (49032)
3,105 residents
What this shows Among its immediate neighbors, ZIP 49093 ranks the most populous - useful context the national average alone can't give.
ZIP 49093 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49087
Schoolcraft (49087)
$106,250 median income
- 49042
Constantine (49042)
$72,910 median income
- 49032
Centreville (49032)
$66,420 median income
- 49093
Three Rivers (49093)
$63,118 median income
What this shows By household income, ZIP 49093 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49093, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,380 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Joseph County
Related Areas
Frequently Asked Questions
What county is ZIP code 49093 in?
ZIP code 49093 (Three Rivers) is located in St. Joseph County, Michigan. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-mi.
What is the population of ZIP code 49093?
ZIP code 49093 in Three Rivers, MI has a population of 18,380 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49093?
The median household income in ZIP 49093 is $63,118, which is 17% below the national average of $76,288.
What is the average home value in ZIP 49093?
The median home value in ZIP 49093 is $183,100, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 49093?
The largest racial group in ZIP 49093 is White at 85.3%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 49093?
ZIP code 49093 has 392 business establishments employing approximately 6,749 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49093?
The top industries by establishment count in ZIP 49093 are: Retail trade (62), Other services (except public administration) (60), Health care and social assistance (52). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 49093?
According to the FHFA House Price Index, home values in ZIP 49093 increased by 0.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49093?
In ZIP code 49093, 54.6% of residents aged 25+ have a high school diploma or higher, and 20.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49093?
The mean commute time for workers in ZIP code 49093 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49093?
In ZIP code 49093, approximately 73.5% of occupied housing units are owner-occupied and 26.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49093?
The poverty rate in ZIP code 49093 is 11.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49093's numbers, next.
- See how ZIP 49093 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Three Rivers, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.