Jackson, MI · standard
ZIP Code 49202
Jackson County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,661
- 572/sq mi High-density area
- $42,632
- Median income Below-median income area
- $116,100
- Median home value Below-median home value
- 16.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Jackson pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 7th pct
- household income, US ZIPs
- 15th pct
- home value, US ZIPs
- 572
- people per sq mi
- 55%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49202 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49202 (Jackson, MI) rose +8.0% from 2023 to 2024. The all-transactions index moved from 160.7 in 2023 to 173.5 in 2024 (2000 = 100).
ZIP code 49202 is a densely settled ZIP (a standard USPS delivery area) in Jackson, Jackson County, Michigan, with 20,661 residents across 36.1 square miles, a density of 572 people per square mile, in the Detroit time zone.
ZIP 49202 reports a modest median household income of $42,632 (42% below the average Michigan ZIP), while per-capita income is $29,575. The poverty rate is 21.8%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $116,100 (47% below the average Michigan ZIP), and median rent is $934; owner occupancy is 55.2%.
Educational attainment sits below the national norm: 16.3% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is 17 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Jackson County, so 49202 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49202
Top 5 sectors by establishment count in Jackson, MI
Which industries have the most business establishments in ZIP 49202.
- Retail trade
Retail trade
192 establishments
- Accommodation and food services
Accommodation and food services
97 establishments
- Health care and social assistance
Health care and social assistance
94 establishments
- Other services (except public administration) 75
Other services (except public administration)
75 establishments
- Manufacturing 44
Manufacturing
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49202, Jackson, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,661
Population
36.1
Area (sq mi)
572
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49202?
37.8
Median Age
46.0%
Male
54.0%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$42,632
Median Household Income
-42% vs state ZIP avg
$29,575
Per Capita Income
21.8%
Poverty Rate
7.8%
Unemployment Rate
17.4 min
Mean Commute Time
How ZIP 49202 ranks among Michigan ZIPs
Jackson, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$42,632 6th percentile higher than 6% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,614housing units
9,614
Total Housing Units
8,753
Occupied Units
861
Vacant Units
2.09
Avg Household Size
Occupancy Type
$116,100
Median Home Value
-47% vs state ZIP avg
$934
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.0%
YoY Change (2024)
173
HPI Index (2000 = 100)
+73%
Total Change Since 2000
Home values in ZIP 49202 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +73% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.5% | 121 |
| 2021 | +13.1% | 136 |
| 2022 | +6.8% | 146 |
| 2023 | +10.4% | 161 |
| 2024 | +8.0% | 173 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 710 business establishments in ZIP 49202, employing approximately 12,763 people with a combined annual payroll of $498,069,000.
710
Businesses
12,763
Employees
$498.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 192 | 27.0% |
| Accommodation and food services | 97 | 13.7% |
| Health care and social assistance | 94 | 13.2% |
| Other services (except public administration) | 75 | 10.6% |
| Manufacturing | 44 | 6.2% |
| Finance and insurance | 37 | 5.2% |
| Wholesale trade | 28 | 3.9% |
| Real estate and rental and leasing | 28 | 3.9% |
| Construction | 25 | 3.5% |
| Professional, scientific, and technical services | 23 | 3.2% |
| Administrative and support and waste management and remediation services | 22 | 3.1% |
| Transportation and warehousing | 12 | 1.7% |
| Information | 12 | 1.7% |
| Arts, entertainment, and recreation | 9 | 1.3% |
| Management of companies and enterprises | 8 | 1.1% |
| Educational services | 4 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49202 vs 49201 →
ZIP 49202 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49201
Jackson (49201)
45,190 residents
- 49203
Jackson (49203)
38,280 residents
- 49202
Jackson (49202)
20,661 residents
- 49283 4,362
Spring Arbor (49283)
4,362 residents
- 49277 3,668
Rives Junction (49277)
3,668 residents
- 49254 3,321
Michigan Center (49254)
3,321 residents
- 49246 3,255
Horton (49246)
3,255 residents
- 49272 2,417
Pleasant Lake (49272)
2,417 residents
What this shows Among its immediate neighbors, ZIP 49202 ranks #3 by population - useful context the national average alone can't give.
ZIP 49202 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49283
Spring Arbor (49283)
$108,464 median income
- 49277
Rives Junction (49277)
$91,912 median income
- 49272
Pleasant Lake (49272)
$84,107 median income
- 49246
Horton (49246)
$81,908 median income
- 49201
Jackson (49201)
$74,484 median income
- 49254
Michigan Center (49254)
$63,750 median income
- 49203
Jackson (49203)
$56,201 median income
- 49202 $42,632
Jackson (49202)
$42,632 median income
What this shows By household income, ZIP 49202 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49202, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,661 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 49202 in?
ZIP code 49202 (Jackson) is located in Jackson County, Michigan. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-mi.
What is the population of ZIP code 49202?
ZIP code 49202 in Jackson, MI has a population of 20,661 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49202?
The median household income in ZIP 49202 is $42,632, which is 44% below the national average of $76,288.
What is the average home value in ZIP 49202?
The median home value in ZIP 49202 is $116,100, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 49202?
The largest racial group in ZIP 49202 is White at 74.0%. Hispanic or Latino residents make up 5.2% of the population.
How many businesses are in ZIP code 49202?
ZIP code 49202 has 710 business establishments employing approximately 12,763 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49202?
The top industries by establishment count in ZIP 49202 are: Retail trade (192), Accommodation and food services (97), Health care and social assistance (94). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 49202?
According to the FHFA House Price Index, home values in ZIP 49202 increased by 8.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 73%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49202?
In ZIP code 49202, 58.3% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49202?
The mean commute time for workers in ZIP code 49202 is 17.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49202?
In ZIP code 49202, approximately 55.2% of occupied housing units are owner-occupied and 44.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49202?
The poverty rate in ZIP code 49202 is 21.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49202's numbers, next.
- See how ZIP 49202 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Jackson, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.