PlainZIP

Ottawa Lake, MI · standard

ZIP Code 49267

Monroe County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,072
39/sq mi
$97,961
Median income
$267,900
Median home value
25.1%
Bachelor's or higher

The verdict

Ottawa Lake pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 20%
household income, US ZIPs
Top 39%
home value, US ZIPs
39
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49267 against every reporting US ZIP.

ZIP code 49267 covers 103.4 square miles in Ottawa Lake, Monroe County, Michigan (a standard USPS delivery area), with a modest 4,072 residents on file, a density of 39 people per square mile, in the Detroit time zone.

ZIP 49267 lands in the middle-income range, with a median household income of $97,961 (34% above the Michigan average), while per-capita income is $57,064. Local economic indicators show a 4.1% poverty rate alongside 2.2% unemployment. The typical home here is valued at $267,900 (22% above the state average); renters pay a median of $866 monthly, and 83.6% of units are owner-occupied.

Educational attainment sits below the national norm: 25.1% of adults hold a bachelor's degree or higher, the median age is 49.3, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monroe County, so you can benchmark 49267 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49267

Top 5 sectors by establishment count in Ottawa Lake, MI

Which industries have the most business establishments in ZIP 49267.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49267, Ottawa Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,072

Population

103.4

Area (sq mi)

39

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49267?

49.3

Median Age

53.2%

Male

46.8%

Female

0.5%

Foreign-Born

White 94.8%
African American 2.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,961

Median Household Income

+34% vs state

$57,064

Per Capita Income

4.1%

Poverty Rate

2.2%

Unemployment Rate

24.5 min

Mean Commute Time

How ZIP 49267 ranks nationally

Ottawa Lake, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$97,961 Top 20% higher than 80% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.1%
Bachelor's Degree or Higher 25.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,600

Total Housing Units

1,534

Occupied Units

66

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 83.6%
Renter 16.4%

$267,900

Median Home Value

+22% vs state

$866

Median Rent

1965

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-4.1%

YoY Change (2024)

164

HPI Index (2000 = 100)

+64%

Total Change Since 2000

Home values in ZIP 49267 have decreased 4.1% over the past year (2024). Since 2000, this ZIP has seen +64% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.3% 124
2021 +9.7% 136
2022 +14.7% 156
2023 +9.5% 171
2024 -4.1% 164

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 97 business establishments in ZIP 49267, employing approximately 1,129 people with a combined annual payroll of $66,266,000.

97

Businesses

1,129

Employees

$66.3M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 19 19.6%
Other services (except public administration) 15 15.5%
Retail trade 12 12.4%
Manufacturing 9 9.3%
Professional, scientific, and technical services 8 8.3%
Administrative and support and waste management and remediation services 8 8.3%
Wholesale trade 7 7.2%
Arts, entertainment, and recreation 5 5.2%
Transportation and warehousing 3 3.1%
Real estate and rental and leasing 3 3.1%
Educational services 3 3.1%
Accommodation and food services 3 3.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49267 vs 43560 →

ZIP 49267 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49267 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49267 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49267 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43560 Sylvania, OH 32,226 4.2 mi
49276 Riga, MI 1,003 4.1 mi
48144 Lambertville, MI 9,952 4.9 mi
43617 Toledo, OH 7,500 6.7 mi
43623 Toledo, OH 20,149 5.4 mi
49270 Petersburg, MI 5,874 7.8 mi
43528 Holland, OH 16,430 9.2 mi
43615 Toledo, OH 39,441 8.0 mi
43613 Toledo, OH 31,635 7.2 mi
48182 Temperance, MI 21,708 7.7 mi

More ZIP Codes in Monroe County

48162 standard
Monroe, MI
Pop: 29,344
48161 standard
Monroe, MI
Pop: 26,470
48182 standard
Temperance, MI
Pop: 21,708
48166 standard
Newport, MI
Pop: 11,569
48117 standard
Carleton, MI
Pop: 10,124
48144 standard
Lambertville, MI
Pop: 9,952

Related Areas

Monroe County Ottawa Lake, MI Michigan

Frequently Asked Questions

What county is ZIP code 49267 in? ▼
ZIP code 49267 (Ottawa Lake) is located in Monroe County, Michigan. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-mi.
What is the population of ZIP code 49267? ▼
ZIP code 49267 in Ottawa Lake, MI has a population of 4,072 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49267? ▼
The median household income in ZIP 49267 is $97,961, which is 28% above the national average of $76,288.
What is the average home value in ZIP 49267? ▼
The median home value in ZIP 49267 is $267,900, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 49267? ▼
The largest racial group in ZIP 49267 is White at 94.8%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 49267? ▼
ZIP code 49267 has 97 business establishments employing approximately 1,129 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49267? ▼
The top industries by establishment count in ZIP 49267 are: Construction (19), Other services (except public administration) (15), Retail trade (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 49267? ▼
According to the FHFA House Price Index, home values in ZIP 49267 decreased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 64%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49267? ▼
In ZIP code 49267, 69.1% of residents aged 25+ have a high school diploma or higher, and 25.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49267? ▼
The mean commute time for workers in ZIP code 49267 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49267? ▼
In ZIP code 49267, approximately 83.6% of occupied housing units are owner-occupied and 16.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49267? ▼
The poverty rate in ZIP code 49267 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.