Ottawa Lake, MI · standard
ZIP Code 49267
Monroe County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,072
- 39/sq mi Moderate-density area
- $97,961
- Median income Above-median income area
- $267,900
- Median home value Near-median home value
- 25.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Ottawa Lake pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 20%
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 39
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49267 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49267 (Ottawa Lake, MI) fell -4.1% from 2023 to 2024. The all-transactions index moved from 170.7 in 2023 to 163.6 in 2024 (2000 = 100).
ZIP code 49267 covers 103.4 square miles in Ottawa Lake, Monroe County, Michigan (a standard USPS delivery area), with a modest 4,072 residents on file, a density of 39 people per square mile, in the Detroit time zone.
ZIP 49267 lands in the middle-income range, with a median household income of $97,961 (34% above the average Michigan ZIP), while per-capita income is $57,064. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.1% and unemployment is 2.2%. Housing is both higher-cost and owner-heavy: median home value is $267,900 (22% above the average Michigan ZIP), while 83.6% of occupied homes are owner-occupied and median rent is $866.
Educational attainment sits below the national norm: 25.1% of adults hold a bachelor's degree or higher, the median age is 49.3, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Monroe County, so 49267 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49267
Top 5 sectors by establishment count in Ottawa Lake, MI
Which industries have the most business establishments in ZIP 49267.
- Construction
Construction
19 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Retail trade
Retail trade
12 establishments
- Manufacturing
Manufacturing
9 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49267, Ottawa Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,072
Population
103.4
Area (sq mi)
39
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49267?
49.3
Median Age
53.2%
Male
46.8%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$97,961
Median Household Income
+34% vs state ZIP avg
$57,064
Per Capita Income
4.1%
Poverty Rate
2.2%
Unemployment Rate
24.5 min
Mean Commute Time
How ZIP 49267 ranks among Michigan ZIPs
Ottawa Lake, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$97,961 Top 14% higher than 86% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,600housing units
1,600
Total Housing Units
1,534
Occupied Units
66
Vacant Units
2.59
Avg Household Size
Occupancy Type
$267,900
Median Home Value
+22% vs state ZIP avg
$866
Median Rent
1965
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.1%
YoY Change (2024)
164
HPI Index (2000 = 100)
+64%
Total Change Since 2000
Home values in ZIP 49267 have decreased 4.1% over the past year (2024). Since 2000, this ZIP has seen +64% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.3% | 124 |
| 2021 | +9.7% | 136 |
| 2022 | +14.7% | 156 |
| 2023 | +9.5% | 171 |
| 2024 | -4.1% | 164 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 97 business establishments in ZIP 49267, employing approximately 1,129 people with a combined annual payroll of $66,266,000.
97
Businesses
1,129
Employees
$66.3M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 19.6% |
| Other services (except public administration) | 15 | 15.5% |
| Retail trade | 12 | 12.4% |
| Manufacturing | 9 | 9.3% |
| Professional, scientific, and technical services | 8 | 8.3% |
| Administrative and support and waste management and remediation services | 8 | 8.3% |
| Wholesale trade | 7 | 7.2% |
| Arts, entertainment, and recreation | 5 | 5.2% |
| Transportation and warehousing | 3 | 3.1% |
| Real estate and rental and leasing | 3 | 3.1% |
| Educational services | 3 | 3.1% |
| Accommodation and food services | 3 | 3.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49267 vs 43560 →
ZIP 49267 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43615
Toledo (43615)
39,441 residents
- 43560
Sylvania (43560)
32,226 residents
- 43613
Toledo (43613)
31,635 residents
- 48182
Temperance (48182)
21,708 residents
- 43623
Toledo (43623)
20,149 residents
- 43528
Holland (43528)
16,430 residents
- 48144 9,952
Lambertville (48144)
9,952 residents
- 43617 7,500
Toledo (43617)
7,500 residents
- 49270 5,874
Petersburg (49270)
5,874 residents
What this shows Among its immediate neighbors, ZIP 49267 ranks #0 by population - useful context the national average alone can't give.
ZIP 49267 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43617
Toledo (43617)
$127,019 median income
- 43560
Sylvania (43560)
$109,486 median income
- 48144
Lambertville (48144)
$101,410 median income
- 49267
Ottawa Lake (49267)
$97,961 median income
- 49270
Petersburg (49270)
$94,840 median income
- 43528
Holland (43528)
$93,986 median income
- 48182
Temperance (48182)
$84,375 median income
- 49276
Riga (49276)
$73,750 median income
- 43623
Toledo (43623)
$71,171 median income
What this shows By household income, ZIP 49267 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 43560 | Sylvania, OH | 32,226 | 4.2 mi |
| 49276 | Riga, MI | 1,003 | 4.1 mi |
| 48144 | Lambertville, MI | 9,952 | 4.9 mi |
| 43617 | Toledo, OH | 7,500 | 6.7 mi |
| 43623 | Toledo, OH | 20,149 | 5.4 mi |
| 49270 | Petersburg, MI | 5,874 | 7.8 mi |
| 43528 | Holland, OH | 16,430 | 9.2 mi |
| 43615 | Toledo, OH | 39,441 | 8.0 mi |
| 43613 | Toledo, OH | 31,635 | 7.2 mi |
| 48182 | Temperance, MI | 21,708 | 7.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49267, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,072 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monroe County
Related Areas
Frequently Asked Questions
What county is ZIP code 49267 in?
ZIP code 49267 (Ottawa Lake) is located in Monroe County, Michigan. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-mi.
What is the population of ZIP code 49267?
ZIP code 49267 in Ottawa Lake, MI has a population of 4,072 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49267?
The median household income in ZIP 49267 is $97,961, which is 28% above the national average of $76,288.
What is the average home value in ZIP 49267?
The median home value in ZIP 49267 is $267,900, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 49267?
The largest racial group in ZIP 49267 is White at 94.8%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 49267?
ZIP code 49267 has 97 business establishments employing approximately 1,129 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49267?
The top industries by establishment count in ZIP 49267 are: Construction (19), Other services (except public administration) (15), Retail trade (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 49267?
According to the FHFA House Price Index, home values in ZIP 49267 decreased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 64%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49267?
In ZIP code 49267, 69.1% of residents aged 25+ have a high school diploma or higher, and 25.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49267?
The mean commute time for workers in ZIP code 49267 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49267?
In ZIP code 49267, approximately 83.6% of occupied housing units are owner-occupied and 16.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49267?
The poverty rate in ZIP code 49267 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49267's numbers, next.
- See how ZIP 49267 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ottawa Lake, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.