ZIP Code 49320

standard

Source:

Chippewa Lake · Mecosta County · Michigan

Population
21

23/sq mi

Median income
$63,929

▼ 16% vs US

higher than 36% of US ZIPs

Median home value
$128,100

▼ 54% vs US

higher than 19% of US ZIPs

Bachelor's or higher
9.4%

Median age 62.9

Land area
0.9 sq mi

Detroit

ZIP code 49320 in Chippewa Lake, Michigan has a population of 21. The median household income is $63,929, which is 16% below the national average. Median home value is $128,100, 54% below the US average. 9.4% of residents hold a bachelor's degree or higher.

ZIP code 49320 is classified by USPS as a standard delivery area and covers roughly 0.9 square miles in Chippewa Lake, Mecosta County, Michigan. The area is home to 21 residents, producing a population density of 23 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49320 against Michigan and the nation.

On the economic side, the median household income for ZIP 49320 sits at $63,929 (13% below the Michigan average), while per-capita income is $31,366. The poverty rate stands at 7.6% and the unemployment rate at 0.0%. On housing, the median home value is $128,100 (42% below the state average) with median rent at $723 per month, and 69.4% of occupied units are owner-occupied, a direct signal of whether 49320 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.4% of adults hold a bachelor's degree or higher, the median age is 62.9, and the average commute is . We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mecosta County, so you can benchmark 49320 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49320, Chippewa Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

21

Population

0.9

Area (sq mi)

23

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49320?

62.9

Median Age

53.5%

Male

46.5%

Female

0.0%

Foreign-Born

White 65.0%
African American 11.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 23.6%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,929

Median Household Income

-13% vs state

$31,366

Per Capita Income

7.6%

Poverty Rate

0.0%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.8%
Bachelor's Degree or Higher 9.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

252

Total Housing Units

72

Occupied Units

180

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 69.4%
Renter 30.6%

$128,100

Median Home Value

-42% vs state

$723

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 49320 vs 49342 →

ZIP Code City Population Distance
49342 Rodney, MI 1,649 4.8 mi
49305 Barryton, MI 2,264 6.3 mi
49332 Mecosta, MI 3,019 9.0 mi
49639 Hersey, MI 2,557 8.8 mi
49679 Sears, MI 1,428 10.7 mi

More ZIP Codes in Mecosta County

Frequently Asked Questions

What county is ZIP code 49320 in?
ZIP code 49320 (Chippewa Lake) is located in Mecosta County, Michigan. Mecosta County contains multiple ZIP codes, see the full list at /counties/mecosta-mi.
What is the population of ZIP code 49320?
ZIP code 49320 in Chippewa Lake, MI has a population of 21 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49320?
The median household income in ZIP 49320 is $63,929, which is 16% below the national average of $76,288.
What is the average home value in ZIP 49320?
The median home value in ZIP 49320 is $128,100, which is 54% below the national average of $278,155.
What is the demographic makeup of ZIP 49320?
The largest racial group in ZIP 49320 is White at 65.0%. Hispanic or Latino residents make up 2.5% of the population.
What is the education level in ZIP code 49320?
In ZIP code 49320, 48.8% of residents aged 25+ have a high school diploma or higher, and 9.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49320?
In ZIP code 49320, approximately 69.4% of occupied housing units are owner-occupied and 30.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49320?
The poverty rate in ZIP code 49320 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Chippewa Lake, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.