PlainZIP

Chippewa Lake, MI · standard

ZIP Code 49320

Mecosta County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21
23/sq mi
$63,929
Median income
$128,100
Median home value
9.4%
Bachelor's or higher

The verdict

Chippewa Lake pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
19th pct
home value, US ZIPs
23
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49320 against every reporting US ZIP.

ZIP code 49320 is a sparsely populated ZIP (a standard USPS delivery area) in Chippewa Lake, Mecosta County, Michigan, home to just 21 residents across 0.9 square miles, a density of 23 people per square mile, in the Detroit time zone.

ZIP 49320 reports a modest median household income of $63,929 (13% below the Michigan average), while per-capita income is $31,366. The poverty rate stands at 7.6% and the unemployment rate at 0.0%. On housing, the median home value is $128,100 (42% below the state average) with median rent at $723 per month, and 69.4% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 9.4% of adults hold a bachelor's degree or higher, the median age is 62.9, and the average commute is -. To put 49320 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Mecosta County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49320, Chippewa Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21

Population

0.9

Area (sq mi)

23

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49320?

62.9

Median Age

53.5%

Male

46.5%

Female

0.0%

Foreign-Born

White 65.0%
African American 11.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 23.6%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,929

Median Household Income

-13% vs state

$31,366

Per Capita Income

7.6%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 49320 ranks nationally

Chippewa Lake, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,929 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.8%
Bachelor's Degree or Higher 9.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

252

Total Housing Units

72

Occupied Units

180

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 69.4%
Renter 30.6%

$128,100

Median Home Value

-42% vs state

$723

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 49320 vs 49342 →

ZIP 49320 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49320 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49320 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49320 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49342 Rodney, MI 1,649 4.8 mi
49305 Barryton, MI 2,264 6.3 mi
49332 Mecosta, MI 3,019 9.0 mi
49639 Hersey, MI 2,557 8.8 mi
49679 Sears, MI 1,428 10.7 mi

More ZIP Codes in Mecosta County

49307 standard
Big Rapids, MI
Pop: 20,112
49346 standard
Stanwood, MI
Pop: 5,446
49336 standard
Morley, MI
Pop: 4,352
49332 standard
Mecosta, MI
Pop: 3,019
49340 standard
Remus, MI
Pop: 2,912
49305 standard
Barryton, MI
Pop: 2,264

Related Areas

Mecosta County Chippewa Lake, MI Michigan

Frequently Asked Questions

What county is ZIP code 49320 in? ▼
ZIP code 49320 (Chippewa Lake) is located in Mecosta County, Michigan. Mecosta County contains multiple ZIP codes, see the full list at /counties/mecosta-mi.
What is the population of ZIP code 49320? ▼
ZIP code 49320 in Chippewa Lake, MI has a population of 21 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49320? ▼
The median household income in ZIP 49320 is $63,929, which is 16% below the national average of $76,288.
What is the average home value in ZIP 49320? ▼
The median home value in ZIP 49320 is $128,100, which is 54% below the national average of $278,155.
What is the demographic makeup of ZIP 49320? ▼
The largest racial group in ZIP 49320 is White at 65.0%. Hispanic or Latino residents make up 2.5% of the population.
What is the education level in ZIP code 49320? ▼
In ZIP code 49320, 48.8% of residents aged 25+ have a high school diploma or higher, and 9.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49320? ▼
In ZIP code 49320, approximately 69.4% of occupied housing units are owner-occupied and 30.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49320? ▼
The poverty rate in ZIP code 49320 is 7.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.