PlainZIP

Howard City, MI · standard

ZIP Code 49329

Montcalm County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,641
41/sq mi
$74,235
Median income
$207,900
Median home value
14.5%
Bachelor's or higher

The verdict

Howard City pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 46%
household income, US ZIPs
46th pct
home value, US ZIPs
41
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49329 against every reporting US ZIP.

ZIP code 49329 is a mid-sized community (a standard USPS delivery area) in Howard City, Montcalm County, Michigan, home to 8,641 residents across 211.3 square miles, a density of 41 people per square mile, in the Detroit time zone.

ZIP 49329 lands in the middle-income range, with a median household income of $74,235 (1% above the Michigan average), while per-capita income is $37,110. Poverty here runs at 7.8%, with unemployment measured at 3.7%. Housing costs here run $207,900 for a typical home value (5% below the state average), with rent averaging $832 a month; 90.8% of homes are owner-occupied.

Formal educational attainment runs low here: just 14.5% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 36 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montcalm County, so you can benchmark 49329 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49329

Top 5 sectors by establishment count in Howard City, MI

Which industries have the most business establishments in ZIP 49329.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49329, Howard City, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,641

Population

211.3

Area (sq mi)

41

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49329?

37.1

Median Age

55.9%

Male

44.1%

Female

4.7%

Foreign-Born

White 86.6%
African American 6.3%
Asian 0.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 3.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,235

Median Household Income

+1% vs state

$37,110

Per Capita Income

7.8%

Poverty Rate

3.7%

Unemployment Rate

36.4 min

Mean Commute Time

How ZIP 49329 ranks nationally

Howard City, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,235 Top 46% higher than 54% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.9%
Bachelor's Degree or Higher 14.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,849

Total Housing Units

3,370

Occupied Units

479

Vacant Units

2.71

Avg Household Size

Occupancy Type

Owner 90.8%
Renter 9.2%

$207,900

Median Home Value

-5% vs state

$832

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.1%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 49329 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.1% 149
2021 +12.5% 167
2022 +17.5% 197
2023 +13.4% 223
2024 +7.1% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 108 business establishments in ZIP 49329, employing approximately 890 people with a combined annual payroll of $37,380,000.

108

Businesses

890

Employees

$37.4M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 17 15.7%
Other services (except public administration) 16 14.8%
Construction 13 12.0%
Professional, scientific, and technical services 10 9.3%
Health care and social assistance 10 9.3%
Administrative and support and waste management and remediation services 9 8.3%
Manufacturing 7 6.5%
Accommodation and food services 6 5.6%
Finance and insurance 5 4.6%
Wholesale trade 4 3.7%
Transportation and warehousing 3 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49329 vs 49339 →

ZIP 49329 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49329 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49329 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49329 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49339 Pierson, MI 2,283 5.1 mi
49336 Morley, MI 4,352 7.5 mi
49343 Sand Lake, MI 5,489 8.0 mi
49322 Coral, MI 1,212 7.5 mi
49347 Trufant, MI 1,257 9.3 mi

More ZIP Codes in Montcalm County

48838 standard
Greenville, MI
Pop: 17,863
48888 standard
Stanton, MI
Pop: 6,366
48811 standard
Carson City, MI
Pop: 5,641
48850 standard
Lakeview, MI
Pop: 4,474
48884 standard
Sheridan, MI
Pop: 4,427
48829 standard
Edmore, MI
Pop: 3,254

Related Areas

Montcalm County Howard City, MI Michigan

Frequently Asked Questions

What county is ZIP code 49329 in? ▼
ZIP code 49329 (Howard City) is located in Montcalm County, Michigan. Montcalm County contains multiple ZIP codes, see the full list at /counties/montcalm-mi.
What is the population of ZIP code 49329? ▼
ZIP code 49329 in Howard City, MI has a population of 8,641 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49329? ▼
The median household income in ZIP 49329 is $74,235, which is 3% below the national average of $76,288.
What is the average home value in ZIP 49329? ▼
The median home value in ZIP 49329 is $207,900, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 49329? ▼
The largest racial group in ZIP 49329 is White at 86.6%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 49329? ▼
ZIP code 49329 has 108 business establishments employing approximately 890 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49329? ▼
The top industries by establishment count in ZIP 49329 are: Retail trade (17), Other services (except public administration) (16), Construction (13). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 49329? ▼
According to the FHFA House Price Index, home values in ZIP 49329 increased by 7.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49329? ▼
In ZIP code 49329, 59.9% of residents aged 25+ have a high school diploma or higher, and 14.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49329? ▼
The mean commute time for workers in ZIP code 49329 is 36.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49329? ▼
In ZIP code 49329, approximately 90.8% of occupied housing units are owner-occupied and 9.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49329? ▼
The poverty rate in ZIP code 49329 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.