Kaleva, MI · standard
ZIP Code 49645
Manistee County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,632
- 16/sq mi
- $56,300
- Median income
- $145,200
- Median home value
- 15.9%
- Bachelor's or higher
The verdict
Kaleva pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 23th pct
- household income, US ZIPs
- 24th pct
- home value, US ZIPs
- 16
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49645 against every reporting US ZIP.
ZIP code 49645 is classified by USPS as a standard delivery area and covers roughly 103.9 square miles in Kaleva, Manistee County, Michigan. The area is home to 1,632 residents, producing a population density of 16 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49645 against Michigan and the nation.
On the economic side, the median household income for ZIP 49645 sits at $56,300 (23% below the Michigan average), while per-capita income is $27,860. The poverty rate stands at 20.2% and the unemployment rate at 12.9%. On housing, the median home value is $145,200 (34% below the state average) with median rent at $992 per month, and 82.2% of occupied units are owner-occupied, a direct signal of whether 49645 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 15.9% of adults hold a bachelor's degree or higher, the median age is 46.9, and the average commute is 29 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Manistee County, so you can benchmark 49645 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 49645
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 49645.
- Retail trade
Retail trade
7 establishments
- Construction
Construction
4 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
- Accommodation and food services
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49645, Kaleva, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,632
Population
103.9
Area (sq mi)
16
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49645?
46.9
Median Age
49.3%
Male
50.7%
Female
1.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,300
Median Household Income
-23% vs state
$27,860
Per Capita Income
20.2%
Poverty Rate
12.9%
Unemployment Rate
28.8 min
Mean Commute Time
How ZIP 49645 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$56,300 23rd percentile higher than 23% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,165
Total Housing Units
796
Occupied Units
369
Vacant Units
2.39
Avg Household Size
Occupancy Type
$145,200
Median Home Value
-34% vs state
$992
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.1%
YoY Change (2024)
236
HPI Index (2000 = 100)
+136%
Total Change Since 2000
Home values in ZIP 49645 have increased 3.1% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.8% | 148 |
| 2021 | +23.1% | 182 |
| 2022 | +8.4% | 197 |
| 2023 | +16.3% | 229 |
| 2024 | +3.1% | 236 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 28 business establishments in ZIP 49645, employing approximately 153 people with a combined annual payroll of $6,417,000.
28
Businesses
153
Employees
$6.4M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 7 | 25.0% |
| Construction | 4 | 14.3% |
| Other services (except public administration) | 4 | 14.3% |
| Accommodation and food services | 3 | 10.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49645 vs 49619 →
ZIP 49645 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49614
Bear Lake (49614)
2,790 residents
- 49645
Kaleva (49645)
1,632 residents
- 49625
Copemish (49625)
1,379 residents
- 49619 1,110
Brethren (49619)
1,110 residents
What this shows Among its immediate neighbors, ZIP 49645 ranks #2 by population — useful context the national average alone can't give.
ZIP 49645 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49614
Bear Lake (49614)
$72,250 median income
- 49619
Brethren (49619)
$62,574 median income
- 49645
Kaleva (49645)
$56,300 median income
- 49625
Copemish (49625)
$52,583 median income
What this shows By household income, ZIP 49645 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Manistee County
Related Areas
Frequently Asked Questions
What county is ZIP code 49645 in? ▼
What is the population of ZIP code 49645? ▼
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How many businesses are in ZIP code 49645? ▼
What are the main industries in ZIP code 49645? ▼
How have home values changed in ZIP code 49645? ▼
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What percentage of residents own vs. rent in ZIP 49645? ▼
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ZIP Code Research Guides
Official Data Resources for Kaleva, MI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.