PlainZIP

Kaleva, MI · standard

ZIP Code 49645

Manistee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,632
16/sq mi
$56,300
Median income
$145,200
Median home value
15.9%
Bachelor's or higher

The verdict

Kaleva pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

23th pct
household income, US ZIPs
24th pct
home value, US ZIPs
16
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49645 against every reporting US ZIP.

ZIP code 49645 covers 103.9 square miles in Kaleva, Manistee County, Michigan (a standard USPS delivery area), with a modest 1,632 residents on file, a density of 16 people per square mile, in the Detroit time zone.

ZIP 49645 reports a modest median household income of $56,300 (23% below the Michigan average), while per-capita income is $27,860. Local economic indicators show a 20.2% poverty rate alongside 12.9% unemployment. The typical home here is valued at $145,200 (34% below the state average); renters pay a median of $992 monthly, and 82.2% of units are owner-occupied.

Educational attainment sits below the national norm: 15.9% of adults hold a bachelor's degree or higher, the median age is 46.9, and the average commute is 29 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Manistee County, letting you compare 49645 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49645

Top 5 sectors by establishment count in Kaleva, MI

Which industries have the most business establishments in ZIP 49645.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49645, Kaleva, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,632

Population

103.9

Area (sq mi)

16

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49645?

46.9

Median Age

49.3%

Male

50.7%

Female

1.5%

Foreign-Born

White 91.8%
African American 0.6%
Asian 0.2%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.8%
Hispanic or Latino 4.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,300

Median Household Income

-23% vs state

$27,860

Per Capita Income

20.2%

Poverty Rate

12.9%

Unemployment Rate

28.8 min

Mean Commute Time

How ZIP 49645 ranks nationally

Kaleva, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,300 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 15.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,165

Total Housing Units

796

Occupied Units

369

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 82.2%
Renter 17.8%

$145,200

Median Home Value

-34% vs state

$992

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.1%

YoY Change (2024)

236

HPI Index (2000 = 100)

+136%

Total Change Since 2000

Home values in ZIP 49645 have increased 3.1% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 148
2021 +23.1% 182
2022 +8.4% 197
2023 +16.3% 229
2024 +3.1% 236

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 28 business establishments in ZIP 49645, employing approximately 153 people with a combined annual payroll of $6,417,000.

28

Businesses

153

Employees

$6.4M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Retail trade 7 25.0%
Construction 4 14.3%
Other services (except public administration) 4 14.3%
Accommodation and food services 3 10.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49645 vs 49619 →

ZIP 49645 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49645 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49645 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49645 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49619 Brethren, MI 1,110 5.1 mi
49614 Bear Lake, MI 2,790 6.5 mi
49625 Copemish, MI 1,379 8.4 mi

More ZIP Codes in Manistee County

49660 standard
Manistee, MI
Pop: 14,066
49614 standard
Bear Lake, MI
Pop: 2,790
49689 standard
Wellston, MI
Pop: 1,560
49625 standard
Copemish, MI
Pop: 1,379
49619 standard
Brethren, MI
Pop: 1,110
49675 standard
Onekama, MI
Pop: 1,030

Related Areas

Manistee County Kaleva, MI Michigan

Frequently Asked Questions

What county is ZIP code 49645 in? ▼
ZIP code 49645 (Kaleva) is located in Manistee County, Michigan. Manistee County contains multiple ZIP codes, see the full list at /counties/manistee-mi.
What is the population of ZIP code 49645? ▼
ZIP code 49645 in Kaleva, MI has a population of 1,632 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49645? ▼
The median household income in ZIP 49645 is $56,300, which is 26% below the national average of $76,288.
What is the average home value in ZIP 49645? ▼
The median home value in ZIP 49645 is $145,200, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 49645? ▼
The largest racial group in ZIP 49645 is White at 91.8%. Hispanic or Latino residents make up 4.7% of the population.
How many businesses are in ZIP code 49645? ▼
ZIP code 49645 has 28 business establishments employing approximately 153 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49645? ▼
The top industries by establishment count in ZIP 49645 are: Retail trade (7), Construction (4), Other services (except public administration) (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 49645? ▼
According to the FHFA House Price Index, home values in ZIP 49645 increased by 3.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49645? ▼
In ZIP code 49645, 61.6% of residents aged 25+ have a high school diploma or higher, and 15.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49645? ▼
The mean commute time for workers in ZIP code 49645 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49645? ▼
In ZIP code 49645, approximately 82.2% of occupied housing units are owner-occupied and 17.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49645? ▼
The poverty rate in ZIP code 49645 is 20.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.