Eckerman, MI · standard

ZIP Code 49728

Chippewa County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

334
1/sq mi
$60,909
Median income
$122,100
Median home value
25.2%
Bachelor's or higher

The verdict

Eckerman pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

31th pct
household income, US ZIPs
17th pct
home value, US ZIPs
1
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49728 against every reporting US ZIP.

ZIP code 49728 is classified by USPS as a standard delivery area and covers roughly 477.1 square miles in Eckerman, Chippewa County, Michigan. The area is home to 334 residents, producing a population density of 1 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49728 against Michigan and the nation.

On the economic side, the median household income for ZIP 49728 sits at $60,909 (17% below the Michigan average), while per-capita income is $30,622. The poverty rate stands at 10.9% and the unemployment rate at 7.8%. On housing, the median home value is $122,100 (44% below the state average) with median rent at per month, and 88.6% of occupied units are owner-occupied, a direct signal of whether 49728 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 25.2% of adults hold a bachelor's degree or higher, the median age is 58.3, and the average commute is . Use the benchmarks above to see where 49728 sits relative to Michigan and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49728, Eckerman, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

334

Population

477.1

Area (sq mi)

1

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49728?

58.3

Median Age

55.8%

Male

44.2%

Female

1.5%

Foreign-Born

White 83.2%
African American 0.0%
Asian 0.6%
American Indian or Alaska Native 3.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.0%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,909

Median Household Income

-17% vs state

$30,622

Per Capita Income

10.9%

Poverty Rate

7.8%

Unemployment Rate

How ZIP 49728 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$60,909 31st percentile higher than 31% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.2%
Bachelor's Degree or Higher 25.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

633

Total Housing Units

202

Occupied Units

431

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 88.6%
Renter 11.4%

$122,100

Median Home Value

-44% vs state

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 49728, employing approximately 16 people with a combined annual payroll of $809,000.

4

Businesses

16

Employees

$809K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Chippewa County

Frequently Asked Questions

What county is ZIP code 49728 in?
ZIP code 49728 (Eckerman) is located in Chippewa County, Michigan. Chippewa County contains multiple ZIP codes, see the full list at /counties/chippewa-mi.
What is the population of ZIP code 49728?
ZIP code 49728 in Eckerman, MI has a population of 334 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49728?
The median household income in ZIP 49728 is $60,909, which is 20% below the national average of $76,288.
What is the average home value in ZIP 49728?
The median home value in ZIP 49728 is $122,100, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 49728?
The largest racial group in ZIP 49728 is White at 83.2%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 49728?
ZIP code 49728 has 4 business establishments employing approximately 16 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 49728?
In ZIP code 49728, 67.2% of residents aged 25+ have a high school diploma or higher, and 25.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49728?
In ZIP code 49728, approximately 88.6% of occupied housing units are owner-occupied and 11.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49728?
The poverty rate in ZIP code 49728 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Eckerman, MI

Verify and explore additional data for this area using these official government sources.