Chatham, MI · standard
ZIP Code 49816
Alger County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 724
- 5/sq mi
- $70,750
- Median income
- $170,700
- Median home value
- 21.4%
- Bachelor's or higher
The verdict
Chatham pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 48th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 5
- people per sq mi
- 97%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49816 against every reporting US ZIP.
ZIP code 49816 is classified by USPS as a standard delivery area and covers roughly 144.8 square miles in Chatham, Alger County, Michigan. The area is home to 724 residents, producing a population density of 5 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49816 against Michigan and the nation.
On the economic side, the median household income for ZIP 49816 sits at $70,750 (4% below the Michigan average), while per-capita income is $37,633. The poverty rate stands at 6.5% and the unemployment rate at 1.6%. On housing, the median home value is $170,700 (22% below the state average) with median rent at $713 per month, and 96.8% of occupied units are owner-occupied, a direct signal of whether 49816 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.4% of adults hold a bachelor's degree or higher, the median age is 61, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Alger County, so you can benchmark 49816 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49816, Chatham, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
724
Population
144.8
Area (sq mi)
5
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49816?
61.0
Median Age
48.0%
Male
52.0%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,750
Median Household Income
-4% vs state
$37,633
Per Capita Income
6.5%
Poverty Rate
1.6%
Unemployment Rate
How ZIP 49816 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$70,750 48th percentile higher than 48% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
414
Total Housing Units
309
Occupied Units
105
Vacant Units
2.13
Avg Household Size
Occupancy Type
$170,700
Median Home Value
-22% vs state
$713
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 10 business establishments in ZIP 49816, employing approximately 33 people with a combined annual payroll of $1,128,000.
10
Businesses
33
Employees
$1.1M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 30.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49816 vs 49825 →
ZIP 49816 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49891
Trenary (49891)
816 residents
- 49816
Chatham (49816)
724 residents
- 49825 299
Eben Junction (49825)
299 residents
- 49826 137
Rumely (49826)
137 residents
What this shows Among its immediate neighbors, ZIP 49816 ranks #2 by population — useful context the national average alone can't give.
ZIP 49816 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49825
Eben Junction (49825)
$77,250 median income
- 49816
Chatham (49816)
$70,750 median income
- 49826
Rumely (49826)
$61,107 median income
- 49891
Trenary (49891)
$46,063 median income
What this shows By household income, ZIP 49816 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Alger County
Related Areas
Frequently Asked Questions
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How many businesses are in ZIP code 49816? ▼
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What percentage of residents own vs. rent in ZIP 49816? ▼
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ZIP Code Research Guides
Official Data Resources for Chatham, MI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.