PlainZIP

Chatham, MI · standard

ZIP Code 49816

Alger County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

724
5/sq mi
$70,750
Median income
$170,700
Median home value
21.4%
Bachelor's or higher

National ZIP placement

Chatham pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
35th pct
home value, US ZIPs
5
people per sq mi
97%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49816 against every reporting US ZIP.

ZIP code 49816 is a sparsely populated ZIP (a standard USPS delivery area) in Chatham, Alger County, Michigan, home to just 724 residents across 144.8 square miles, a density of 5 people per square mile, in the Detroit time zone.

ZIP 49816 lands in the middle-income range, with a median household income of $70,750 (4% below the average Michigan ZIP), while per-capita income is $37,633. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.5% and unemployment is 1.6%. Home values sit below the statewide ZIP benchmark: the median is $170,700 (22% below the average Michigan ZIP), and median rent is $713; owner occupancy is 96.8%.

Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 61, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Alger County, so 49816 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49816, Chatham, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

724

Population

144.8

Area (sq mi)

5

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49816?

61.0

Median Age

48.0%

Male

52.0%

Female

3.6%

Foreign-Born

White 89.5%
African American 0.2%
Asian 1.8%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.8%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,750

Median Household Income

-4% vs state ZIP avg

$37,633

Per Capita Income

6.5%

Poverty Rate

1.6%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 21.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

414

Total Housing Units

309

Occupied Units

105

Vacant Units

2.13

Avg Household Size

Occupancy Type

Owner 96.8%
Renter 3.2%

$170,700

Median Home Value

-22% vs state ZIP avg

$713

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 49816, employing approximately 33 people with a combined annual payroll of $1,128,000.

10

Businesses

33

Employees

$1.1M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 30.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49816 vs 49825 →

ZIP 49816 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49816 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49816 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49816 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49825 Eben Junction, MI 299 6.0 mi
49891 Trenary, MI 816 7.2 mi
49826 Rumely, MI 137 7.9 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 49816, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

54657 · Steuben, WI $70,750 43974 · Harrisville, OH $70,750 61024 · Durand, IL $70,750 12529 · Hillsdale, NY $70,750

More ZIP Codes in Alger County

49862 standard
Munising, MI
Pop: 5,025
49891 standard
Trenary, MI
Pop: 816
49895 standard
Wetmore, MI
Pop: 765
49806 standard
Au Train, MI
Pop: 627
49884 standard
Shingleton, MI
Pop: 552
49839 standard
Grand Marais, MI
Pop: 479

Related Areas

Alger County Chatham, MI Michigan

Frequently Asked Questions

What county is ZIP code 49816 in? ▼
ZIP code 49816 (Chatham) is located in Alger County, Michigan. Alger County contains multiple ZIP codes, see the full list at /counties/alger-mi.
What is the population of ZIP code 49816? ▼
ZIP code 49816 in Chatham, MI has a population of 724 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49816? ▼
The median household income in ZIP 49816 is $70,750, which is 7% below the national average of $76,288.
What is the average home value in ZIP 49816? ▼
The median home value in ZIP 49816 is $170,700, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 49816? ▼
The largest racial group in ZIP 49816 is White at 89.5%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 49816? ▼
ZIP code 49816 has 10 business establishments employing approximately 33 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 49816? ▼
In ZIP code 49816, 62.1% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49816? ▼
In ZIP code 49816, approximately 96.8% of occupied housing units are owner-occupied and 3.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49816? ▼
The poverty rate in ZIP code 49816 is 6.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

This page explains the source records, calculation, and limits behind the figures shown. ZIP-level Census records are displayed directly; county, state, and national comparisons are calculated from those published records. Read our editorial standards and corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-06.