Bruce Crossing, MI · standard

ZIP Code 49912

Ontonagon County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,081
2/sq mi
$57,148
Median income
$115,200
Median home value
15.4%
Bachelor's or higher

The verdict

Bruce Crossing pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
15th pct
home value, US ZIPs
2
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49912 against every reporting US ZIP.

ZIP code 49912 is classified by USPS as a standard delivery area and covers roughly 568.9 square miles in Bruce Crossing, Ontonagon County, Michigan. The area is home to 1,081 residents, producing a population density of 2 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49912 against Michigan and the nation.

On the economic side, the median household income for ZIP 49912 sits at $57,148 (22% below the Michigan average), while per-capita income is $42,194. The poverty rate stands at 7.9% and the unemployment rate at 7.7%. On housing, the median home value is $115,200 (48% below the state average) with median rent at $438 per month, and 92.0% of occupied units are owner-occupied, a direct signal of whether 49912 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.4% of adults hold a bachelor's degree or higher, the median age is 62.6, and the average commute is 29 minutes. Use the benchmarks above to see where 49912 sits relative to Michigan and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49912

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49912.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49912, Bruce Crossing, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,081

Population

568.9

Area (sq mi)

2

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49912?

62.6

Median Age

52.4%

Male

47.6%

Female

0.7%

Foreign-Born

White 91.8%
African American 0.0%
Asian 0.2%
American Indian or Alaska Native 1.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.5%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,148

Median Household Income

-22% vs state

$42,194

Per Capita Income

7.9%

Poverty Rate

7.7%

Unemployment Rate

29.4 min

Mean Commute Time

How ZIP 49912 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$57,148 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.7%
Bachelor's Degree or Higher 15.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

843

Total Housing Units

439

Occupied Units

404

Vacant Units

1.87

Avg Household Size

Occupancy Type

Owner 92.0%
Renter 8.0%

$115,200

Median Home Value

-48% vs state

$438

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 22 business establishments in ZIP 49912, employing approximately 123 people with a combined annual payroll of $3,986,000.

22

Businesses

123

Employees

$4.0M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Retail trade 6 27.3%
Construction 5 22.7%
Accommodation and food services 3 13.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Ontonagon County

Frequently Asked Questions

What county is ZIP code 49912 in?
ZIP code 49912 (Bruce Crossing) is located in Ontonagon County, Michigan. Ontonagon County contains multiple ZIP codes, see the full list at /counties/ontonagon-mi.
What is the population of ZIP code 49912?
ZIP code 49912 in Bruce Crossing, MI has a population of 1,081 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49912?
The median household income in ZIP 49912 is $57,148, which is 25% below the national average of $76,288.
What is the average home value in ZIP 49912?
The median home value in ZIP 49912 is $115,200, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 49912?
The largest racial group in ZIP 49912 is White at 91.8%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 49912?
ZIP code 49912 has 22 business establishments employing approximately 123 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49912?
The top industries by establishment count in ZIP 49912 are: Retail trade (6), Construction (5), Accommodation and food services (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 49912?
In ZIP code 49912, 64.7% of residents aged 25+ have a high school diploma or higher, and 15.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49912?
The mean commute time for workers in ZIP code 49912 is 29.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49912?
In ZIP code 49912, approximately 92.0% of occupied housing units are owner-occupied and 8.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49912?
The poverty rate in ZIP code 49912 is 7.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Bruce Crossing, MI

Verify and explore additional data for this area using these official government sources.