Calumet, MI · standard

ZIP Code 49913

Houghton County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,248
40/sq mi Moderate-density area
$53,571
Median income Below-median income area
$110,200
Median home value Below-median home value
24.0%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Calumet pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

19th pct
household income, US ZIPs
13th pct
home value, US ZIPs
40
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49913 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 49913 (Calumet, MI) rose +33.6% from 2023 to 2024. The all-transactions index moved from 230.6 in 2023 to 308.1 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 49913 is a mid-sized community (a standard USPS delivery area) in Calumet, Houghton County, Michigan, home to 7,248 residents across 181.7 square miles, a density of 40 people per square mile, in the Detroit time zone.

ZIP 49913 reports a modest median household income of $53,571 (27% below the average Michigan ZIP), while per-capita income is $27,734. The poverty rate is 14.7%, with unemployment at 5.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $110,200 (50% below the average Michigan ZIP), and median rent is $699; owner occupancy is 79.8%.

Educational attainment sits below the national norm: 24.0% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Houghton County, so 49913 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 49913

Top 5 sectors by establishment count in Calumet, MI

Which industries have the most business establishments in ZIP 49913.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49913, Calumet, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,248

Population

181.7

Area (sq mi)

40

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49913?

41.8

Median Age

53.1%

Male

46.9%

Female

2.0%

Foreign-Born

White 93.4%
African American 0.5%
Asian 1.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,571

Median Household Income

-27% vs state ZIP avg

$27,734

Per Capita Income

14.7%

Poverty Rate

5.7%

Unemployment Rate

How ZIP 49913 ranks among Michigan ZIPs

Calumet, MI household income vs. every Michigan ZIP code

Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$53,571 17th percentile higher than 17% of 962 Michigan ZIPs

This ZIP $0 $200K+ every Michigan ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.5%
Bachelor's Degree or Higher 24.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,045

Total Housing Units

3,138

Occupied Units

907

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 79.8%
Renter 20.2%

$110,200

Median Home Value

-50% vs state ZIP avg

$699

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+33.6%

YoY Change (2024)

308

HPI Index (2000 = 100)

+208%

Total Change Since 2000

Home values in ZIP 49913 have increased 33.6% over the past year (2024). Since 2000, this ZIP has seen +208% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.6% 150
2021 +17.5% 176
2022 +22.9% 216
2023 +6.6% 231
2024 +33.6% 308

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 208 business establishments in ZIP 49913, employing approximately 2,200 people with a combined annual payroll of $98,278,000.

208

Businesses

2,200

Employees

$98.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 30 14.4%
Construction 28 13.5%
Accommodation and food services 26 12.5%
Other services (except public administration) 23 11.1%
Health care and social assistance 20 9.6%
Manufacturing 15 7.2%
Professional, scientific, and technical services 14 6.7%
Administrative and support and waste management and remediation services 12 5.8%
Finance and insurance 10 4.8%
Transportation and warehousing 5 2.4%
Real estate and rental and leasing 5 2.4%
Arts, entertainment, and recreation 5 2.4%
Wholesale trade 4 1.9%
Information 4 1.9%
Educational services 4 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49913 vs 49942 →

ZIP 49913 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49913 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49913 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49913 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49942 Kearsarge, MI 156 3.1 mi
49934 Hubbell, MI 900 5.1 mi
49901 Ahmeek, MI 346 5.3 mi
49917 Copper City, MI 205 5.3 mi
49930 Hancock, MI 6,987 6.8 mi
49922 Dollar Bay, MI 1,043 9.8 mi
49805 Allouez, MI 336 8.7 mi
49931 Houghton, MI 9,630 10.4 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 49913, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (7,248 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Houghton County

Frequently Asked Questions

What county is ZIP code 49913 in?

ZIP code 49913 (Calumet) is located in Houghton County, Michigan. Houghton County contains multiple ZIP codes, see the full list at /counties/houghton-mi.

What is the population of ZIP code 49913?

ZIP code 49913 in Calumet, MI has a population of 7,248 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 49913?

The median household income in ZIP 49913 is $53,571, which is 30% below the national average of $76,288.

What is the average home value in ZIP 49913?

The median home value in ZIP 49913 is $110,200, which is 60% below the national average of $278,155.

What is the demographic makeup of ZIP 49913?

The largest racial group in ZIP 49913 is White at 93.4%. Hispanic or Latino residents make up 2.2% of the population.

How many businesses are in ZIP code 49913?

ZIP code 49913 has 208 business establishments employing approximately 2,200 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 49913?

The top industries by establishment count in ZIP 49913 are: Retail trade (30), Construction (28), Accommodation and food services (26). There are 15 industry sectors represented in total.

How have home values changed in ZIP code 49913?

According to the FHFA House Price Index, home values in ZIP 49913 increased by 33.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 208%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 49913?

In ZIP code 49913, 54.5% of residents aged 25+ have a high school diploma or higher, and 24.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 49913?

In ZIP code 49913, approximately 79.8% of occupied housing units are owner-occupied and 20.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 49913?

The poverty rate in ZIP code 49913 is 14.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 49913's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 49913's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.