ZIP Code 49965

ZIP code 49965 is classified by USPS as a standard delivery area and covers roughly 550.0 square miles in Toivola, Houghton County, Michigan. The area is home to 440 residents, producing a population density of 1 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49965 against Michigan and the nation.

On the economic side, the median household income for ZIP 49965 sits at $78,295 (7% above the Michigan average), while per-capita income is $53,935. The poverty rate stands at 9.7% and the unemployment rate at 17.1%. On housing, the median home value is $231,700 (6% above the state average) with median rent at — per month, and 96.8% of occupied units are owner-occupied, a direct signal of whether 49965 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.2% of adults hold a bachelor's degree or higher, the median age is 64.1, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Houghton County, so you can benchmark 49965 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →