Residential delivery area · Michigan
ZIP Code 49965: Toivola, MI
ZIP code 49965 uses the postal name Toivola, Michigan and lies mostly in Houghton County (87% of its land) with the rest in Ontonagon County (Census 2020 ZIP-county file). About 540 people live there (Census Bureau, ACS 2020-2024). Median household income is $78,295 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- ZBP2023
- IRS2022
- Town
- Toivola · its only residential ZIP
- County
- Houghton County (87%); Ontonagon County (13%)
- Micro area
- Houghton, MI
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 191.9 sq mi · 3 people per sq mi
Where is ZIP code 49965?
49965 centers on 46.955°, -88.860° and covers 191.9 square miles of land plus 11.0 of water. It borders 7 ZIP codes: 49955, 49905, 49916, 49958, 49948, 49952, 49953.
The map draws ZIP code areas only. For the streets inside 49965, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49965 compare with the rest of Houghton County?
| Measure | 49965 | In Houghton County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 544 | 11th of 19 | 875th of 992 |
| Median household income | $78k | not ranked | not ranked |
| Median home value | $232k | not ranked | not ranked |
49965's income and home value are not ranked: it has fewer than 1,000 residents (544). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 8% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49965?
The 2020 Census counted 465 people in 49965; the ACS, which samples households over 2020-2024, estimates 544. Between the 2010 and 2020 censuses its population grew 5.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 544±166 (90% margin)
- 2020 Census count
- 465+5.7% since 2010 (440)
- Households
- 279
- Median age
- 64.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49965?
Of the 544 people the ACS estimates in 49965, 10.1% are under 18 and 47.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.2%).
- Under 1810.1%
- 18 to 6442.8%
- 65 and older47.1%
- White, not Hispanic91.2%
- Hispanic or Latino3.7%
- Asian, not Hispanic2.8%
- Other or two or more2.4%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49965 earn?
Median household income is $78,295 (ACS 2020-2024). It is not measurably different from 2015-2019 ($51,687 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $78,295±$24,973
- Income per person
- $53,935
- Below the poverty line
- 9.7%
- Unemployed (of the labor force)
- 17.1%
- Adults 25+ with a bachelor's degree
- 23.2%
- Adjusted gross income per tax return, 2022
- $67,176210 returns; wages 54% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49965?
- Median home value (owners' estimate)
- $231,700
- Median gross rent
- –
- Homes owned by their occupants
- 96.8%
- Housing units
- 586
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).
What businesses are in 49965?
9 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49965?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49955 | Painesdale | 499 | $64k | 8.5 mi |
| 49905 | Atlantic Mine | 2,281 | $78k | 12.9 mi |
| 49916 | Chassell | 2,865 | $75k | 13.0 mi |
| 49958 | Pelkie | 911 | $41k | 13.4 mi |
| 49948 | Mass City | 581 | $73k | 15.5 mi |
| 49952 | Nisula | 111 | $80k | 17.9 mi |
| 49953 | Ontonagon | 2,368 | $59k | 29.2 mi |
| 49963 | South Range | 515 | $59k | 12.2 mi (near) |
| 49929 | Greenland | 121 | $43k | 15.5 mi (near) |
| 49921 | Dodgeville | 336 | – | 16.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.