PlainZIP

Charles City, IA · standard

ZIP Code 50616

Floyd County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,344
23/sq mi
$64,830
Median income
$140,600
Median home value
17.5%
Bachelor's or higher

The verdict

Charles City pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
23th pct
home value, US ZIPs
23
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50616 against every reporting US ZIP.

ZIP code 50616 is classified by USPS as a standard delivery area and covers roughly 447.8 square miles in Charles City, Floyd County, Iowa. The area is home to 10,344 residents, producing a population density of 23 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 50616 against Iowa and the nation.

On the economic side, the median household income for ZIP 50616 sits at $64,830 (15% below the Iowa average), while per-capita income is $34,284. The poverty rate stands at 13.4% and the unemployment rate at 3.6%. On housing, the median home value is $140,600 (20% below the state average) with median rent at $734 per month, and 72.7% of occupied units are owner-occupied, a direct signal of whether 50616 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.5% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 16 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Floyd County, so you can benchmark 50616 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 50616

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 50616.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 50616, Charles City, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,344

Population

447.8

Area (sq mi)

23

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 50616?

44.2

Median Age

49.4%

Male

50.6%

Female

3.0%

Foreign-Born

White 89.2%
African American 1.5%
Asian 2.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.5%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,830

Median Household Income

-15% vs state

$34,284

Per Capita Income

13.4%

Poverty Rate

3.6%

Unemployment Rate

16.2 min

Mean Commute Time

How ZIP 50616 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$64,830 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.9%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,683

Total Housing Units

4,127

Occupied Units

556

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 72.7%
Renter 27.3%

$140,600

Median Home Value

-20% vs state

$734

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.4%

YoY Change (2024)

202

HPI Index (2000 = 100)

+102%

Total Change Since 2000

Home values in ZIP 50616 have increased 12.4% over the past year (2024). Since 2000, this ZIP has seen +102% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 160
2021 +7.0% 171
2022 +5.5% 180
2023 -0.6% 179
2024 +12.4% 202

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 260 business establishments in ZIP 50616, employing approximately 4,168 people with a combined annual payroll of $213,091,000.

260

Businesses

4,168

Employees

$213.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 44 16.9%
Health care and social assistance 36 13.8%
Other services (except public administration) 35 13.5%
Construction 19 7.3%
Finance and insurance 17 6.5%
Professional, scientific, and technical services 17 6.5%
Manufacturing 16 6.2%
Accommodation and food services 16 6.2%
Wholesale trade 15 5.8%
Real estate and rental and leasing 9 3.5%
Administrative and support and waste management and remediation services 9 3.5%
Transportation and warehousing 7 2.7%
Arts, entertainment, and recreation 7 2.7%
Information 6 2.3%
Management of companies and enterprises 4 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 50616 vs 50620 →

ZIP 50616 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 50616 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 50616 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 50616 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
50620 Colwell, IA 54 6.4 mi
50460 Orchard, IA 364 10.2 mi
50435 Floyd, IA 721 7.5 mi
50658 Nashua, IA 2,518 10.7 mi

More ZIP Codes in Floyd County

50458 standard
Nora Springs, IA
Pop: 2,097
50468 standard
Rockford, IA
Pop: 1,615
50435 standard
Floyd, IA
Pop: 721
50471 standard
Rudd, IA
Pop: 689
50653 standard
Marble Rock, IA
Pop: 639
50620 standard
Colwell, IA
Pop: 54

Related Areas

Floyd County Charles City, IA Iowa

Frequently Asked Questions

What county is ZIP code 50616 in? ▼
ZIP code 50616 (Charles City) is located in Floyd County, Iowa. Floyd County contains multiple ZIP codes, see the full list at /counties/floyd-ia.
What is the population of ZIP code 50616? ▼
ZIP code 50616 in Charles City, IA has a population of 10,344 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 50616? ▼
The median household income in ZIP 50616 is $64,830, which is 15% below the national average of $76,288.
What is the average home value in ZIP 50616? ▼
The median home value in ZIP 50616 is $140,600, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 50616? ▼
The largest racial group in ZIP 50616 is White at 89.2%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 50616? ▼
ZIP code 50616 has 260 business establishments employing approximately 4,168 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 50616? ▼
The top industries by establishment count in ZIP 50616 are: Retail trade (44), Health care and social assistance (36), Other services (except public administration) (35). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 50616? ▼
According to the FHFA House Price Index, home values in ZIP 50616 increased by 12.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 102%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 50616? ▼
In ZIP code 50616, 59.9% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 50616? ▼
The mean commute time for workers in ZIP code 50616 is 16.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 50616? ▼
In ZIP code 50616, approximately 72.7% of occupied housing units are owner-occupied and 27.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 50616? ▼
The poverty rate in ZIP code 50616 is 13.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Charles City, IA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.