Residential delivery area · Iowa

ZIP Code 50616: Charles City, IA

ZIP code 50616 uses the postal name Charles City, Iowa and lies mostly in Floyd County (94% of its land) with the rest in Chickasaw County (Census 2020 ZIP-county file). About 9,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $64,830 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Charles City; 97% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
5national area: Iowa, Minnesota, Montana, North Dakota, South Dakota and Wisconsin
506sectional center: Waterloo, IA (SCF 506)
16delivery area within it
Town
Charles City · its only residential ZIP
County
Floyd County (94%); Chickasaw County (6%)
Census places
Charles City
House district
IA-2 119th Congress
State
Iowa
Time zone
Central
Land area
176.2 sq mi · 53 people per sq mi

Where is ZIP code 50616?

50616 centers on 43.081°, -92.659° and covers 176.2 square miles of land plus 0.2 of water. It borders 10 ZIP codes: 50620, 50435, 50460, 50658, 50645, 50603, 50653, 50468, 50636, 50628.

50435 · Floyd50460 · Orchard50468 · Rockford50603 · Alta Vista50620 · Colwell50628 · Elma50636 · Greene50645 · Ionia50653 · Marble Rock50658 · Nashua50616 · Charles City (this ZIP)5061650636506455062850468506585043550653506035046050435 · Floyd50460 · Orchard50468 · Rockford50603 · Alta Vista50620 · Colwell50628 · Elma50636 · Greene50645 · Ionia50653 · Marble Rock50658 · Nashua50616 · Charles City (this ZIP)5061650636506455062850468506585043550653506035046050435 · Floyd50460 · Orchard50468 · Rockford50603 · Alta Vista50620 · Colwell50628 · Elma50636 · Greene50645 · Ionia50653 · Marble Rock50658 · Nashua50616 · Charles City (this ZIP)50616506365064550628504685065850435506535060350460
Shaded by median household income, in national fifths (ACS 2020-2024); 50616 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 50616, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 50616 compare with the rest of Floyd County?

Rank of 50616 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure50616In Floyd CountyIn IA
People (ACS 2020-2024)9,3581st of 1284th of 970
Median household income$65k5th of 5313th of 396
Median home value$141k4th of 5348th of 423

Its median household income is higher than in 38% of U.S. residential ZIP codes, and it is denser than 43% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 50616?

The 2020 Census counted 10,009 people in 50616; the ACS, which samples households over 2020-2024, estimates 9,358. Between the 2010 and 2020 censuses its population fell 3.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
9,358
2020 Census count
10,009−3.2% since 2010 (10,344)
Households
4,127
Median age
44.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 50616?

Of the 9,358 people the ACS estimates in 50616, 21.8% are under 18 and 23.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (87.6%).

  • Under 1821.8%
  • 18 to 6454.6%
  • 65 and older23.6%
Age of the people of 50616 (ACS 2020-2024, B01001)
  • White, not Hispanic87.6%
  • Hispanic or Latino4.5%
  • Other or two or more3.9%
  • Asian, not Hispanic2.5%
  • Black, not Hispanic1.5%
Race and Hispanic origin in 50616 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 50616 earn?

Median household income is $64,830 (ACS 2020-2024), the 5th highest of the 5 ranked ZIP codes in Floyd County. It is not measurably different from 2015-2019 ($56,969 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$64,830±$7,242
Income per person
$34,284
Below the poverty line
13.4%
Unemployed (of the labor force)
3.6%
Adults 25+ with a bachelor's degree
17.5%
Adjusted gross income per tax return, 2022
$69,1704,440 returns; wages 63% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 50616?

FHFA's house price index for 50616, built from repeat sales and appraisals of the same homes, rose 47% from 2015 to 2025 and rose 28% from 2020 to 2025, and moved +6.1% in 2025.

Median home value (owners' estimate)
$140,600
Median gross rent
$734
Homes owned by their occupants
72.7%
Housing units
4,683
0 100 200 300 19922000201020202025 0 100 200 300 19922000201020202025 0 100 200 300 19922000201020202025
Index = 100 in 1992, the first year FHFA reports for 50616; 2025: 285.2. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 50616?

260 business establishments had a location in this ZIP code in 2023, 14 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade44
  • Health care and social assistance36
  • Other services (except public administration)35
  • Construction19
  • Finance and insurance17
  • Professional, scientific, and technical services17

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 50616?

ZIP codes that share a boundary with 50616, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
50620Colwell36–6.3 mi
50435Floyd713$71k7.7 mi
50460Orchard688$77k10.2 mi
50658Nashua2,450$72k10.9 mi
50645Ionia1,193$64k11.7 mi
50603Alta Vista555$74k12.6 mi
50653Marble Rock486$79k13.8 mi
50468Rockford1,617$73k14.9 mi
50636Greene2,186$70k15.0 mi
50628Elma1,423$69k18.8 mi
50471Rudd740$94k12.5 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.