Elma, IA · standard
ZIP Code 50628
Howard County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,374
- 5/sq mi Low-density area
- $68,750
- Median income Near-median income area
- $153,500
- Median home value Below-median home value
- 13.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Elma pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 45th pct
- household income, US ZIPs
- 27th pct
- home value, US ZIPs
- 5
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50628 against every reporting US ZIP.
ZIP code 50628 is a sparsely populated ZIP (a standard USPS delivery area) in Elma, Howard County, Iowa, home to just 1,374 residents across 286.3 square miles, a density of 5 people per square mile, in the Chicago time zone.
ZIP 50628 reports a modest median household income of $68,750 (10% below the average Iowa ZIP), while per-capita income is $34,660. The poverty rate is 8.4%, with unemployment at 0.6%; those measures add context to the income figure. Median home value is $153,500 (13% below the average Iowa ZIP) and median rent is $672; 73.6% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 13.3% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 4 more in Howard County, so 50628 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 50628, Elma, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,374
Population
286.3
Area (sq mi)
5
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 50628?
39.2
Median Age
47.9%
Male
52.1%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,750
Median Household Income
-10% vs state ZIP avg
$34,660
Per Capita Income
8.4%
Poverty Rate
0.6%
Unemployment Rate
How ZIP 50628 ranks among Iowa ZIPs
Elma, IA household income vs. every Iowa ZIP code
Median household income among 911 reporting Iowa ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$68,750 37th percentile higher than 37% of 911 Iowa ZIPs
Each bar is a $20K-wide band; taller bars hold more Iowa ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
662housing units
662
Total Housing Units
564
Occupied Units
98
Vacant Units
2.46
Avg Household Size
Occupancy Type
$153,500
Median Home Value
-13% vs state ZIP avg
$672
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 18 business establishments in ZIP 50628, employing approximately 185 people with a combined annual payroll of $7,681,000.
18
Businesses
185
Employees
$7.7M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 4 | 22.2% |
| Construction | 3 | 16.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 50628 vs 50603 →
ZIP 50628 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 50628
Elma (50628)
1,374 residents
- 52155
Lime Springs (52155)
1,323 residents
- 50603
Alta Vista (50603)
625 residents
What this shows Among its immediate neighbors, ZIP 50628 ranks the most populous - useful context the national average alone can't give.
ZIP 50628 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 50603
Alta Vista (50603)
$74,271 median income
- 50628
Elma (50628)
$68,750 median income
- 52155
Lime Springs (52155)
$57,917 median income
What this shows By household income, ZIP 50628 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 50628, both outside IA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,374 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Howard County
Related Areas
Frequently Asked Questions
What county is ZIP code 50628 in?
ZIP code 50628 (Elma) is located in Howard County, Iowa. Howard County contains multiple ZIP codes, see the full list at /counties/howard-ia.
What is the population of ZIP code 50628?
ZIP code 50628 in Elma, IA has a population of 1,374 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 50628?
The median household income in ZIP 50628 is $68,750, which is 10% below the national average of $76,288.
What is the average home value in ZIP 50628?
The median home value in ZIP 50628 is $153,500, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 50628?
The largest racial group in ZIP 50628 is White at 98.0%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 50628?
ZIP code 50628 has 18 business establishments employing approximately 185 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 50628?
In ZIP code 50628, 60.0% of residents aged 25+ have a high school diploma or higher, and 13.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 50628?
In ZIP code 50628, approximately 73.6% of occupied housing units are owner-occupied and 26.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 50628?
The poverty rate in ZIP code 50628 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 50628's numbers, next.
- See how ZIP 50628 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Elma, IA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.