Elk Horn, IA · standard
ZIP Code 51531
Shelby County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 914
- 12/sq mi
- $59,199
- Median income
- $131,500
- Median home value
- 28.6%
- Bachelor's or higher
The verdict
Elk Horn pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 12
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 51531 against every reporting US ZIP.
ZIP code 51531 is classified by USPS as a standard delivery area and covers roughly 73.7 square miles in Elk Horn, Shelby County, Iowa. The area is home to 914 residents, producing a population density of 12 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 51531 against Iowa and the nation.
On the economic side, the median household income for ZIP 51531 sits at $59,199 (23% below the Iowa average), while per-capita income is $37,230. The poverty rate stands at 9.6% and the unemployment rate at 1.4%. On housing, the median home value is $131,500 (25% below the state average) with median rent at $668 per month, and 78.4% of occupied units are owner-occupied, a direct signal of whether 51531 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 28.6% of adults hold a bachelor's degree or higher, the median age is 46, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Shelby County, so you can benchmark 51531 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 51531
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 51531.
- Transportation and warehousing
Transportation and warehousing
5 establishments
- Finance and insurance
Finance and insurance
4 establishments
- Retail trade
Retail trade
3 establishments
- Health care and social assistance
Health care and social assistance
3 establishments
- Accommodation and food services
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 51531, Elk Horn, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
914
Population
73.7
Area (sq mi)
12
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 51531?
46.0
Median Age
51.1%
Male
48.9%
Female
3.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,199
Median Household Income
-23% vs state
$37,230
Per Capita Income
9.6%
Poverty Rate
1.4%
Unemployment Rate
How ZIP 51531 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$59,199 28th percentile higher than 28% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
461
Total Housing Units
389
Occupied Units
72
Vacant Units
2.13
Avg Household Size
Occupancy Type
$131,500
Median Home Value
-25% vs state
$668
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 29 business establishments in ZIP 51531, employing approximately 450 people with a combined annual payroll of $41,142,000.
29
Businesses
450
Employees
$41.1M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 5 | 17.2% |
| Finance and insurance | 4 | 13.8% |
| Retail trade | 3 | 10.3% |
| Health care and social assistance | 3 | 10.3% |
| Accommodation and food services | 3 | 10.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 51531 vs 51543 →
ZIP 51531 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 51577
Walnut (51577)
1,184 residents
- 51531
Elk Horn (51531)
914 residents
- 51543 445
Kimballton (51543)
445 residents
- 51552 301
Marne (51552)
301 residents
- 51447 228
Kirkman (51447)
228 residents
What this shows Among its immediate neighbors, ZIP 51531 ranks #2 by population — useful context the national average alone can't give.
ZIP 51531 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 51552
Marne (51552)
$90,000 median income
- 51543
Kimballton (51543)
$72,083 median income
- 51577
Walnut (51577)
$71,518 median income
- 51447
Kirkman (51447)
$68,214 median income
- 51531
Elk Horn (51531)
$59,199 median income
What this shows By household income, ZIP 51531 ranks #5 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Shelby County
Related Areas
Frequently Asked Questions
What county is ZIP code 51531 in? ▼
What is the population of ZIP code 51531? ▼
What is the median household income in ZIP 51531? ▼
What is the average home value in ZIP 51531? ▼
What is the demographic makeup of ZIP 51531? ▼
How many businesses are in ZIP code 51531? ▼
What are the main industries in ZIP code 51531? ▼
What is the education level in ZIP code 51531? ▼
What percentage of residents own vs. rent in ZIP 51531? ▼
What is the poverty rate in ZIP code 51531? ▼
ZIP Code Research Guides
Official Data Resources for Elk Horn, IA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.