Thurman, IA · standard

ZIP Code 51654

Fremont County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

526
4/sq mi
$90,188
Median income
$231,800
Median home value
25.4%
Bachelor's or higher

The verdict

Thurman pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 47%
home value, US ZIPs
4
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 51654 against every reporting US ZIP.

ZIP code 51654 is classified by USPS as a standard delivery area and covers roughly 134.9 square miles in Thurman, Fremont County, Iowa. The area is home to 526 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 51654 against Iowa and the nation.

On the economic side, the median household income for ZIP 51654 sits at $90,188 (18% above the Iowa average), while per-capita income is $35,314. The poverty rate stands at 5.2% and the unemployment rate at 0.0%. On housing, the median home value is $231,800 (32% above the state average) with median rent at $1,725 per month, and 77.3% of occupied units are owner-occupied, a direct signal of whether 51654 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 25.4% of adults hold a bachelor's degree or higher, the median age is 48.5, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Fremont County, so you can benchmark 51654 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 51654, Thurman, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

526

Population

134.9

Area (sq mi)

4

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 51654?

48.5

Median Age

50.8%

Male

49.2%

Female

1.2%

Foreign-Born

White 89.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.5%
Hispanic or Latino 11.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$90,188

Median Household Income

+18% vs state

$35,314

Per Capita Income

5.2%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 51654 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$90,188 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.8%
Bachelor's Degree or Higher 25.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

119

Total Housing Units

119

Occupied Units

0

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 77.3%
Renter 22.7%

$231,800

Median Home Value

+32% vs state

$1,725

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 8 business establishments in ZIP 51654, employing approximately 15 people with a combined annual payroll of $1,202,000.

8

Businesses

15

Employees

$1.2M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 37.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 51654 vs 51648 →

ZIP 51654 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 51654 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 51654 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 51654 ranks #2 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
51648 Percival, IA 255 7.1 mi
68455 Union, NE 681 7.1 mi
51653 Tabor, IA 1,379 6.1 mi
51652 Sidney, IA 1,783 8.3 mi

More ZIP Codes in Fremont County

Frequently Asked Questions

What county is ZIP code 51654 in?
ZIP code 51654 (Thurman) is located in Fremont County, Iowa. Fremont County contains multiple ZIP codes, see the full list at /counties/fremont-ia.
What is the population of ZIP code 51654?
ZIP code 51654 in Thurman, IA has a population of 526 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 51654?
The median household income in ZIP 51654 is $90,188, which is 18% above the national average of $76,288.
What is the average home value in ZIP 51654?
The median home value in ZIP 51654 is $231,800, which is 17% below the national average of $278,155.
What is the demographic makeup of ZIP 51654?
The largest racial group in ZIP 51654 is White at 89.5%. Hispanic or Latino residents make up 11.1% of the population.
How many businesses are in ZIP code 51654?
ZIP code 51654 has 8 business establishments employing approximately 15 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 51654?
In ZIP code 51654, 51.8% of residents aged 25+ have a high school diploma or higher, and 25.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 51654?
In ZIP code 51654, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 51654?
The poverty rate in ZIP code 51654 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Thurman, IA

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