PlainZIP

Murray, NE · standard

ZIP Code 68409

Cass County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

807
10/sq mi
$92,045
Median income
$220,800
Median home value
21.1%
Bachelor's or higher

The verdict

Murray pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 50%
home value, US ZIPs
10
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68409 against every reporting US ZIP.

ZIP code 68409 is a sparsely populated ZIP (a standard USPS delivery area) in Murray, Cass County, Nebraska, home to just 807 residents across 80.7 square miles, a density of 10 people per square mile, in the Chicago time zone.

ZIP 68409 lands in the middle-income range, with a median household income of $92,045 (20% above the Nebraska average), while per-capita income is $45,338. Poverty here runs at 4.2%, with unemployment measured at 3.5%. On housing, the median home value is $220,800 (18% above the state average) with median rent at $1,181 per month, and 87.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 21.1% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 28 minutes. To put 68409 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Cass County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 68409, Murray, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

807

Population

80.7

Area (sq mi)

10

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 68409?

44.2

Median Age

47.0%

Male

53.0%

Female

0.3%

Foreign-Born

White 96.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.7%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,045

Median Household Income

+20% vs state

$45,338

Per Capita Income

4.2%

Poverty Rate

3.5%

Unemployment Rate

28.3 min

Mean Commute Time

How ZIP 68409 ranks nationally

Murray, NE household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$92,045 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.0%
Bachelor's Degree or Higher 21.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

294

Total Housing Units

276

Occupied Units

18

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 87.3%
Renter 12.7%

$220,800

Median Home Value

+18% vs state

$1,181

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 17 business establishments in ZIP 68409, employing approximately 89 people with a combined annual payroll of $4,525,000.

17

Businesses

89

Employees

$4.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 5 29.4%
Other services (except public administration) 3 17.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68409 vs 68048 →

ZIP 68409 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 68409 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 68409 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 68409 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
68048 Plattsmouth, NE 12,422 5.1 mi
68413 Nehawka, NE 533 5.8 mi
68455 Union, NE 681 6.3 mi
51561 Pacific Junction, IA 1,455 10.2 mi

More ZIP Codes in Cass County

68048 standard
Plattsmouth, NE
Pop: 12,422
68347 standard
Eagle, NE
Pop: 2,570
68037 standard
Louisville, NE
Pop: 2,286
68463 standard
Weeping Water, NE
Pop: 1,517
68349 standard
Elmwood, NE
Pop: 1,098
68366 standard
Greenwood, NE
Pop: 1,047

Related Areas

Cass County Murray, NE Nebraska

Frequently Asked Questions

What county is ZIP code 68409 in? ▼
ZIP code 68409 (Murray) is located in Cass County, Nebraska. Cass County contains multiple ZIP codes, see the full list at /counties/cass-ne.
What is the population of ZIP code 68409? ▼
ZIP code 68409 in Murray, NE has a population of 807 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68409? ▼
The median household income in ZIP 68409 is $92,045, which is 21% above the national average of $76,288.
What is the average home value in ZIP 68409? ▼
The median home value in ZIP 68409 is $220,800, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 68409? ▼
The largest racial group in ZIP 68409 is White at 96.3%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 68409? ▼
ZIP code 68409 has 17 business establishments employing approximately 89 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 68409? ▼
In ZIP code 68409, 53.0% of residents aged 25+ have a high school diploma or higher, and 21.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 68409? ▼
The mean commute time for workers in ZIP code 68409 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 68409? ▼
In ZIP code 68409, approximately 87.3% of occupied housing units are owner-occupied and 12.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68409? ▼
The poverty rate in ZIP code 68409 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.