Murray, NE · standard
ZIP Code 68409
Cass County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 807
- 10/sq mi Low-density area
- $92,045
- Median income Above-median income area
- $220,800
- Median home value Near-median home value
- 21.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Murray pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 25%
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 10
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68409 against every reporting US ZIP.
ZIP code 68409 is a sparsely populated ZIP (a standard USPS delivery area) in Murray, Cass County, Nebraska, home to just 807 residents across 80.7 square miles, a density of 10 people per square mile, in the Chicago time zone.
ZIP 68409 lands in the middle-income range, with a median household income of $92,045 (20% above the average Nebraska ZIP), while per-capita income is $45,338. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.2% and unemployment is 3.5%. Housing is both higher-cost and owner-heavy: median home value is $220,800 (18% above the average Nebraska ZIP), while 87.3% of occupied homes are owner-occupied and median rent is $1,181.
Educational attainment sits below the national norm: 21.1% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 28 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Cass County, so 68409 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 68409, Murray, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
807
Population
80.7
Area (sq mi)
10
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 68409?
44.2
Median Age
47.0%
Male
53.0%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,045
Median Household Income
+20% vs state ZIP avg
$45,338
Per Capita Income
4.2%
Poverty Rate
3.5%
Unemployment Rate
28.3 min
Mean Commute Time
How ZIP 68409 ranks among Nebraska ZIPs
Murray, NE household income vs. every Nebraska ZIP code
Median household income among 556 reporting Nebraska ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$92,045 Top 18% higher than 82% of 556 Nebraska ZIPs
Each bar is a $20K-wide band; taller bars hold more Nebraska ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
294housing units
294
Total Housing Units
276
Occupied Units
18
Vacant Units
2.26
Avg Household Size
Occupancy Type
$220,800
Median Home Value
+18% vs state ZIP avg
$1,181
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 17 business establishments in ZIP 68409, employing approximately 89 people with a combined annual payroll of $4,525,000.
17
Businesses
89
Employees
$4.5M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 29.4% |
| Other services (except public administration) | 3 | 17.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 68409 vs 68048 →
ZIP 68409 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68048
Plattsmouth (68048)
12,422 residents
- 51561 1,455
Pacific Junction (51561)
1,455 residents
- 68409 807
Murray (68409)
807 residents
- 68455 681
Union (68455)
681 residents
- 68413 533
Nehawka (68413)
533 residents
What this shows Among its immediate neighbors, ZIP 68409 ranks #3 by population - useful context the national average alone can't give.
ZIP 68409 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68455
Union (68455)
$114,643 median income
- 51561
Pacific Junction (51561)
$113,421 median income
- 68409
Murray (68409)
$92,045 median income
- 68048
Plattsmouth (68048)
$89,931 median income
- 68413
Nehawka (68413)
$81,944 median income
What this shows By household income, ZIP 68409 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 68409, both outside NE so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cass County
Related Areas
Frequently Asked Questions
What county is ZIP code 68409 in?
ZIP code 68409 (Murray) is located in Cass County, Nebraska. Cass County contains multiple ZIP codes, see the full list at /counties/cass-ne.
What is the population of ZIP code 68409?
ZIP code 68409 in Murray, NE has a population of 807 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68409?
The median household income in ZIP 68409 is $92,045, which is 21% above the national average of $76,288.
What is the average home value in ZIP 68409?
The median home value in ZIP 68409 is $220,800, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 68409?
The largest racial group in ZIP 68409 is White at 96.3%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 68409?
ZIP code 68409 has 17 business establishments employing approximately 89 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 68409?
In ZIP code 68409, 53.0% of residents aged 25+ have a high school diploma or higher, and 21.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 68409?
The mean commute time for workers in ZIP code 68409 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 68409?
In ZIP code 68409, approximately 87.3% of occupied housing units are owner-occupied and 12.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68409?
The poverty rate in ZIP code 68409 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 68409's numbers, next.
- See how ZIP 68409 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Murray, NE ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.