Murray, NE · standard
ZIP Code 68409
Cass County, Nebraska — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 807
- 10/sq mi
- $92,045
- Median income
- $220,800
- Median home value
- 21.1%
- Bachelor's or higher
The verdict
Murray pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 25%
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 10
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68409 against every reporting US ZIP.
ZIP code 68409 is classified by USPS as a standard delivery area and covers roughly 80.7 square miles in Murray, Cass County, Nebraska. The area is home to 807 residents, producing a population density of 10 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68409 against Nebraska and the nation.
On the economic side, the median household income for ZIP 68409 sits at $92,045 (20% above the Nebraska average), while per-capita income is $45,338. The poverty rate stands at 4.2% and the unemployment rate at 3.5%. On housing, the median home value is $220,800 (18% above the state average) with median rent at $1,181 per month, and 87.3% of occupied units are owner-occupied, a direct signal of whether 68409 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.1% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 28 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cass County, so you can benchmark 68409 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 68409, Murray, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
807
Population
80.7
Area (sq mi)
10
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 68409?
44.2
Median Age
47.0%
Male
53.0%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,045
Median Household Income
+20% vs state
$45,338
Per Capita Income
4.2%
Poverty Rate
3.5%
Unemployment Rate
28.3 min
Mean Commute Time
How ZIP 68409 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$92,045 Top 25% higher than 75% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
294
Total Housing Units
276
Occupied Units
18
Vacant Units
2.26
Avg Household Size
Occupancy Type
$220,800
Median Home Value
+18% vs state
$1,181
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 17 business establishments in ZIP 68409, employing approximately 89 people with a combined annual payroll of $4,525,000.
17
Businesses
89
Employees
$4.5M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 29.4% |
| Other services (except public administration) | 3 | 17.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 68409 vs 68048 →
ZIP 68409 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68048
Plattsmouth (68048)
12,422 residents
- 51561 1,455
Pacific Junction (51561)
1,455 residents
- 68409 807
Murray (68409)
807 residents
- 68455 681
Union (68455)
681 residents
- 68413 533
Nehawka (68413)
533 residents
What this shows Among its immediate neighbors, ZIP 68409 ranks #3 by population — useful context the national average alone can't give.
ZIP 68409 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68455
Union (68455)
$114,643 median income
- 51561
Pacific Junction (51561)
$113,421 median income
- 68409
Murray (68409)
$92,045 median income
- 68048
Plattsmouth (68048)
$89,931 median income
- 68413
Nehawka (68413)
$81,944 median income
What this shows By household income, ZIP 68409 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Cass County
Related Areas
Frequently Asked Questions
What county is ZIP code 68409 in? ▼
What is the population of ZIP code 68409? ▼
What is the median household income in ZIP 68409? ▼
What is the average home value in ZIP 68409? ▼
What is the demographic makeup of ZIP 68409? ▼
How many businesses are in ZIP code 68409? ▼
What is the education level in ZIP code 68409? ▼
What is the average commute time in ZIP 68409? ▼
What percentage of residents own vs. rent in ZIP 68409? ▼
What is the poverty rate in ZIP code 68409? ▼
ZIP Code Research Guides
Official Data Resources for Murray, NE
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.