Garber, IA · standard

ZIP Code 52048

Clayton County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

333
4/sq mi
$56,477
Median income
$65,800
Median home value
9.7%
Bachelor's or higher

The verdict

Garber pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

23th pct
household income, US ZIPs
2th pct
home value, US ZIPs
4
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 52048 against every reporting US ZIP.

ZIP code 52048 is classified by USPS as a standard delivery area and covers roughly 85.4 square miles in Garber, Clayton County, Iowa. The area is home to 333 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 52048 against Iowa and the nation.

On the economic side, the median household income for ZIP 52048 sits at $56,477 (26% below the Iowa average), while per-capita income is $30,830. The poverty rate stands at 16.9% and the unemployment rate at 0.0%. On housing, the median home value is $65,800 (63% below the state average) with median rent at $475 per month, and 84.2% of occupied units are owner-occupied, a direct signal of whether 52048 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.7% of adults hold a bachelor's degree or higher, the median age is 54.2, and the average commute is . We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clayton County, so you can benchmark 52048 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 52048, Garber, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

333

Population

85.4

Area (sq mi)

4

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 52048?

54.2

Median Age

59.7%

Male

40.3%

Female

3.0%

Foreign-Born

White 95.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.5%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,477

Median Household Income

-26% vs state

$30,830

Per Capita Income

16.9%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 52048 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$56,477 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.8%
Bachelor's Degree or Higher 9.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

95

Total Housing Units

95

Occupied Units

0

Vacant Units

2.12

Avg Household Size

Occupancy Type

Owner 84.2%
Renter 15.8%

$65,800

Median Home Value

-63% vs state

$475

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 52048, employing approximately 6 people with a combined annual payroll of $226,000.

3

Businesses

6

Employees

$226K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 52048 vs 52044 →

ZIP 52048 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 52048 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 52048 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 52048 ranks #7 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
52044 Elkport, IA 153 3.8 mi
52052 Guttenberg, IA 3,136 7.0 mi
52035 Colesburg, IA 1,010 6.6 mi
52042 Edgewood, IA 1,999 7.0 mi
52049 Garnavillo, IA 1,270 10.3 mi
52050 Greeley, IA 515 10.3 mi

More ZIP Codes in Clayton County

Frequently Asked Questions

What county is ZIP code 52048 in?
ZIP code 52048 (Garber) is located in Clayton County, Iowa. Clayton County contains multiple ZIP codes, see the full list at /counties/clayton-ia.
What is the population of ZIP code 52048?
ZIP code 52048 in Garber, IA has a population of 333 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 52048?
The median household income in ZIP 52048 is $56,477, which is 26% below the national average of $76,288.
What is the average home value in ZIP 52048?
The median home value in ZIP 52048 is $65,800, which is 76% below the national average of $278,155.
What is the demographic makeup of ZIP 52048?
The largest racial group in ZIP 52048 is White at 95.5%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 52048?
ZIP code 52048 has 3 business establishments employing approximately 6 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 52048?
In ZIP code 52048, 65.8% of residents aged 25+ have a high school diploma or higher, and 9.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 52048?
In ZIP code 52048, approximately 84.2% of occupied housing units are owner-occupied and 15.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 52048?
The poverty rate in ZIP code 52048 is 16.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Garber, IA

Verify and explore additional data for this area using these official government sources.