PlainZIP

Garnavillo, IA · standard

ZIP Code 52049

Clayton County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,270
7/sq mi
$61,964
Median income
$170,800
Median home value
16.4%
Bachelor's or higher

The verdict

Garnavillo pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

33th pct
household income, US ZIPs
35th pct
home value, US ZIPs
7
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 52049 against every reporting US ZIP.

ZIP code 52049 is a sparsely populated ZIP (a standard USPS delivery area) in Garnavillo, Clayton County, Iowa, home to just 1,270 residents across 178.9 square miles, a density of 7 people per square mile, in the Chicago time zone.

ZIP 52049 reports a modest median household income of $61,964 (19% below the Iowa average), while per-capita income is $35,177. The poverty rate stands at 9.1% and the unemployment rate at 1.9%. On housing, the median home value is $170,800 (3% below the state average) with median rent at $881 per month, and 84.7% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 16.4% of adults hold a bachelor's degree or higher, the median age is 44.7, and the average commute is 18 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Clayton County, letting you compare 52049 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 52049

Top 5 sectors by establishment count in Garnavillo, IA

Which industries have the most business establishments in ZIP 52049.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 52049, Garnavillo, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,270

Population

178.9

Area (sq mi)

7

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 52049?

44.7

Median Age

49.3%

Male

50.7%

Female

0.7%

Foreign-Born

White 97.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.9%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,964

Median Household Income

-19% vs state

$35,177

Per Capita Income

9.1%

Poverty Rate

1.9%

Unemployment Rate

18.0 min

Mean Commute Time

How ZIP 52049 ranks nationally

Garnavillo, IA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,964 33rd percentile higher than 33% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.5%
Bachelor's Degree or Higher 16.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

754

Total Housing Units

608

Occupied Units

146

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 84.7%
Renter 15.3%

$170,800

Median Home Value

-3% vs state

$881

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 41 business establishments in ZIP 52049, employing approximately 542 people with a combined annual payroll of $30,009,000.

41

Businesses

542

Employees

$30.0M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 7 17.1%
Construction 5 12.2%
Manufacturing 4 9.8%
Retail trade 4 9.8%
Transportation and warehousing 4 9.8%
Wholesale trade 3 7.3%
Finance and insurance 3 7.3%
Accommodation and food services 3 7.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 52049 vs 52157 →

ZIP 52049 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 52049 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 52049 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 52049 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
52157 Mc Gregor, IA 1,828 9.3 mi
53801 Bagley, WI 878 7.3 mi
52048 Garber, IA 333 10.3 mi
52047 Farmersburg, IA 567 9.2 mi
52052 Guttenberg, IA 3,136 10.9 mi
52044 Elkport, IA 153 10.1 mi

More ZIP Codes in Clayton County

52052 standard
Guttenberg, IA
Pop: 3,136
52159 standard
Monona, IA
Pop: 2,330
52043 standard
Elkader, IA
Pop: 2,321
52076 standard
Strawberry Point, IA
Pop: 2,295
52042 standard
Edgewood, IA
Pop: 1,999
52157 standard
Mc Gregor, IA
Pop: 1,828

Related Areas

Clayton County Garnavillo, IA Iowa

Frequently Asked Questions

What county is ZIP code 52049 in? ▼
ZIP code 52049 (Garnavillo) is located in Clayton County, Iowa. Clayton County contains multiple ZIP codes, see the full list at /counties/clayton-ia.
What is the population of ZIP code 52049? ▼
ZIP code 52049 in Garnavillo, IA has a population of 1,270 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 52049? ▼
The median household income in ZIP 52049 is $61,964, which is 19% below the national average of $76,288.
What is the average home value in ZIP 52049? ▼
The median home value in ZIP 52049 is $170,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 52049? ▼
The largest racial group in ZIP 52049 is White at 97.8%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 52049? ▼
ZIP code 52049 has 41 business establishments employing approximately 542 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 52049? ▼
The top industries by establishment count in ZIP 52049 are: Other services (except public administration) (7), Construction (5), Manufacturing (4). There are 8 industry sectors represented in total.
What is the education level in ZIP code 52049? ▼
In ZIP code 52049, 57.5% of residents aged 25+ have a high school diploma or higher, and 16.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 52049? ▼
The mean commute time for workers in ZIP code 52049 is 18.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 52049? ▼
In ZIP code 52049, approximately 84.7% of occupied housing units are owner-occupied and 15.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 52049? ▼
The poverty rate in ZIP code 52049 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.