Elkhart Lake, WI · standard
ZIP Code 53020
Sheboygan County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,500
- 22/sq mi Moderate-density area
- $89,155
- Median income Above-median income area
- $330,900
- Median home value Above-median home value
- 32.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Elkhart Lake pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 22
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 53020 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 53020 (Elkhart Lake, WI) rose +7.4% from 2023 to 2024. The all-transactions index moved from 224.7 in 2023 to 241.3 in 2024 (2000 = 100).
ZIP code 53020 covers 159.1 square miles in Elkhart Lake, Sheboygan County, Wisconsin (a standard USPS delivery area), with a modest 3,500 residents on file, a density of 22 people per square mile, in the Chicago time zone.
ZIP 53020 lands in the middle-income range, with a median household income of $89,155 (14% above the average Wisconsin ZIP), while per-capita income is $51,538. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.6% and unemployment is 3.7%. Housing is both higher-cost and owner-heavy: median home value is $330,900 (33% above the average Wisconsin ZIP), while 87.6% of occupied homes are owner-occupied and median rent is $1,041.
A solid share of residents have a four-year degree: 32.1% of adults hold a bachelor's degree or higher, the median age is 57.5, and the average commute is 20 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Sheboygan County, so 53020 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 53020
Top 5 sectors by establishment count in Elkhart Lake, WI
Which industries have the most business establishments in ZIP 53020.
- Accommodation and food services
Accommodation and food services
16 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Construction
Construction
10 establishments
- Manufacturing
Manufacturing
9 establishments
- Retail trade
Retail trade
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 53020, Elkhart Lake, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,500
Population
159.1
Area (sq mi)
22
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 53020?
57.5
Median Age
50.5%
Male
49.5%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,155
Median Household Income
+14% vs state ZIP avg
$51,538
Per Capita Income
4.6%
Poverty Rate
3.7%
Unemployment Rate
20.2 min
Mean Commute Time
How ZIP 53020 ranks among Wisconsin ZIPs
Elkhart Lake, WI household income vs. every Wisconsin ZIP code
Median household income among 755 reporting Wisconsin ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$89,155 Top 24% higher than 76% of 755 Wisconsin ZIPs
Each bar is a $20K-wide band; taller bars hold more Wisconsin ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,877housing units
1,877
Total Housing Units
1,537
Occupied Units
340
Vacant Units
2.23
Avg Household Size
Occupancy Type
$330,900
Median Home Value
+33% vs state ZIP avg
$1,041
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.4%
YoY Change (2024)
241
HPI Index (2000 = 100)
+141%
Total Change Since 2000
Home values in ZIP 53020 have increased 7.4% over the past year (2024). Since 2000, this ZIP has seen +141% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -1.1% | 158 |
| 2021 | +10.2% | 174 |
| 2022 | +22.2% | 212 |
| 2023 | +5.8% | 225 |
| 2024 | +7.4% | 241 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 84 business establishments in ZIP 53020, employing approximately 1,019 people with a combined annual payroll of $56,140,000.
84
Businesses
1,019
Employees
$56.1M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 16 | 19.1% |
| Other services (except public administration) | 11 | 13.1% |
| Construction | 10 | 11.9% |
| Manufacturing | 9 | 10.7% |
| Retail trade | 8 | 9.5% |
| Professional, scientific, and technical services | 6 | 7.1% |
| Transportation and warehousing | 5 | 6.0% |
| Arts, entertainment, and recreation | 5 | 6.0% |
| Wholesale trade | 4 | 4.8% |
| Administrative and support and waste management and remediation services | 3 | 3.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 53020 vs 53042 →
ZIP 53020 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 53073
Plymouth (53073)
15,757 residents
- 53042
Kiel (53042)
6,690 residents
- 53061 5,196
New Holstein (53061)
5,196 residents
- 53020 3,500
Elkhart Lake (53020)
3,500 residents
- 53023 1,496
Glenbeulah (53023)
1,496 residents
- 54232 779
Saint Nazianz (54232)
779 residents
What this shows Among its immediate neighbors, ZIP 53020 ranks #4 by population - useful context the national average alone can't give.
ZIP 53020 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 53020
Elkhart Lake (53020)
$89,155 median income
- 53023
Glenbeulah (53023)
$87,222 median income
- 53042
Kiel (53042)
$86,389 median income
- 53073
Plymouth (53073)
$76,442 median income
- 53061
New Holstein (53061)
$65,898 median income
- 54232
Saint Nazianz (54232)
$57,895 median income
What this shows By household income, ZIP 53020 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 53020, both outside WI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,500 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sheboygan County
Related Areas
Frequently Asked Questions
What county is ZIP code 53020 in?
ZIP code 53020 (Elkhart Lake) is located in Sheboygan County, Wisconsin. Sheboygan County contains multiple ZIP codes, see the full list at /counties/sheboygan-wi.
What is the population of ZIP code 53020?
ZIP code 53020 in Elkhart Lake, WI has a population of 3,500 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 53020?
The median household income in ZIP 53020 is $89,155, which is 17% above the national average of $76,288.
What is the average home value in ZIP 53020?
The median home value in ZIP 53020 is $330,900, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 53020?
The largest racial group in ZIP 53020 is White at 96.4%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 53020?
ZIP code 53020 has 84 business establishments employing approximately 1,019 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 53020?
The top industries by establishment count in ZIP 53020 are: Accommodation and food services (16), Other services (except public administration) (11), Construction (10). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 53020?
According to the FHFA House Price Index, home values in ZIP 53020 increased by 7.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 141%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 53020?
In ZIP code 53020, 67.1% of residents aged 25+ have a high school diploma or higher, and 32.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 53020?
The mean commute time for workers in ZIP code 53020 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 53020?
In ZIP code 53020, approximately 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 53020?
The poverty rate in ZIP code 53020 is 4.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 53020's numbers, next.
- See how ZIP 53020 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Elkhart Lake, WI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.