PlainZIP

Elkhart Lake, WI · standard

ZIP Code 53020

Sheboygan County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,500
22/sq mi
$89,155
Median income
$330,900
Median home value
32.1%
Bachelor's or higher

The verdict

Elkhart Lake pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 28%
household income, US ZIPs
Top 29%
home value, US ZIPs
22
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 53020 against every reporting US ZIP.

ZIP code 53020 covers 159.1 square miles in Elkhart Lake, Sheboygan County, Wisconsin (a standard USPS delivery area), with a modest 3,500 residents on file, a density of 22 people per square mile, in the Chicago time zone.

ZIP 53020 lands in the middle-income range, with a median household income of $89,155 (14% above the Wisconsin average), while per-capita income is $51,538. 4.6% of residents live below the poverty line, and the unemployment rate reads 3.7%. On housing, the median home value is $330,900 (33% above the state average) with median rent at $1,041 per month, and 87.6% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 32.1% of adults hold a bachelor's degree or higher, the median age is 57.5, and the average commute is 20 minutes. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 53020, plus 6 more within Sheboygan County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 53020

Top 5 sectors by establishment count in Elkhart Lake, WI

Which industries have the most business establishments in ZIP 53020.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 53020, Elkhart Lake, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,500

Population

159.1

Area (sq mi)

22

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 53020?

57.5

Median Age

50.5%

Male

49.5%

Female

1.2%

Foreign-Born

White 96.4%
African American 0.2%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.2%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,155

Median Household Income

+14% vs state

$51,538

Per Capita Income

4.6%

Poverty Rate

3.7%

Unemployment Rate

20.2 min

Mean Commute Time

How ZIP 53020 ranks nationally

Elkhart Lake, WI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,155 Top 28% higher than 72% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.1%
Bachelor's Degree or Higher 32.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,877

Total Housing Units

1,537

Occupied Units

340

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 87.6%
Renter 12.4%

$330,900

Median Home Value

+33% vs state

$1,041

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.4%

YoY Change (2024)

241

HPI Index (2000 = 100)

+141%

Total Change Since 2000

Home values in ZIP 53020 have increased 7.4% over the past year (2024). Since 2000, this ZIP has seen +141% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.1% 158
2021 +10.2% 174
2022 +22.2% 212
2023 +5.8% 225
2024 +7.4% 241

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 84 business establishments in ZIP 53020, employing approximately 1,019 people with a combined annual payroll of $56,140,000.

84

Businesses

1,019

Employees

$56.1M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 16 19.1%
Other services (except public administration) 11 13.1%
Construction 10 11.9%
Manufacturing 9 10.7%
Retail trade 8 9.5%
Professional, scientific, and technical services 6 7.1%
Transportation and warehousing 5 6.0%
Arts, entertainment, and recreation 5 6.0%
Wholesale trade 4 4.8%
Administrative and support and waste management and remediation services 3 3.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 53020 vs 53042 →

ZIP 53020 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 53020 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 53020 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 53020 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
53042 Kiel, WI 6,690 6.2 mi
53073 Plymouth, WI 15,757 7.8 mi
53023 Glenbeulah, WI 1,496 7.4 mi
53061 New Holstein, WI 5,196 7.9 mi
54232 Saint Nazianz, WI 779 10.8 mi

More ZIP Codes in Sheboygan County

53081 standard
Sheboygan, WI
Pop: 43,129
53083 standard
Sheboygan, WI
Pop: 20,362
53073 standard
Plymouth, WI
Pop: 15,757
53085 standard
Sheboygan Falls, WI
Pop: 11,267
53070 standard
Oostburg, WI
Pop: 4,713
53075 standard
Random Lake, WI
Pop: 3,345

Related Areas

Sheboygan County Elkhart Lake, WI Wisconsin

Frequently Asked Questions

What county is ZIP code 53020 in? ▼
ZIP code 53020 (Elkhart Lake) is located in Sheboygan County, Wisconsin. Sheboygan County contains multiple ZIP codes, see the full list at /counties/sheboygan-wi.
What is the population of ZIP code 53020? ▼
ZIP code 53020 in Elkhart Lake, WI has a population of 3,500 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 53020? ▼
The median household income in ZIP 53020 is $89,155, which is 17% above the national average of $76,288.
What is the average home value in ZIP 53020? ▼
The median home value in ZIP 53020 is $330,900, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 53020? ▼
The largest racial group in ZIP 53020 is White at 96.4%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 53020? ▼
ZIP code 53020 has 84 business establishments employing approximately 1,019 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 53020? ▼
The top industries by establishment count in ZIP 53020 are: Accommodation and food services (16), Other services (except public administration) (11), Construction (10). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 53020? ▼
According to the FHFA House Price Index, home values in ZIP 53020 increased by 7.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 141%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 53020? ▼
In ZIP code 53020, 67.1% of residents aged 25+ have a high school diploma or higher, and 32.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 53020? ▼
The mean commute time for workers in ZIP code 53020 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 53020? ▼
In ZIP code 53020, approximately 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 53020? ▼
The poverty rate in ZIP code 53020 is 4.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.