Montreal, WI · standard

ZIP Code 54550

Iron County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

685
11/sq mi
$64,583
Median income
$112,200
Median home value
24.2%
Bachelor's or higher

The verdict

Montreal pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
14th pct
home value, US ZIPs
11
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54550 against every reporting US ZIP.

ZIP code 54550 is classified by USPS as a standard delivery area and covers roughly 62.3 square miles in Montreal, Iron County, Wisconsin. The area is home to 685 residents, producing a population density of 11 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54550 against Wisconsin and the nation.

On the economic side, the median household income for ZIP 54550 sits at $64,583 (17% below the Wisconsin average), while per-capita income is $37,454. The poverty rate stands at 11.2% and the unemployment rate at 1.9%. On housing, the median home value is $112,200 (55% below the state average) with median rent at $813 per month, and 95.3% of occupied units are owner-occupied, a direct signal of whether 54550 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.2% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is . We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Iron County, so you can benchmark 54550 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54550, Montreal, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

685

Population

62.3

Area (sq mi)

11

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54550?

46.7

Median Age

53.6%

Male

46.4%

Female

0.3%

Foreign-Born

White 93.8%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,583

Median Household Income

-17% vs state

$37,454

Per Capita Income

11.2%

Poverty Rate

1.9%

Unemployment Rate

How ZIP 54550 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$64,583 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.4%
Bachelor's Degree or Higher 24.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

493

Total Housing Units

361

Occupied Units

132

Vacant Units

2.13

Avg Household Size

Occupancy Type

Owner 95.3%
Renter 4.7%

$112,200

Median Home Value

-55% vs state

$813

Median Rent

1950

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 54550, employing approximately 10 people with a combined annual payroll of $556,000.

3

Businesses

10

Employees

$556K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54550 vs 54534 →

ZIP 54550 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54550 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54550 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54550 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54534 Hurley, WI 2,459 1.8 mi
54525 Gile, WI 279 5.0 mi
54536 Iron Belt, WI 184 5.0 mi

More ZIP Codes in Iron County

Frequently Asked Questions

What county is ZIP code 54550 in?
ZIP code 54550 (Montreal) is located in Iron County, Wisconsin. Iron County contains multiple ZIP codes, see the full list at /counties/iron-wi.
What is the population of ZIP code 54550?
ZIP code 54550 in Montreal, WI has a population of 685 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54550?
The median household income in ZIP 54550 is $64,583, which is 15% below the national average of $76,288.
What is the average home value in ZIP 54550?
The median home value in ZIP 54550 is $112,200, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 54550?
The largest racial group in ZIP 54550 is White at 93.8%.
How many businesses are in ZIP code 54550?
ZIP code 54550 has 3 business establishments employing approximately 10 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 54550?
In ZIP code 54550, 51.4% of residents aged 25+ have a high school diploma or higher, and 24.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 54550?
In ZIP code 54550, approximately 95.3% of occupied housing units are owner-occupied and 4.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54550?
The poverty rate in ZIP code 54550 is 11.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Montreal, WI

Verify and explore additional data for this area using these official government sources.