Mount Sterling, WI · standard
ZIP Code 54645
Crawford County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 81
- 64/sq mi
- $50,833
- Median income
- $137,500
- Median home value
- 8.8%
- Bachelor's or higher
The verdict
Mount Sterling pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 15th pct
- household income, US ZIPs
- 22th pct
- home value, US ZIPs
- 64
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54645 against every reporting US ZIP.
ZIP code 54645 is classified by USPS as a standard delivery area and covers roughly 1.3 square miles in Mount Sterling, Crawford County, Wisconsin. The area is home to 81 residents, producing a population density of 64 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54645 against Wisconsin and the nation.
On the economic side, the median household income for ZIP 54645 sits at $50,833 (35% below the Wisconsin average), while per-capita income is $21,772. The poverty rate stands at 12.4% and the unemployment rate at 0.0%. On housing, the median home value is $137,500 (45% below the state average) with median rent at $675 per month, and 65.9% of occupied units are owner-occupied, a direct signal of whether 54645 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 8.8% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Crawford County, so you can benchmark 54645 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54645, Mount Sterling, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
81
Population
1.3
Area (sq mi)
64
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54645?
48.9
Median Age
49.5%
Male
50.5%
Female
5.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,833
Median Household Income
-35% vs state
$21,772
Per Capita Income
12.4%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 54645 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$50,833 15th percentile higher than 15% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
54
Total Housing Units
44
Occupied Units
10
Vacant Units
2.20
Avg Household Size
Occupancy Type
$137,500
Median Home Value
-45% vs state
$675
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 3 business establishments in ZIP 54645, employing approximately 13 people with a combined annual payroll of $150,000.
3
Businesses
13
Employees
$150K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54645 vs 54654 →
ZIP 54645 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54631
Gays Mills (54631)
1,844 residents
- 54626
Eastman (54626)
1,215 residents
- 54628
Ferryville (54628)
1,092 residents
- 54657 411
Steuben (54657)
411 residents
- 54654 153
Seneca (54654)
153 residents
- 54645 81
Mount Sterling (54645)
81 residents
What this shows Among its immediate neighbors, ZIP 54645 ranks #6 by population — useful context the national average alone can't give.
ZIP 54645 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54657
Steuben (54657)
$70,750 median income
- 54626
Eastman (54626)
$69,926 median income
- 54654
Seneca (54654)
$68,304 median income
- 54631
Gays Mills (54631)
$65,417 median income
- 54628
Ferryville (54628)
$57,167 median income
- 54645
Mount Sterling (54645)
$50,833 median income
What this shows By household income, ZIP 54645 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Crawford County
Related Areas
Frequently Asked Questions
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What is the demographic makeup of ZIP 54645? ▼
How many businesses are in ZIP code 54645? ▼
What is the education level in ZIP code 54645? ▼
What percentage of residents own vs. rent in ZIP 54645? ▼
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ZIP Code Research Guides
Official Data Resources for Mount Sterling, WI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.