PlainZIP

Mount Sterling, WI · standard

ZIP Code 54645

Crawford County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

81
64/sq mi
$50,833
Median income
$137,500
Median home value
8.8%
Bachelor's or higher

The verdict

Mount Sterling pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
22th pct
home value, US ZIPs
64
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54645 against every reporting US ZIP.

ZIP code 54645 is a sparsely populated ZIP (a standard USPS delivery area) in Mount Sterling, Crawford County, Wisconsin, home to just 81 residents across 1.3 square miles, a density of 64 people per square mile, in the Chicago time zone.

ZIP 54645 reports a modest median household income of $50,833 (35% below the Wisconsin average), while per-capita income is $21,772. 12.4% of residents live below the poverty line, and the unemployment rate reads 0.0%. Housing costs here run $137,500 for a typical home value (45% below the state average), with rent averaging $675 a month; 65.9% of homes are owner-occupied.

Formal educational attainment runs low here: just 8.8% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is -. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Crawford County, so you can benchmark 54645 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54645, Mount Sterling, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

81

Population

1.3

Area (sq mi)

64

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54645?

48.9

Median Age

49.5%

Male

50.5%

Female

5.2%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,833

Median Household Income

-35% vs state

$21,772

Per Capita Income

12.4%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 54645 ranks nationally

Mount Sterling, WI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,833 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.1%
Bachelor's Degree or Higher 8.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

54

Total Housing Units

44

Occupied Units

10

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 65.9%
Renter 34.1%

$137,500

Median Home Value

-45% vs state

$675

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 54645, employing approximately 13 people with a combined annual payroll of $150,000.

3

Businesses

13

Employees

$150K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54645 vs 54654 →

ZIP 54645 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54645 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54645 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54645 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54654 Seneca, WI 153 4.0 mi
54631 Gays Mills, WI 1,844 5.5 mi
54628 Ferryville, WI 1,092 5.8 mi
54657 Steuben, WI 411 9.0 mi
54626 Eastman, WI 1,215 8.9 mi

More ZIP Codes in Crawford County

53821 standard
Prairie Du Chien, WI
Pop: 8,456
54631 standard
Gays Mills, WI
Pop: 1,844
54655 standard
Soldiers Grove, WI
Pop: 1,778
53826 standard
Wauzeka, WI
Pop: 1,332
54626 standard
Eastman, WI
Pop: 1,215
54628 standard
Ferryville, WI
Pop: 1,092

Related Areas

Crawford County Mount Sterling, WI Wisconsin

Frequently Asked Questions

What county is ZIP code 54645 in? ▼
ZIP code 54645 (Mount Sterling) is located in Crawford County, Wisconsin. Crawford County contains multiple ZIP codes, see the full list at /counties/crawford-wi.
What is the population of ZIP code 54645? ▼
ZIP code 54645 in Mount Sterling, WI has a population of 81 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54645? ▼
The median household income in ZIP 54645 is $50,833, which is 33% below the national average of $76,288.
What is the average home value in ZIP 54645? ▼
The median home value in ZIP 54645 is $137,500, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 54645? ▼
The largest racial group in ZIP 54645 is White at 100.0%.
How many businesses are in ZIP code 54645? ▼
ZIP code 54645 has 3 business establishments employing approximately 13 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 54645? ▼
In ZIP code 54645, 69.1% of residents aged 25+ have a high school diploma or higher, and 8.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 54645? ▼
In ZIP code 54645, approximately 65.9% of occupied housing units are owner-occupied and 34.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54645? ▼
The poverty rate in ZIP code 54645 is 12.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.