Lac Du Flambeau, WI · standard

ZIP Code 54538

Vilas County, Wisconsin — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,137
11/sq mi
$51,429
Median income
$320,300
Median home value
28.8%
Bachelor's or higher

The verdict

Lac Du Flambeau pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

16th pct
household income, US ZIPs
Top 31%
home value, US ZIPs
11
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54538 against every reporting US ZIP.

ZIP code 54538 is classified by USPS as a standard delivery area and covers roughly 290.5 square miles in Lac Du Flambeau, Vilas County, Wisconsin. The area is home to 3,137 residents, producing a population density of 11 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54538 against Wisconsin and the nation.

On the economic side, the median household income for ZIP 54538 sits at $51,429 (34% below the Wisconsin average), while per-capita income is $37,454. The poverty rate stands at 27.4% and the unemployment rate at 10.1%. On housing, the median home value is $320,300 (29% above the state average) with median rent at $543 per month, and 72.2% of occupied units are owner-occupied, a direct signal of whether 54538 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 28.8% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 17 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Vilas County, so you can benchmark 54538 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 54538

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 54538.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54538, Lac Du Flambeau, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,137

Population

290.5

Area (sq mi)

11

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54538?

44.0

Median Age

52.5%

Male

47.5%

Female

1.0%

Foreign-Born

White 36.9%
African American 0.0%
Asian 1.1%
American Indian or Alaska Native 58.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 5.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,429

Median Household Income

-34% vs state

$37,454

Per Capita Income

27.4%

Poverty Rate

10.1%

Unemployment Rate

16.8 min

Mean Commute Time

How ZIP 54538 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$51,429 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.7%
Bachelor's Degree or Higher 28.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,792

Total Housing Units

1,258

Occupied Units

1,534

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 72.2%
Renter 27.8%

$320,300

Median Home Value

+29% vs state

$543

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

226

HPI Index (2000 = 100)

+126%

Total Change Since 2000

Home values in ZIP 54538 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +126% cumulative appreciation.

Year Annual Change HPI Index
2019 +4.6% 161
2020 -2.1% 158
2021 +5.3% 166
2022 +5.5% 175
2024 226

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 36 business establishments in ZIP 54538, employing approximately 490 people with a combined annual payroll of $19,261,000.

36

Businesses

490

Employees

$19.3M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 11 30.6%
Construction 6 16.7%
Administrative and support and waste management and remediation services 5 13.9%
Other services (except public administration) 5 13.9%
Retail trade 3 8.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54538 vs 54548 →

ZIP Code City Population Distance
54548 Minocqua, WI 4,626 8.7 mi

More ZIP Codes in Vilas County

Frequently Asked Questions

What county is ZIP code 54538 in?
ZIP code 54538 (Lac Du Flambeau) is located in Vilas County, Wisconsin. Vilas County contains multiple ZIP codes, see the full list at /counties/vilas-wi.
What is the population of ZIP code 54538?
ZIP code 54538 in Lac Du Flambeau, WI has a population of 3,137 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54538?
The median household income in ZIP 54538 is $51,429, which is 33% below the national average of $76,288.
What is the average home value in ZIP 54538?
The median home value in ZIP 54538 is $320,300, which is 15% above the national average of $278,155.
What is the demographic makeup of ZIP 54538?
The largest racial group in ZIP 54538 is American Indian or Alaska Native at 58.1%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 54538?
ZIP code 54538 has 36 business establishments employing approximately 490 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54538?
The top industries by establishment count in ZIP 54538 are: Accommodation and food services (11), Construction (6), Administrative and support and waste management and remediation services (5). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 54538?
According to the FHFA House Price Index, home values in ZIP 54538 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 126%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54538?
In ZIP code 54538, 64.7% of residents aged 25+ have a high school diploma or higher, and 28.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54538?
The mean commute time for workers in ZIP code 54538 is 16.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54538?
In ZIP code 54538, approximately 72.2% of occupied housing units are owner-occupied and 27.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54538?
The poverty rate in ZIP code 54538 is 27.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Lac Du Flambeau, WI

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