Stone Lake, WI · standard
ZIP Code 54876
Sawyer County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,551
- 6/sq mi
- $72,794
- Median income
- $282,100
- Median home value
- 26.3%
- Bachelor's or higher
National ZIP placement
Stone Lake pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 49%
- household income, US ZIPs
- Top 36%
- home value, US ZIPs
- 6
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54876 against every reporting US ZIP.
ZIP code 54876 covers 262.9 square miles in Stone Lake, Sawyer County, Wisconsin (a standard USPS delivery area), with a modest 1,551 residents on file, a density of 6 people per square mile, in the Chicago time zone.
ZIP 54876 lands in the middle-income range, with a median household income of $72,794 (7% below the average Wisconsin ZIP), while per-capita income is $43,571. The poverty rate is 9.6%, with unemployment at 2.5%; those measures add context to the income figure. Median home value is $282,100 (13% above the average Wisconsin ZIP) and median rent is $910; 82.2% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 26.3% of adults hold a bachelor's degree or higher, the median age is 54.7, and the average commute is 25 minutes. No nearby ZIP peer set is available for this delivery area, so the Wisconsin and national benchmarks above are the appropriate context for 54876.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 54876
Top 5 sectors by establishment count in Stone Lake, WI
Which industries have the most business establishments in ZIP 54876.
- Construction
Construction
7 establishments
- Retail trade
Retail trade
7 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54876, Stone Lake, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,551
Population
262.9
Area (sq mi)
6
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54876?
54.7
Median Age
51.3%
Male
48.7%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$72,794
Median Household Income
-7% vs state ZIP avg
$43,571
Per Capita Income
9.6%
Poverty Rate
2.5%
Unemployment Rate
24.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,002housing units
2,002
Total Housing Units
782
Occupied Units
1,220
Vacant Units
2.18
Avg Household Size
Occupancy Type
$282,100
Median Home Value
+13% vs state ZIP avg
$910
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+15.4%
YoY Change (2023)
214
HPI Index (2000 = 100)
+114%
Total Change Since 2000
Home values in ZIP 54876 have increased 15.4% over the past year (2023). Since 2000, this ZIP has seen +114% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +4.5% | 163 |
| 2020 | +4.3% | 170 |
| 2021 | +6.1% | 181 |
| 2022 | +2.6% | 186 |
| 2023 | +15.4% | 214 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 33 business establishments in ZIP 54876, employing approximately 160 people with a combined annual payroll of $5,860,000.
33
Businesses
160
Employees
$5.9M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 7 | 21.2% |
| Retail trade | 7 | 21.2% |
| Accommodation and food services | 7 | 21.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 54876, both outside WI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,551 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.