PlainZIP

Stone Lake, WI · standard

ZIP Code 54876

Sawyer County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,551
6/sq mi
$72,794
Median income
$282,100
Median home value
26.3%
Bachelor's or higher

The verdict

Stone Lake pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 49%
household income, US ZIPs
Top 36%
home value, US ZIPs
6
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54876 against every reporting US ZIP.

ZIP code 54876 is classified by USPS as a standard delivery area and covers roughly 262.9 square miles in Stone Lake, Sawyer County, Wisconsin. The area is home to 1,551 residents, producing a population density of 6 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 54876 against Wisconsin and the nation.

On the economic side, the median household income for ZIP 54876 sits at $72,794 (7% below the Wisconsin average), while per-capita income is $43,571. The poverty rate stands at 9.6% and the unemployment rate at 2.5%. On housing, the median home value is $282,100 (13% above the state average) with median rent at $910 per month, and 82.2% of occupied units are owner-occupied, a direct signal of whether 54876 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.3% of adults hold a bachelor's degree or higher, the median age is 54.7, and the average commute is 25 minutes. Use the benchmarks above to see where 54876 sits relative to Wisconsin and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 54876

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 54876.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 54876, Stone Lake, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,551

Population

262.9

Area (sq mi)

6

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54876?

54.7

Median Age

51.3%

Male

48.7%

Female

1.2%

Foreign-Born

White 81.5%
African American 0.3%
Asian 0.6%
American Indian or Alaska Native 12.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 0.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,794

Median Household Income

-7% vs state

$43,571

Per Capita Income

9.6%

Poverty Rate

2.5%

Unemployment Rate

24.7 min

Mean Commute Time

How ZIP 54876 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$72,794 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.7%
Bachelor's Degree or Higher 26.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,002

Total Housing Units

782

Occupied Units

1,220

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 82.2%
Renter 17.8%

$282,100

Median Home Value

+13% vs state

$910

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.4%

YoY Change (2023)

214

HPI Index (2000 = 100)

+114%

Total Change Since 2000

Home values in ZIP 54876 have increased 15.4% over the past year (2023). Since 2000, this ZIP has seen +114% cumulative appreciation.

Year Annual Change HPI Index
2019 +4.5% 163
2020 +4.3% 170
2021 +6.1% 181
2022 +2.6% 186
2023 +15.4% 214

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 33 business establishments in ZIP 54876, employing approximately 160 people with a combined annual payroll of $5,860,000.

33

Businesses

160

Employees

$5.9M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 7 21.2%
Retail trade 7 21.2%
Accommodation and food services 7 21.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Sawyer County

54843 standard
Hayward, WI
Pop: 11,487
54896 standard
Winter, WI
Pop: 1,478
54835 standard
Exeland, WI
Pop: 1,018
54828 standard
Couderay, WI
Pop: 678
54867 standard
Radisson, WI
Pop: 435
54862 standard
Ojibwa, WI
Pop: 261

Related Areas

Sawyer County Stone Lake, WI Wisconsin

Frequently Asked Questions

What county is ZIP code 54876 in? ▼
ZIP code 54876 (Stone Lake) is located in Sawyer County, Wisconsin. Sawyer County contains multiple ZIP codes, see the full list at /counties/sawyer-wi.
What is the population of ZIP code 54876? ▼
ZIP code 54876 in Stone Lake, WI has a population of 1,551 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54876? ▼
The median household income in ZIP 54876 is $72,794, which is 5% below the national average of $76,288.
What is the average home value in ZIP 54876? ▼
The median home value in ZIP 54876 is $282,100, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 54876? ▼
The largest racial group in ZIP 54876 is White at 81.5%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 54876? ▼
ZIP code 54876 has 33 business establishments employing approximately 160 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54876? ▼
The top industries by establishment count in ZIP 54876 are: Construction (7), Retail trade (7), Accommodation and food services (7). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 54876? ▼
According to the FHFA House Price Index, home values in ZIP 54876 increased by 15.4% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54876? ▼
In ZIP code 54876, 64.7% of residents aged 25+ have a high school diploma or higher, and 26.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54876? ▼
The mean commute time for workers in ZIP code 54876 is 24.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54876? ▼
In ZIP code 54876, approximately 82.2% of occupied housing units are owner-occupied and 17.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54876? ▼
The poverty rate in ZIP code 54876 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Stone Lake, WI

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.