Residential delivery area · Minnesota
ZIP Code 55016: Cottage Grove, MN
ZIP code 55016 is in Cottage Grove, Minnesota, entirely in Washington County (Census 2020 ZIP-county file). About 41,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $120,715 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Cottage Grove · its only residential ZIP
- County
- Washington County
- Census places
- Cottage Grove
- Metro area
- Minneapolis-St. Paul-Bloomington, MN-WI
- House district
- MN-2 119th Congress
- State
- Minnesota
- Time zone
- Central
- Land area
- 30.1 sq mi · 1,352 people per sq mi
Where is ZIP code 55016?
55016 centers on 44.817°, -92.934° and covers 30.1 square miles of land plus 3.9 of water. It borders 7 ZIP codes: 55071, 55076, 55129, 55055, 55001, 55033, 55068.
The map draws ZIP code areas only. For the streets inside 55016, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 55016 compare with the rest of Washington County?
| Measure | 55016 | In Washington County | In MN |
|---|---|---|---|
| People (ACS 2020-2024) | 40,695 | 2nd of 19 | 18th of 881 |
| Median household income | $121k | 8th of 16 | 54th of 545 |
| Median home value | $378k | 13th of 18 | 99th of 558 |
Its median household income is higher than in 91% of U.S. residential ZIP codes, and it is denser than 81% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 55016?
The 2020 Census counted 38,427 people in 55016; the ACS, which samples households over 2020-2024, estimates 40,695. Between the 2010 and 2020 censuses its population grew 12.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 40,695
- 2020 Census count
- 38,427+12.3% since 2010 (34,204)
- Households
- 14,283
- Median age
- 36.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 55016?
Of the 40,695 people the ACS estimates in 55016, 25.4% are under 18 and 13.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (73.4%).
- Under 1825.4%
- 18 to 6460.7%
- 65 and older13.9%
- White, not Hispanic73.4%
- Hispanic or Latino7.7%
- Asian, not Hispanic7.4%
- Black, not Hispanic6.2%
- Other or two or more5.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 55016 earn?
Median household income is $120,715 (ACS 2020-2024), the 8th highest of the 16 ranked ZIP codes in Washington County. It is not measurably different from 2015-2019 ($124,506 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $120,715
- Income per person
- $49,566
- Below the poverty line
- 4.2%
- Unemployed (of the labor force)
- 3.7%
- Adults 25+ with a bachelor's degree
- 40.8%
- Adjusted gross income per tax return, 2022
- $89,12120,460 returns; wages 80% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 55016?
FHFA's house price index for 55016, built from repeat sales and appraisals of the same homes, rose 70% from 2015 to 2025 and rose 33% from 2020 to 2025, and moved +1.6% in 2025.
- Median home value (owners' estimate)
- $377,700
- Median gross rent
- $1,790
- Homes owned by their occupants
- 88.2%
- Housing units
- 14,375
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 55016?
537 business establishments had a location in this ZIP code in 2023, 86 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance80
- Construction79
- Professional, scientific, and technical services59
- Other services (except public administration)58
- Retail trade51
- Accommodation and food services41
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 55016?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 55071 | Saint Paul Park | 5,719 | $101k | 3.2 mi |
| 55076 | Inver Grove Heights | 21,374 | $94k | 5.0 mi |
| 55129 | Saint Paul | 34,120 | $144k | 5.0 mi |
| 55055 | Newport | 4,754 | $72k | 5.1 mi |
| 55001 | Afton | 3,027 | $134k | 8.0 mi |
| 55033 | Hastings | 29,674 | $104k | 8.2 mi |
| 55068 | Rosemount | 33,119 | $128k | 8.5 mi |
| 55077 | Inver Grove Heights | 14,503 | $112k | 7.0 mi (near) |
| 55125 | Saint Paul | 44,185 | $119k | 7.0 mi (near) |
| 55075 | South Saint Paul | 20,714 | $88k | 7.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.