Saint Francis, MN · standard
ZIP Code 55070
Anoka County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,541
- 107/sq mi High-density area
- $108,750
- Median income Above-median income area
- $328,500
- Median home value Above-median home value
- 18.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Saint Francis pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 107
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55070 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55070 (Saint Francis, MN) fell -1.0% from 2023 to 2024. The all-transactions index moved from 211.9 in 2023 to 209.8 in 2024 (2000 = 100).
ZIP code 55070 is a mid-sized community (a standard USPS delivery area) in Saint Francis, Anoka County, Minnesota, home to 7,541 residents across 70.7 square miles, a density of 107 people per square mile, in the Chicago time zone.
ZIP 55070 lands in the middle-income range, with a median household income of $108,750 (32% above the average Minnesota ZIP), while per-capita income is $40,876. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.7% and unemployment is 2.4%. Housing is both higher-cost and owner-heavy: median home value is $328,500 (28% above the average Minnesota ZIP), while 86.3% of occupied homes are owner-occupied and median rent is $1,204.
Educational attainment sits below the national norm: 18.2% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 32 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Anoka County, so 55070 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55070
Top 5 sectors by establishment count in Saint Francis, MN
Which industries have the most business establishments in ZIP 55070.
- Construction
Construction
32 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
- Retail trade
Retail trade
16 establishments
- Finance and insurance 11
Finance and insurance
11 establishments
- Health care and social assistance 10
Health care and social assistance
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55070, Saint Francis, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,541
Population
70.7
Area (sq mi)
107
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55070?
35.1
Median Age
51.9%
Male
48.1%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$108,750
Median Household Income
+32% vs state ZIP avg
$40,876
Per Capita Income
6.7%
Poverty Rate
2.4%
Unemployment Rate
32.0 min
Mean Commute Time
How ZIP 55070 ranks among Minnesota ZIPs
Saint Francis, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$108,750 Top 11% higher than 89% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,039housing units
3,039
Total Housing Units
2,999
Occupied Units
40
Vacant Units
2.81
Avg Household Size
Occupancy Type
$328,500
Median Home Value
+28% vs state ZIP avg
$1,204
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.0%
YoY Change (2024)
210
HPI Index (2000 = 100)
+110%
Total Change Since 2000
Home values in ZIP 55070 have decreased 1.0% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.4% | 156 |
| 2021 | +12.4% | 175 |
| 2022 | +11.8% | 196 |
| 2023 | +8.4% | 212 |
| 2024 | -1.0% | 210 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 133 business establishments in ZIP 55070, employing approximately 970 people with a combined annual payroll of $39,646,000.
133
Businesses
970
Employees
$39.6M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 32 | 24.1% |
| Other services (except public administration) | 17 | 12.8% |
| Retail trade | 16 | 12.0% |
| Finance and insurance | 11 | 8.3% |
| Health care and social assistance | 10 | 7.5% |
| Accommodation and food services | 9 | 6.8% |
| Manufacturing | 8 | 6.0% |
| Administrative and support and waste management and remediation services | 7 | 5.3% |
| Professional, scientific, and technical services | 6 | 4.5% |
| Wholesale trade | 4 | 3.0% |
| Transportation and warehousing | 4 | 3.0% |
| Real estate and rental and leasing | 3 | 2.3% |
| Arts, entertainment, and recreation | 3 | 2.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55070 vs 55303 →
ZIP 55070 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55303
Anoka (55303)
46,352 residents
- 55040 12,568
Isanti (55040)
12,568 residents
- 55011 10,170
Cedar (55011)
10,170 residents
- 55070 7,541
Saint Francis (55070)
7,541 residents
What this shows Among its immediate neighbors, ZIP 55070 ranks #4 by population - useful context the national average alone can't give.
ZIP 55070 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55011
Cedar (55011)
$121,434 median income
- 55070
Saint Francis (55070)
$108,750 median income
- 55303
Anoka (55303)
$102,986 median income
- 55040
Isanti (55040)
$90,900 median income
What this shows By household income, ZIP 55070 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55070, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,541 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Anoka County
Related Areas
Frequently Asked Questions
What county is ZIP code 55070 in?
ZIP code 55070 (Saint Francis) is located in Anoka County, Minnesota. Anoka County contains multiple ZIP codes, see the full list at /counties/anoka-mn.
What is the population of ZIP code 55070?
ZIP code 55070 in Saint Francis, MN has a population of 7,541 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55070?
The median household income in ZIP 55070 is $108,750, which is 43% above the national average of $76,288.
What is the average home value in ZIP 55070?
The median home value in ZIP 55070 is $328,500, which is 18% above the national average of $278,155.
What is the demographic makeup of ZIP 55070?
The largest racial group in ZIP 55070 is White at 88.5%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 55070?
ZIP code 55070 has 133 business establishments employing approximately 970 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55070?
The top industries by establishment count in ZIP 55070 are: Construction (32), Other services (except public administration) (17), Retail trade (16). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 55070?
According to the FHFA House Price Index, home values in ZIP 55070 decreased by 1.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55070?
In ZIP code 55070, 59.4% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55070?
The mean commute time for workers in ZIP code 55070 is 32.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55070?
In ZIP code 55070, approximately 86.3% of occupied housing units are owner-occupied and 13.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55070?
The poverty rate in ZIP code 55070 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55070's numbers, next.
- See how ZIP 55070 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Francis, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.