Saint Francis, MN · standard
ZIP Code 55070
Anoka County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,541
- 107/sq mi
- $108,750
- Median income
- $328,500
- Median home value
- 18.2%
- Bachelor's or higher
The verdict
Saint Francis pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 107
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55070 against every reporting US ZIP.
ZIP code 55070 is classified by USPS as a standard delivery area and covers roughly 70.7 square miles in Saint Francis, Anoka County, Minnesota. The area is home to 7,541 residents, producing a population density of 107 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55070 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55070 sits at $108,750 (32% above the Minnesota average), while per-capita income is $40,876. The poverty rate stands at 6.7% and the unemployment rate at 2.4%. On housing, the median home value is $328,500 (28% above the state average) with median rent at $1,204 per month, and 86.3% of occupied units are owner-occupied, a direct signal of whether 55070 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.2% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 32 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Anoka County, so you can benchmark 55070 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55070
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55070.
- Construction
Construction
32 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
- Retail trade
Retail trade
16 establishments
- Finance and insurance 11
Finance and insurance
11 establishments
- Health care and social assistance 10
Health care and social assistance
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55070, Saint Francis, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,541
Population
70.7
Area (sq mi)
107
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55070?
35.1
Median Age
51.9%
Male
48.1%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$108,750
Median Household Income
+32% vs state
$40,876
Per Capita Income
6.7%
Poverty Rate
2.4%
Unemployment Rate
32.0 min
Mean Commute Time
How ZIP 55070 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$108,750 Top 14% higher than 86% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,039
Total Housing Units
2,999
Occupied Units
40
Vacant Units
2.81
Avg Household Size
Occupancy Type
$328,500
Median Home Value
+28% vs state
$1,204
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.0%
YoY Change (2024)
210
HPI Index (2000 = 100)
+110%
Total Change Since 2000
Home values in ZIP 55070 have decreased 1.0% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.4% | 156 |
| 2021 | +12.4% | 175 |
| 2022 | +11.8% | 196 |
| 2023 | +8.4% | 212 |
| 2024 | -1.0% | 210 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 133 business establishments in ZIP 55070, employing approximately 970 people with a combined annual payroll of $39,646,000.
133
Businesses
970
Employees
$39.6M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 32 | 24.1% |
| Other services (except public administration) | 17 | 12.8% |
| Retail trade | 16 | 12.0% |
| Finance and insurance | 11 | 8.3% |
| Health care and social assistance | 10 | 7.5% |
| Accommodation and food services | 9 | 6.8% |
| Manufacturing | 8 | 6.0% |
| Administrative and support and waste management and remediation services | 7 | 5.3% |
| Professional, scientific, and technical services | 6 | 4.5% |
| Wholesale trade | 4 | 3.0% |
| Transportation and warehousing | 4 | 3.0% |
| Real estate and rental and leasing | 3 | 2.3% |
| Arts, entertainment, and recreation | 3 | 2.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55070 vs 55303 →
ZIP 55070 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55303
Anoka (55303)
46,352 residents
- 55040 12,568
Isanti (55040)
12,568 residents
- 55011 10,170
Cedar (55011)
10,170 residents
- 55070 7,541
Saint Francis (55070)
7,541 residents
What this shows Among its immediate neighbors, ZIP 55070 ranks #4 by population — useful context the national average alone can't give.
ZIP 55070 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55011
Cedar (55011)
$121,434 median income
- 55070
Saint Francis (55070)
$108,750 median income
- 55303
Anoka (55303)
$102,986 median income
- 55040
Isanti (55040)
$90,900 median income
What this shows By household income, ZIP 55070 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Anoka County
Related Areas
Frequently Asked Questions
What county is ZIP code 55070 in? ▼
What is the population of ZIP code 55070? ▼
What is the median household income in ZIP 55070? ▼
What is the average home value in ZIP 55070? ▼
What is the demographic makeup of ZIP 55070? ▼
How many businesses are in ZIP code 55070? ▼
What are the main industries in ZIP code 55070? ▼
How have home values changed in ZIP code 55070? ▼
What is the education level in ZIP code 55070? ▼
What is the average commute time in ZIP 55070? ▼
What percentage of residents own vs. rent in ZIP 55070? ▼
What is the poverty rate in ZIP code 55070? ▼
ZIP Code Research Guides
Official Data Resources for Saint Francis, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.