Cambridge, MN · standard
ZIP Code 55008
Isanti County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,685
- 56/sq mi Moderate-density area
- $84,513
- Median income Above-median income area
- $290,700
- Median home value Near-median home value
- 21.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cambridge pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 33%
- household income, US ZIPs
- Top 35%
- home value, US ZIPs
- 56
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55008 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55008 (Cambridge, MN) rose +6.0% from 2023 to 2024. The all-transactions index moved from 217.9 in 2023 to 231.0 in 2024 (2000 = 100).
ZIP code 55008 is a mid-sized community (a standard USPS delivery area) in Cambridge, Isanti County, Minnesota, home to 14,685 residents across 260.4 square miles, a density of 56 people per square mile, in the Chicago time zone.
ZIP 55008 lands in the middle-income range, with a median household income of $84,513 (3% above the average Minnesota ZIP), while per-capita income is $39,930. The poverty rate is 8.9%, with unemployment at 2.6%; those measures add context to the income figure. Median home value is $290,700 (14% above the average Minnesota ZIP) and median rent is $1,325; 75.7% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 30 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Isanti County, so 55008 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55008
Top 5 sectors by establishment count in Cambridge, MN
Which industries have the most business establishments in ZIP 55008.
- Retail trade
Retail trade
76 establishments
- Construction
Construction
71 establishments
- Health care and social assistance
Health care and social assistance
71 establishments
- Other services (except public administration)
Other services (except public administration)
56 establishments
- Accommodation and food services
Accommodation and food services
34 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55008, Cambridge, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,685
Population
260.4
Area (sq mi)
56
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55008?
40.1
Median Age
50.2%
Male
49.8%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,513
Median Household Income
+3% vs state ZIP avg
$39,930
Per Capita Income
8.9%
Poverty Rate
2.6%
Unemployment Rate
30.1 min
Mean Commute Time
How ZIP 55008 ranks among Minnesota ZIPs
Cambridge, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$84,513 Top 38% higher than 62% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,163housing units
7,163
Total Housing Units
6,878
Occupied Units
285
Vacant Units
2.39
Avg Household Size
Occupancy Type
$290,700
Median Home Value
+14% vs state ZIP avg
$1,325
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.0%
YoY Change (2024)
231
HPI Index (2000 = 100)
+131%
Total Change Since 2000
Home values in ZIP 55008 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 167 |
| 2021 | +11.4% | 186 |
| 2022 | +13.9% | 212 |
| 2023 | +2.8% | 218 |
| 2024 | +6.0% | 231 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 480 business establishments in ZIP 55008, employing approximately 6,406 people with a combined annual payroll of $295,210,000.
480
Businesses
6,406
Employees
$295.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 76 | 15.8% |
| Construction | 71 | 14.8% |
| Health care and social assistance | 71 | 14.8% |
| Other services (except public administration) | 56 | 11.7% |
| Accommodation and food services | 34 | 7.1% |
| Professional, scientific, and technical services | 33 | 6.9% |
| Finance and insurance | 29 | 6.0% |
| Manufacturing | 24 | 5.0% |
| Real estate and rental and leasing | 19 | 4.0% |
| Administrative and support and waste management and remediation services | 18 | 3.8% |
| Transportation and warehousing | 15 | 3.1% |
| Information | 13 | 2.7% |
| Wholesale trade | 10 | 2.1% |
| Arts, entertainment, and recreation | 7 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55008 vs 55040 →
ZIP 55008 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55008
Cambridge (55008)
14,685 residents
- 55040
Isanti (55040)
12,568 residents
- 55080 2,607
Stanchfield (55080)
2,607 residents
- 55029 38
Grandy (55029)
38 residents
What this shows Among its immediate neighbors, ZIP 55008 ranks the most populous - useful context the national average alone can't give.
ZIP 55008 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55080
Stanchfield (55080)
$101,964 median income
- 55040
Isanti (55040)
$90,900 median income
- 55008
Cambridge (55008)
$84,513 median income
- 55029
Grandy (55029)
$74,167 median income
What this shows By household income, ZIP 55008 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55008, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,685 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Isanti County
Related Areas
Frequently Asked Questions
What county is ZIP code 55008 in?
ZIP code 55008 (Cambridge) is located in Isanti County, Minnesota. Isanti County contains multiple ZIP codes, see the full list at /counties/isanti-mn.
What is the population of ZIP code 55008?
ZIP code 55008 in Cambridge, MN has a population of 14,685 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55008?
The median household income in ZIP 55008 is $84,513, which is 11% above the national average of $76,288.
What is the average home value in ZIP 55008?
The median home value in ZIP 55008 is $290,700, which is 5% above the national average of $278,155.
What is the demographic makeup of ZIP 55008?
The largest racial group in ZIP 55008 is White at 90.0%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 55008?
ZIP code 55008 has 480 business establishments employing approximately 6,406 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55008?
The top industries by establishment count in ZIP 55008 are: Retail trade (76), Construction (71), Health care and social assistance (71). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 55008?
According to the FHFA House Price Index, home values in ZIP 55008 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55008?
In ZIP code 55008, 55.0% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55008?
The mean commute time for workers in ZIP code 55008 is 30.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55008?
In ZIP code 55008, approximately 75.7% of occupied housing units are owner-occupied and 24.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55008?
The poverty rate in ZIP code 55008 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55008's numbers, next.
- See how ZIP 55008 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cambridge, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.