PlainZIP

Cambridge, MN · standard

ZIP Code 55008

Isanti County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,685
56/sq mi
$84,513
Median income
$290,700
Median home value
21.4%
Bachelor's or higher

The verdict

Cambridge pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 33%
household income, US ZIPs
Top 35%
home value, US ZIPs
56
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55008 against every reporting US ZIP.

ZIP code 55008 is a mid-sized community (a standard USPS delivery area) in Cambridge, Isanti County, Minnesota, home to 14,685 residents across 260.4 square miles, a density of 56 people per square mile, in the Chicago time zone.

ZIP 55008 lands in the middle-income range, with a median household income of $84,513 (3% above the Minnesota average), while per-capita income is $39,930. Poverty here runs at 8.9%, with unemployment measured at 2.6%. On housing, the median home value is $290,700 (14% above the state average) with median rent at $1,325 per month, and 75.7% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 21.4% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 30 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 55008, plus 6 more within Isanti County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 55008

Top 5 sectors by establishment count in Cambridge, MN

Which industries have the most business establishments in ZIP 55008.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55008, Cambridge, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,685

Population

260.4

Area (sq mi)

56

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55008?

40.1

Median Age

50.2%

Male

49.8%

Female

3.5%

Foreign-Born

White 90.0%
African American 1.6%
Asian 2.9%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,513

Median Household Income

+3% vs state

$39,930

Per Capita Income

8.9%

Poverty Rate

2.6%

Unemployment Rate

30.1 min

Mean Commute Time

How ZIP 55008 ranks nationally

Cambridge, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$84,513 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 21.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,163

Total Housing Units

6,878

Occupied Units

285

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 75.7%
Renter 24.3%

$290,700

Median Home Value

+14% vs state

$1,325

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.0%

YoY Change (2024)

231

HPI Index (2000 = 100)

+131%

Total Change Since 2000

Home values in ZIP 55008 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 167
2021 +11.4% 186
2022 +13.9% 212
2023 +2.8% 218
2024 +6.0% 231

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 480 business establishments in ZIP 55008, employing approximately 6,406 people with a combined annual payroll of $295,210,000.

480

Businesses

6,406

Employees

$295.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 76 15.8%
Construction 71 14.8%
Health care and social assistance 71 14.8%
Other services (except public administration) 56 11.7%
Accommodation and food services 34 7.1%
Professional, scientific, and technical services 33 6.9%
Finance and insurance 29 6.0%
Manufacturing 24 5.0%
Real estate and rental and leasing 19 4.0%
Administrative and support and waste management and remediation services 18 3.8%
Transportation and warehousing 15 3.1%
Information 13 2.7%
Wholesale trade 10 2.1%
Arts, entertainment, and recreation 7 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55008 vs 55040 →

ZIP 55008 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55008 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55008 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55008 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55040 Isanti, MN 12,568 7.2 mi
55029 Grandy, MN 38 5.7 mi
55080 Stanchfield, MN 2,607 6.7 mi

More ZIP Codes in Isanti County

55040 standard
Isanti, MN
Pop: 12,568
55079 standard
Stacy, MN
Pop: 8,329
55006 standard
Braham, MN
Pop: 4,069
55080 standard
Stanchfield, MN
Pop: 2,607
55017 standard
Dalbo, MN
Pop: 714
55029 standard
Grandy, MN
Pop: 38

Related Areas

Isanti County Cambridge, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55008 in? ▼
ZIP code 55008 (Cambridge) is located in Isanti County, Minnesota. Isanti County contains multiple ZIP codes, see the full list at /counties/isanti-mn.
What is the population of ZIP code 55008? ▼
ZIP code 55008 in Cambridge, MN has a population of 14,685 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55008? ▼
The median household income in ZIP 55008 is $84,513, which is 11% above the national average of $76,288.
What is the average home value in ZIP 55008? ▼
The median home value in ZIP 55008 is $290,700, which is 5% above the national average of $278,155.
What is the demographic makeup of ZIP 55008? ▼
The largest racial group in ZIP 55008 is White at 90.0%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 55008? ▼
ZIP code 55008 has 480 business establishments employing approximately 6,406 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55008? ▼
The top industries by establishment count in ZIP 55008 are: Retail trade (76), Construction (71), Health care and social assistance (71). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 55008? ▼
According to the FHFA House Price Index, home values in ZIP 55008 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 131%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55008? ▼
In ZIP code 55008, 55.0% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55008? ▼
The mean commute time for workers in ZIP code 55008 is 30.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55008? ▼
In ZIP code 55008, approximately 75.7% of occupied housing units are owner-occupied and 24.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55008? ▼
The poverty rate in ZIP code 55008 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.